Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 13, 2020

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Company Details
Address: 118 2nd Avenue SE P.O. Box 73909
City: Cedar Rapids
State: IA
ZIP Code:
Phone Number:
Website: http://www.unitedfiregroup.com
Year Founded: 1855
AM Best Rating: A
Company Rating 0 (0 reviews)

Things to remember...

  • Addison Insurance Company is a member of the United Fire Group
  • The United Fire Group is licensed to write personal and commercial insurance in over 40 states and the District of Columbia
  • The Addison Insurance Company was founded in the winter of 1855 as the Addison Farmers Insurance Group.

The Addison Insurance Company is a member of the United Fire Group. The United Fire Group is an insurance group that operates through a wide network of independent insurance agents.

The United Fire Group is licensed to write personal and commercial insurance in over 40 states and the District of Columbia.

The Addison Insurance Company, as a member of this insurance group, works to provide its customers with the best auto insurance rates for their needs and budget.

To see how the auto insurance rates of the Addison Insurance Company compare to the rates of other top companies where you live, enter your zip code in the box above!

Addison Insurance Company Basics

The Addison Insurance Company is headquartered at 118 2nd Avenue SE, P.O. Box 73909 in Cedar Rapids, IA. Randy Allen Ramlo is the president of the Addison Insurance Company.

The treasurer and secretary of the Addison Insurance Company are Janice Ann Martin and Kristin Renae Stauffer.

As a stock company, the Addison Insurance Company was founded in the winter of 1855 as the Addison Farmers Insurance Group. The Addison Insurance Company is a financially secure company.

With more than $79 million in assets, a net surplus of over $27 million, and capital in excess of $1 million the Addison Insurance Company is able to provide their customers with peace of mind and lower rates.

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Addison Insurance Company Ratings

As a member of the United Fire Insurance Group, the Addison Insurance Company has been rated very highly by well-respected insurance ratings providers.

A.M. Best gave an A (Excellent) rating, so you should have confidence in the fact that you are choosing a reputable company.

The United Fire Insurance Group has also been listed by Forbes as one of the Most Trustworthy Publicly Traded Companies in the United States.

Less than five percent of companies that are publicly traded on the United States stock market have the qualifications to be included on this list.

 Addison Insurance Company Auto Insurance Options

The Addison Insurance Company offers six main types of auto insurance. These six coverage options include:

  • Personal Auto
  • Premiere Pro
  • Garage Pro
  • Trade Pro
  • Equipment Breakdown
  • Non-Franchised Auto

The Premier Pro coverage option offered by the Addison Insurance Company is a policy meant for auto business owners. This policy offers Addison Insurance Company clients a custom built policy made up of liability, theft, and comprehensive coverage.

Some of the optional coverage offered for the Premier Pro policy includes fire coverage, personal injury, property damage, and securities.

The Garage Pro coverage option is meant for used auto dealers and garage owners in South Dakota, Wisconsin, Minnesota, North Dakota, Missouri, Nebraska, Louisiana, Mississippi, Florida, Arkansas, Iowa, and Kansas.

This Addison Insurance Company policy offers coverage for the cleanup and removal of pollution, data processing equipment, glass, attached signs on the premises, business income, service interruption off premises, and extra expenses.

The Trade Pro insurance policy offered by the Addison Insurance Company is a commercial insurance policy for trade professionals. Some of these trade professionals include plumbers, electricians, and air conditioning contractors. This policy offers many coverage options along with commercial auto coverage.

These options include:

  • Lock replacement
  • Accounts receivable coverage
  • Fire department service charge
  • Pollution clean up for on premises
  • Law and ordinance
  • Special coverage for valuable records, papers, and personal property

The Addison Insurance Company also offers a non-franchised auto insurance policy. Non-franchised auto dealers are also known as used auto dealers.

This policy is only available in Iowa, Minnesota, Arkansas, Nebraska, Missouri, Wisconsin, South Dakota, and North Dakota.

This policy is meant for small to medium sized used auto businesses. The basic coverage options for this policy are dealer’s driveway collision, garage coverage, and individually named insured dealers.

This policy also has many optional coverages. Some of these optional coverage plans are for personal property in a customer’s auto, employee benefit liability endorsement, garage keepers insurance, false pretense coverage, and no deductible for completed operations.

To see the auto insurance quotes of the Addison Insurance Company compared side-by-side to other companies, enter your zip code below!