Amex Auto Insurance Review (2023)

Amex Coverage Options

An explanation of these coverage options follows:

• Liability coverage – Protects you when you cause an accident. Bodily injury liability covers any type of medical expenses when you are injured while property damage liability covers any damage to physical property
• Personal injury protection – Pays for medical expenses and will also cover the costs of lost earnings, rehabilitation, funeral expenses, and replacement costs for certain things like childcare
• Collision and comprehensive coverage – Collision coverage will pay for when your car is damaged by a collision with another car, an object, or if your vehicle is damaged by rolling over. Comprehensive coverage protects your car when it is damaged by theft, fire, hail, flood, wind, and vandalism
• Uninsured and underinsured coverage – Even if you purchase adequate insurance for your car if you are in an auto accident the other person involved might not have adequate auto insurance. This is the type of situation where having uninsured and underinsured motorist coverage is useful. This coverage will protect you against drivers who either do not have any or do not have enough auto insurance

According to the Amex website, the auto insurance company offers coverage to both owners and non-owners as well as state-mandated liability, full coverage, collision, comprehensive, uninsured motorist, and PIP (personal injury protection).