Travelers Auto Insurance

Travelers is one of the oldest and most well-respected auto insurance companies in the United States. Travelers has been writing insurance policies for over 150 years.

Today Travelers employs more than 30,000 people and works with over 13,000 independent insurance agents.

The company is headquartered at One Tower Square, 2MS Hartford, CT 06183.

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Travelers currently writes over 20 different types of business, personal, financial, and international insurance.

This makes Travelers one of largest property and casualty insurance companies in the United States.

Travelers History

The history of the Travelers Insurance Company reveals that Travelers actually began as two different companies.

Alexander Wilkin founded the first company, St. Paul Fire and Marine Insurance Company, in 1853, as a way to protect the public from the growing risk of fire.

The second company began in 1864 as The Travelers Insurance Company.

The original Travelers Insurance Company was founded by J.G. Batterson as a way to insure travelers who were traveling by train or steamboat against personal injury and death.

In 1866 the Travelers Insurance Company expanded its coverage options to include all types of accidents, not just those incurred while traveling.

Two of the more interesting claims that the Travelers Insurance Company paid out for that year were for a ticket agent who broke his leg while trying to stop a runaway horse, and a carpenter who broke his collarbone after he became entangled in his dancing partner’s hoop skirt.

Travelers Auto Insurance and Claim Payouts

The St. Paul Fire and Marine Insurance Company built a solid reputation of being a reliable company after paying all claims after two of the biggest disasters in the United States.

The first disaster was the Great Fire of Chicago in 1871. This fire destroyed over seventeen thousand buildings and was responsible for killing 275 and leaving more that 100,000 people homeless.

The second disaster was the San Francisco earthquake, which occurred on April 18, 1906.

The earthquake started a fire that spread over 520 blocks and destroyed more than 28,000 buildings.

In both instances when other insurance companies could not afford to pay out there policyholder’s claims the St. Paul Fire and Marine Insurance Company was able to pay in full without any financial risk to the company.

The St. Paul Fire and Marine Insurance Company was in such good financial shape that it survived the 1929 stock market crash and Great Depression without having to cut any salaries or lay off any workers.

Travelers and the Titanic

The Travelers Insurance Company saw its fair share of tragedy as well.

In 1912 the Titanic sank and the Travelers Insurance Company paid more than $1 million in life insurance benefits and accident claims to the beneficiaries of the victims.

1919 was a better year for the Travelers Insurance Company when they issued the first aerial transportation insurance policy in history.

This policy covered public liability, life, property damage, workers compensation, and airplane trip accident tickets.

The first person to ever to travel by plane with an insurance policy was President Woodrow Wilson.

Travelers Growth

The Travelers Insurance Company offered its first homeowners policy in 1955 to protect against things like fire and theft.

Soon after the Travelers Insurance Company offered policies, not just for homes, but also store owners, farm owners, and apartment owners.

In 1957 The Travelers Insurance Company introduced its first installment payment plan, the same month-by-month payment plan available today.

The Travelers Insurance Company reached new heights in 1969 when they issued the first insurance policy for space flight and lunar exploration.

This policy provided insurance coverage for the Apollo astronauts, the first astronauts to walk on the moon.

The 1970s and 1980s saw a lot of growth for both the Travelers Insurance Company and the St. Paul Fire and Marine Insurance Company.

The Travelers Insurance Company became the first insurance agency to install an interactive computer system in 1980.

In 1988 the St. Paul Fire and Marine Insurance Company expanded its business into London when it acquired the St. Katherine Insurance Company.

The new millennium saw these two prestigious insurance companies merge into one in2004 under the name St. Paul Travelers Companies, Inc.

In 2007 the company name was changed again to The Travelers Companies.

The Travelers Companies became the only insurance company to be added to the Dow Jones Industrial Average in 2009 continuing its long history of breakthroughs and firsts.

Travelers Insurance Coverage Options

The Travelers Insurance Companies offers multiple types of auto insurance, personal insurance, and business insurance coverage options.

The personal insurance options offered are auto, condo, renters, homeowners, flood, boat and yacht, and umbrella insurance coverage.

For those looking to insure their business needs The Travelers Companies provide business auto, umbrella, workers compensation, business owners policy coverage, unbundled risk transfer, surety bonds, and management and professional liability insurance coverage.

The Travelers Companies also provides specialized risk insurance coverage for specific business industries.

These industries include agribusiness, aviation, construction, financial institutions, oil and gas, public sector services, technology, and transportation.

Additional Coverage Options

The Travelers Insurance Companies provides their policyholders with many auto coverage options and even more discount opportunities.

The auto insurance coverage options that the Travelers Insurance Companies offer are personal injury protection, bodily injury and property liability coverage, uninsured and underinsured motorist coverage, collision and comprehensive coverage, and medical payment coverage.

Some of the discounts that the Travelers Insurance Companies provides are

• Safe driver advantage
• Good student discount
• Hybrid vehicle discount
• New car discount
• Home ownership discount
• Accident forgiveness

These discount options and others that the Travelers Insurance Companies offers make it easy to fit one of their auto insurance policies into your budget.

To see how Travelers compares to the other auto insurance rates of companies where you live just enter your zip code above now!