TruStage Auto Insurance Review (2023)

TruStage offers life insurance throughout the U.S. but does not provide car insurance. Instead, TruStage recommends that customers buy auto insurance with Liberty Mutual.

UPDATED: Dec 20, 2022Fact Checked

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Dec 20, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 20, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 20, 2022Fact Checked

The Bottom Line

When you shop for different types of car insurance coverage, you may find countless companies in your area willing to offer you a policy. Unfortunately, the number of options for car insurance coverage can feel cumbersome and overwhelming. This is why it’s a good idea to use different quote tools to shop for the right coverage.

Among the different auto insurance companies in your area that offer you a policy, TruStage Insurance Company will not be one of them. TruStage offers life insurance coverage to individuals throughout the U.S., but the company does not provide car insurance. Instead, TruStage offers quotes for car insurance coverage with Liberty Mutual.

You may be able to take advantage of different discounts on auto insurance with Liberty Mutual if you have an existing life insurance policy with TruStage. Still, it’s a good idea to shop online and compare quotes from companies other than Liberty Mutual to ensure you get the best deal on your auto insurance coverage.

You cannot purchase car insurance with TruStage. The company offers life insurance and partners with Liberty Mutual to sell auto insurance to its current and future policyholders.

If you have a life insurance policy with TruStage, you may be able to save money on car insurance with Liberty Mutual.

Liberty Mutual offers various coverage options to customize your car insurance policies, but customers are on the fence about whether the company offers good products and services.

Additionally, most Liberty Mutual car insurance policies cost more than the national average, so you could probably find cheaper auto insurance coverage with a different company.

Is TruStage Insurance Company a Good Choice?

TruStage Insurance Company has offered life insurance policies to individuals throughout the U.S. for over 50 years. In addition, TruStage offers partnerships with credit unions and insurance providers worldwide, allowing policyholders to purchase coverage that works best for their needs and budgets.

TrueStage offers direct premiums, easy access to claims filing, and 24/7 contact with company representatives. Trustage Insurance agency reviews suggest many policyholders are happy with their coverage and are quick to recommend TruStage insurance to others.

What are the pros and cons of a TruStage auto insurance policy?

TruStage does not offer auto insurance, but the company does help policyholders get quotes for Liberty Mutual auto insurance.

Liberty Mutual offers discounts on auto insurance to individuals who are credit union members. You may save money on auto insurance with Liberty Mutual if you’re a credit union member. The company also offers various coverage options to fit individual needs.

Policyholders can also file Liberty Mutual auto insurance claims in multiple ways. For example, you can file a claim by calling and speaking with a representative, visiting the company website, or using the Liberty Mutual mobile app.

Learn how to file a car insurance claim with Liberty Mutual by visiting the company website or speaking with a representative.

While there are several benefits to purchasing auto insurance with Liberty Mutual, there are also some downsides as well.

If you purchase auto insurance with Liberty Mutual, you may get confusing customer ratings and reviews. While some Liberty Mutual customers are very happy with their insurance policies, others state that Liberty Mutual is not a good company to work with.

Additionally, while Liberty Mutual and TruStage both offer discount opportunities to policyholders, the discounts may not add up to much in the long run.

If you want to learn more about Liberty Mutual and what the company offers, visit our Liberty Mutual auto insurance review.

TruStage auto insurance program reviews do not exist since the company does not offer car insurance directly. Rather, you will want to review customer statements and complaints for Liberty Mutual.

Liberty Mutual has an A (Excellent) financial strength rating with A.M. Best. However, the company has a 2/5 rating with J.D. Power’s satisfaction survey, suggesting that most Liberty Mutual policyholders are unhappy with the service they receive.

What do customers dislike about Liberty Mutual?

While customers give TruStage a B rating on the Better Business Bureau (BBB) website, Liberty Mutual has an A+ with BBB.

Still, customers are happy with TruStage’s life insurance policies and claims handling process, while some Liberty Mutual customers complain that the claims process is not very helpful, their policies are too expensive, and their claims were not handled promptly or correctly.

TruStage Insurance Company Rates

While no TruStage car insurance reviews state exactly how much insurance is through Liberty Mutual, you can get quotes on the company website to see how much you’ll pay for auto insurance.

The nationwide average for auto insurance is $1,771 annually or $148 each month for a full coverage policy. If you choose minimum coverage in your state, you’re likely to pay around $545 annually or $45 monthly.

Average Monthly Auto Insurance Rates By Coverage Type
CompaniesAverage Monthly Auto Insurance Rates for High CoverageAverage Monthly Auto Insurance Rates for Low CoverageAverage Monthly Auto Insurance Rates for Medium Coverage
Allstate$428.25$385.67$408.07
American Family$284.70$280.71$295.36
Farmers$374.51$326.87$347.19
Geico$285.76$250.16$267.83
Liberty Mutual$529.67$483.81$504.88
Nationwide$292.11$282.90$287.48
Progressive$362.58$311.43$334.87
State Farm$287.90$254.62$272.48
Travelers$384.92$351.97$371.84

Remember that your driving record has a lot to do with your auto insurance rates. Most auto insurance companies check your driving record. If you have a clean record, you’re likely to pay less than if you have violations or accidents on your record.

For example, while someone with a clean driving history pays $148 each month for full coverage, someone with one speeding ticket on their driving record will pay $178 each month for the same coverage.

Similarly, cheap auto insurance after an accident is much more difficult to find. An individual with one at-fault accident on their record will pay around $2,521 annually or $210 per month for full coverage. 

If you are a teen driver, you can expect to pay well over the national average for coverage in your state. Teen drivers pay around $3,852 annually or $321 monthly for a full coverage policy. That’s nearly three times as much as a middle-aged driver with a clean driving record. Even the best auto insurance for teens and young drivers comes at a high price.

If you are considering purchasing a Liberty Mutual auto insurance policy through TruStage Insurance, compare other quotes from insurance companies. Doing so will help you avoid paying too much for coverage.

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TruStage Insurance Company Discounts Available

TruStage auto insurance reviews state that the company offers several discounts for car insurance coverage. One main benefit of purchasing car insurance with Liberty Mutual through TruStage is that you may get a discount for being a credit union member.

In addition to the credit union discount, TruStage and Liberty Mutual offer auto insurance discounts for:

  • New drivers
  • Multiple vehicles
  • Good students
  • Bundled policies

TruStage does not specify on its company website whether its discounts for auto insurance coverage are substantial. Some companies offer discounts of up to 25% on their car insurance coverage.

If you believe you qualify for a discount with Liberty Mutual through TruStage or want more information regarding your options, you can call and speak with a company representative.

TruStage Insurance Company Coverage Options

While TruStage does not provide auto insurance coverage, the company partners with Liberty Mutual to ensure its policyholders get the necessary coverage.

Liberty Mutual offers auto insurance with all the standard coverage options you’d expect, including:

In addition to the standard coverages listed above, Liberty Mutual also offers:

When you purchase car insurance with Liberty Mutual, you can purchase add-on coverage options that help you feel better prepared in case you need assistance. While each coverage will cost additional monthly or annual fees, it may be worth it for the peace of mind you receive.

TruStage Insurance Company vs. Competitors

In terms of cost, Liberty Mutual auto insurance through TruStage is slightly above the national average. A Liberty Mutual policy costs around $2,768 annually or $231 monthly for a full coverage auto insurance policy.

Average Monthly Auto Insurance Rates Based on Driving Record
Insurance CompanyRates with a TicketRates with a Clean RecordRates with a DUIRates with an Accident
Allstate$195.17$166.08$303.17$237.33
American Family$130.92$115.50$177.00$166.67
Farmers$175.67$139.50$191.33$198.58
Liberty Mutual$216.67$176.67$325.00$236.67
Nationwide$144.75$120.42$252.33$165.25
Progressive$142.50$109.17$146.67$190.33
State Farm$102.25$90.92$124.17$107.08
Travelers$148.33$107.25$230.42$157.33
Average$151.50$123.08$218.25$176.92
Get Your Rates Quote Now

You can see by looking at the table that Liberty Mutual coverage could be expensive. Still, it’s a good idea to get quotes and see how much you’ll pay for coverage based on your unique factors.

If you are looking for cheap auto insurance in your area, you’ll need to find and compare quotes from multiple companies to avoid paying too much for coverage with a company like Liberty Mutual.

Auto Insurance with TruStage: The Bottom Line

You cannot purchase car insurance with TruStage. The company offers life insurance and partners with Liberty Mutual to sell auto insurance to its current and future policyholders.

If you have a life insurance policy with TruStage, you may be able to save money on car insurance with Liberty Mutual by bundling your insurance policies.

Liberty Mutual offers various coverage options to customize your car insurance policies, but customers are on the fence about whether the company offers good products and services.

Additionally, most Liberty Mutual car insurance policies cost more than the national average, so you could probably find cheaper auto insurance coverage with a different company.

If you’re interested in purchasing car insurance and you’re a TruStage policyholder, check with a company representative to see how you could save money on coverage. You can get Liberty Mutual auto insurance quotes straight from the TruStage website.

It’s important to compare quotes from multiple car insurance providers before you decide on your coverage. Comparing quotes can help you ensure you don’t overpay for the coverage you need. Get quotes from multiple local companies with our free comparison tool below.

Frequently Asked Questions

Is TruStage car insurance good?

TruStage does not offer car insurance directly to its policyholders. Instead, TruStage partners with Liberty Mutual to provide auto insurance coverage.

Reviews for Liberty Mutual auto insurance are mixed in terms of customer satisfaction. The company offers several coverage options for a customizable experience, but prices are fairly high, and customers are not completely satisfied with the claims process.

What is TruStage whole life insurance?

TruStage whole life insurance is a type of life insurance policy that helps cover end-of-life expenses. The policy cost for monthly or annual premiums stays the same, and you could choose a death benefit that helps your loved ones long after you’ve passed away.

What’s the best option for car insurance coverage?

The best option to meet your car insurance needs depends on exactly what you’re looking for. If you want cheap coverage, comparing quotes online will help you find the cheapest options in your area.

If you’re looking for customer satisfaction in claims handling and coverage options, you may want to consider companies that cost a bit more money in terms of monthly or annual premiums.

Researching and taking your time will help you figure out exactly which company would work best for you.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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