Home State Auto Insurance Review (2023)
Home State auto insurance reviews cover the company's high-risk auto insurance policies. Home State auto insurance rates will be higher since they cater to high-risk drivers. Home State Mutual Insurance Company is only available in Texas, and Home State auto insurance quotes are not available online.
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UPDATED: Sep 29, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 29, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Home State Insurance Group
Average monthly rate for good drivers:
$83A.M. Best rating:
N/AComplaint level:
LowPros
- Home State insurance was initially chartered in 1948
- Home State writes non-standard auto insurance policies for high-risk drivers
- Home State Insurance Group is now part of Berkshire Hathaway, the parent company of Geico
Cons
- Home State Insurance rates are not readily available
The Bottom Line
Home State Insurance Group wants the opportunity to satisfy its customers, and they offer customers 24-hour claims reporting.
If you’ve done business with any auto insurance company for a year or more, perhaps you already see higher auto insurance rates.
Originally chartered in 1948 during Harry Truman’s presidency, Home State Insurance Group includes the Equity Insurance Company and Home State County Mutual Insurance Company.
Home State County Insurance Company uses the Texas Department of Insurance “TexasSure” customer contact system. TexasSure’s goals include identifying uninsured drivers in the state.
Home State County Mutual Insurance Company is located in Dallas, TX. The company’s exact address is 17762 Preston Road Suite 200, Dallas, Texas, 75252. Home State Insurance Group focuses on marketing and writing non-standard auto insurance policies.
Home State County Mutual Rates
Let’s take a look at the average rate for auto insurance in Texas.
States | Average Annual Liability Rates | Average Annual Collision Rates | Average Annual Comprehensive Rates | Average Annual Full Coverage Rates |
---|---|---|---|---|
Texas | $550 | $380 | $207 | $1,137 |
National Average | $555 | $326 | $148 | $1,030 |
Get Your Rates Quote Now |
These are projections from The National Association of Insurance Commissioners (NAIC). Each year they provide a report of average annual rates for auto insurance.
Texas has cheaper liability rates than the national average, but collision and comprehensive coverage are more expensive.
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Frequently Asked Questions
#1 – Is State Auto a good insurance company?
State Auto Insurance Google reviews don’t exist yet, but Yelp’s State Auto insurance reviews show the company is rated two stars.
State Auto’s telemetrics program, Safety360, was rated 1.8 stars on Google Play. A State Auto Insurance lawsuit back in 2013 accused the company of a home insurance scam.
Some consumers will run from a company if it has been under legal scrutiny. Car insurance ratings by state vary, so do thorough research before making a final decision.
#2 – Which insurance company is the best for home and auto?
Amica Mutual, Allstate, Geico, Metlife, and USAA are the top five companies for home and auto insurance.
#3 – Do you have to have auto insurance in the state you live in?
Your auto insurance must be in the state where your car is registered. Be sure your vehicle is registered and insured in the state of your permanent residence.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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