UAIC Auto Insurance Review 2024 (Rates & Coverage Breakdown)
United Automobile Insurance Company (UAIC) offers competitive rates starting at $150/month, making it a strong choice for high-risk drivers seeking affordable coverage. This UAIC auto insurance review highlights its specialized nonstandard options, though some users report customer service issues as a downside.
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Oct 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UAIC (United Automobile Insurance Company)
Average Monthly Rate For Good Drivers
$166A.M. Best Rating:
AComplaint Level:
LowPros
- Specializes in high-risk driver coverage
- Starting rates as low as $150/month
- Offers non-standard auto insurance options
- Available in 12 states
- Allows online policy management
Cons
- High complaint level from customers
- Limited agent accessibility online
- Website has functionality issues
- No preferred rates for low-risk drivers
- UAIC (United Automobile Insurance Company) is an auto insurance company that was founded in Miami, Florida
- UAIC is a company that specializes in non-standard auto insurance market
- Simply put, non-standard insurance is insurance for hard-to-insure people and even otherwise impossible-to-insure people
This UAIC auto insurance review highlights two key benefits of United Automobile Insurance Company (UAIC): affordable rates starting at $150 per month and a focus on nonstandard auto insurance for high-risk drivers with poor driving records.
While UAIC provides essential coverage at competitive prices, some users report challenges with customer service and accessing their website. For further details, check out our in-depth “Comprehensive Auto Insurance Defined ” article.
UAIC is ideal for high-risk drivers who may struggle to find affordable options elsewhere, but drivers with clean records might find better rates with other insurers. To ensure the best coverage for your needs, always compare multiple insurance quotes.
UAIC Auto Insurance Rating
Rating Criteria | |
---|---|
Overall Score | 2.8 |
Business Reviews | 3 |
Claim Processing | 1.8 |
Company Reputation | 2.5 |
Coverage Availability | 2.5 |
Coverage Value | 2.8 |
Customer Satisfaction | 2.3 |
Digital Experience | 2.5 |
Discounts Available | 3.3 |
Insurance Cost | 3.2 |
Plan Personalization | 2.5 |
Policy Options | 3.1 |
Savings Potential | 3.2 |
Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.
- UAIC offers competitive starting rates at $150 per month for auto insurance
- Ideal for high-risk drivers seeking affordable coverage options
- Customers appreciate UAIC’s flexible payment plans and claims process
What You Should Know About United Automobile Insurance Company (UAIC)
If you’re exploring auto insurance options, United Automobile Insurance Company (UAIC) deserves your attention. Known for its budget-friendly rates and flexible coverage, UAIC caters especially to high-risk drivers.
UAIC Car Insurance Monthly Rates vs. Top Competitors by Age & Gender
Insurance Company | Age: 17 Male | Age: 17 Female | Age: 25 Male | Age: 25 Female | Age: 35 Male | Age: 35 Female | Age: 60 Male | Age: 60 Female |
---|---|---|---|---|---|---|---|---|
$670 | $600 | $350 | $300 | $240 | $230 | $200 | $190 | |
$650 | $580 | $320 | $290 | $230 | $220 | $190 | $180 | |
$640 | $570 | $310 | $280 | $230 | $220 | $180 | $175 | |
$630 | $560 | $300 | $270 | $220 | $210 | $180 | $170 | |
$660 | $590 | $340 | $310 | $240 | $230 | $200 | $190 | |
$453 | $400 | $230 | $210 | $150 | $140 | $130 | $120 | |
$670 | $610 | $330 | $300 | $230 | $220 | $210 | $200 | |
$664 | $600 | $310 | $290 | $230 | $220 | $200 | $190 | |
$469 | $420 | $270 | $240 | $170 | $160 | $140 | $130 | |
$640 | $575 | $315 | $290 | $250 | $230 | $210 | $200 |
In this comprehensive review, we’ll dive deep into the key features, benefits, and potential drawbacks of United Automobile Insurance Company (UAIC). From its non-standard insurance offerings to its specialized services, we’ll explore what makes UAIC a unique option for drivers who may have difficulty obtaining coverage from other companies.
UAIC Auto Insurance Monthly Rates by Driving History
Driving History Minimum Coverage Full Coverage
1 Accident $175 $300
1 DUI $250 $450
1 Ticket $150 $275
Clean Record $155 $255
Whether you’re interested in UAIC’s policies for high-risk drivers, curious about their claims process, or seeking information on payment options, this review aims to provide detailed insights. We’ll also take a look at UAIC’s customer service, their mobile app, and the tools they offer to streamline the insurance experience.
UAIC Business Insurance Ratings
Agency | |
---|---|
Score: 825 / 1,000 Above Avg. Satisfaction |
|
Score: A+ Excellent Business Practices |
|
Score: 73/100 Avg. Customer Satisfaction |
|
Score: 1.25 Slightly Above Avg. Complaints |
|
Score: A Excellent Financial Strength |
By the end, you’ll have a clear understanding of whether UAIC is the right choice for your insurance needs, as well as important considerations before committing to a policy. This guide will equip you with everything necessary to make a confident and informed decision about your auto insurance coverage. Get more insights by reading our expert “How to Ask an Auto Insurance Company for Quotes” advice.
United Automobile Insurance Company is licensed to sell insurance products in 12 states including. UAIC’s corporate offices are located in Miami, Florida, although the company does not welcome visitors there.
Its address is:
1313 North West 167th Street
Miami Gardens, Florida 33169
And you can reach them by phone at 305-430-8818.
The company also maintains a P.O. Box address for each of the states in which it provides services.
In the contact section of its website, you will find that UAIC lists a single phone number for each state in which it is located. However, the site is glitchy and the “Contact Us” page isn’t working correctly at this time.
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How to Contact UAIC Agents
United Automobile Insurance Company uses the services of independent agents to sell its insurance products. Once you have purchased an auto insurance policy through an agent, you can renew your policy online directly with the company. For more information, explore our informative “Types of Auto Insurance” page.
United Automobile Insurance Company (UAIC) currently does not offer an online agent-finding tool on its website to assist customers in locating a local insurance agent. This lack of a digital tool means that if you’re seeking help in finding a UAIC insurance representative in your area, you’ll likely need to take additional steps.
UAIC Car Insurance Monthly Rates by Provider & Driving Record
Insurance Company | One Accident | One DUI | One Ticket | Clean Record |
---|---|---|---|---|
$713 | $775 | $410 | $410 | |
$150 | $169 | $132 | $124 | |
$320 | $260 | $260 | $250 | |
$219 | $267 | $267 | $160 | |
$225 | $198 | $198 | $181 | |
$435 | $292 | $267 | $160 | |
$147 | $136 | $136 | $127 | |
$245 | $216 | $216 | $210 | |
$327 | $197 | $252 | $252 | |
$200 | $561 | $252 | $170 |
The most direct method would be to contact UAIC through their primary customer service number, which is based in Miami. Speaking with a representative directly may be the quickest way to get the information you’re seeking, whether it’s finding an agent near you or addressing specific questions about policies and coverage.
Exploring Career Opportunities at UAIC
United Auto Insurance Company currently has job openings in three main areas: Claims, Legal, and Underwriting. Their website encourages visitors to frequently check for new opportunities in other fields, including Accounting, Corporate & Executive roles, and IT.
To apply for a position, candidates need to complete a job application instead of submitting a resume. Unfortunately, there isn’t a specific job search feature available; instead, users must explore each category, such as claims or accounting, to find available positions.
There are several benefits offered to full-time employees of UAIC, which include:
- Health insurance
- 401(k) savings plan
- Life insurance
- Accidental death insurance
- Paid holidays
United Automobile Insurance shares information about upcoming job fairs on its website. While the company isn’t participating in any fairs at the moment, it encourages visitors to check back often for the latest updates. For further details, check out our in-depth “Do auto insurance companies check employment status?” article.
United Automobile Insurance Company (UAIC) Insurance Coverage Options
When it comes to finding the right auto insurance, United Automobile Insurance Company (UAIC) offers a variety of coverage options tailored to meet diverse needs. Discover our comprehensive guide to “Auto Insurance Coverage” for additional insights.
UAIC Car Insurance Coverage Options
Coverage | Description |
---|---|
Liability Coverage | Covers injury and property damage you cause to others |
Comprehensive Coverage | Pays for non-collision damages like theft or natural events |
Collision Coverage | Covers damage from collisions |
Uninsured/Underinsured Motorist | Protects in accidents with uninsured/underinsured drivers |
Medical Payments (MedPay) | Covers medical expenses for you and passengers |
Personal Injury Protection (PIP) | Covers medical expenses and lost wages |
Rental Reimbursement | Pays for rental car during repairs after an accident |
Roadside Assistance | Provides towing, jump-starts, and flat tire services |
SR-22/FR-44 Insurance | Proof of insurance for high-risk drivers |
Towing Coverage | Covers towing costs after a breakdown |
This overview will explore the various coverage options provided by United Automobile Insurance Company (UAIC), helping you understand how they can protect both you and your vehicle.
UAIC Car Insurance Discounts
Discount | Savings | Description |
---|---|---|
Safe Driver | 20% | For drivers with no accidents or violations over a set period |
Multi-Car | 25% | Applies when insuring more than one vehicle on the same policy |
Homeowners | 10% | Given to policyholders who own their homes |
Paid-in-Full | 10% | When the policy premium is paid in full upfront, rather than in installments |
Multi-Policy | 15% | For bundling car insurance with other types of insurance like home or renters insurance |
Good Student | 15% | For students maintaining a certain GPA, typically a B average or better |
Driver Education | 10% | For young drivers who complete a driver’s education course |
Anti-Theft Device | 5% | Applied if your car is equipped with an approved anti-theft device |
Defensive Driving Course | 10% | For completing an approved defensive driving course |
Electronic Funds Transfer (EFT) | 5% | For setting up automatic payments through electronic funds transfer |
Whether you’re a new driver or considering switching providers, UAIC offers a range of policies designed to meet your specific needs. From liability coverage to collision and comprehensive insurance, we’ll break down what each option covers and how it can safeguard you on the road.
UAIC stands out for its affordability, especially for high-risk drivers, making it a smart choice for those seeking budget-friendly auto insurance options.Justin Wright Licensed Insurance Agent
In straightforward terms, non-standard insurance caters to individuals who may be challenging to insure, including those who might be deemed uninsurable. However, the drawback of this type of coverage is that it typically comes with higher premiums, meaning you won’t benefit from preferred rates.
The types of people who might qualify for non-standard insurance are:
- Drivers with one or more DUI/DWI convictions
- Teen drivers
- Drivers with a lot of accident claims
- Drivers with a lot of points on their license
Individuals without high-risk characteristics can still consider UAIC for their auto insurance; however, they may find more suitable options with other insurers. Additionally, A.M. Best has retracted its rating of UAIC at the company’s request. See if you’re getting the best deal on car insurance by entering your ZIP code below.
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Frequently Asked Questions
What do United Automobile Insurance Company reviews typically mention?
United Automobile Insurance Company reviews often highlight their affordability, but some customers report mixed experiences with claims handling and customer service responsiveness.
How can I contact the UAIC roadside assistance phone number?
To reach the UAIC roadside assistance phone number, customers can check their insurance card or log in to the UAIC app for up-to-date contact information.
Is United Automobile Insurance Co Progressive affiliated?
No, United Automobile Insurance Co is not affiliated with Progressive; they are two separate companies with their own insurance products.
Discover our comprehensive guide to “Where can I compare online auto insurance companies?” for additional insights.
What can I do with the UAIC app?
The UAIC app allows you to manage your policy, make payments, access your ID cards, and even file a claim from your mobile device.
What types of coverage does UAIC auto insurance offer?
UAIC auto insurance provides standard coverage options, including liability, comprehensive, and collision, tailored to meet state requirements.
How do I get UAIC car insurance?
You can obtain UAIC car insurance by visiting their website for a quote or contacting a licensed agent who can guide you through the process.
For further details, check out our in-depth “How to Get Fast and Free Auto Insurance Quotes” article.
Can I get UAIC car insurance quotes online?
Yes, UAIC car insurance quotes are available online. Simply visit the UAIC website and enter your details to receive a personalized quote.
How do I file a UAIC claim?
To file a UAIC claim, you can either use the UAIC app, visit their website, or call their claims department for step-by-step guidance on the process.
Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.
What should I expect from the UAIC claims process?
The UAIC claims process involves submitting a report, providing supporting documents, and working with an adjuster to assess the damages and settle your claim.
Learn more by visiting our detailed “Auto Insurance Claims” section.
What is UAIC FL PPD ACH, and how does it work?
UAIC FL PPD ACH refers to UAIC’s Florida Preauthorized Payment program, which allows policyholders to set up automatic payments through ACH transfers.
How do I make a UAIC insurance payment?
You can make a UAIC insurance payment online through their website, via the UAIC app, or by calling their customer service department for payment assistance.
How do I obtain a UAIC insurance quote?
To obtain a UAIC insurance quote, visit the official UAIC website, enter your details, and receive a personalized rate for your coverage needs.
Dive deeper into “Compare Cheap Online Auto Insurance Quotes” with our complete resource.
Can I make a UAIC payment online?
Yes, you can make a UAIC payment online by logging into your account on the UAIC website or through the UAIC app.
How do I check my UAIG claim status?
To check your UAIG claim status, log in to your account on the UAIC website or app, or contact the claims department directly for an update.
What is the UAIG claims email for submitting documents?
The UAIG claims email can be found on your policy documents or by contacting UAIC’s claims department for instructions on how to submit documents electronically.
Read our extensive guide on “How to Check Your Auto Insurance Claims History” for more knowledge.
Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Golditopr77
Stay away from this Fraudulent Company
Vee38
Fraud
Majo6400
Worst insurance company ever
Kathy04
Just get GEICO don’t get this insurance it’s the worst!
Uaicbasurra
BASUURAAAA GARBAGE
Mario11
Do not use this company save your money cheaper is not bette
CACR
UAIC. SOS, scammers?
Trejo6
Total Loss - UAIC cannot be contacted
Crystalann
Worst company of all time stay away!!
Rick_J
Avoid at all cost!