Safeway Auto Insurance Review (2021)
Looking at Safeway auto insurance? They offer non-standard policies as well as cheap auto insurance, and have a financial rating of A (Excellent) from A.M. Best.
- Safeway Car Insurance began offering insurance products in 1959
- Safeway Insurance is the largest family-owned private insurer. They service more than a quarter of a million policyholders
- Safeway Insurance is an agency that offers no-fault policies, as well as standard policies, to meet the needs of any type of driver
Safeway Insurance provider is a company that first began selling policies in 1959. This casualty company supports its branch offices from its headquarters in Westmont, Illinois – a suburb of Chicago.
Safeway Insurance is the largest family-owned private insurer. They service more than a quarter of a million policyholders. To get a quote from this company, in addition to other familiar carriers, enter your zip code here.
To get auto insurance quotes from this insurance provider, in addition to other familiar carriers, enter your ZIP code in the box above!
Who is Safeway Insurance?
Safeway Insurance Group is actually a group of companies made up of businesses with similar names in the states where they operate, such as:
- Safeway Insurance Company of Georgia
- Safeway Insurance Company of Arizona
- Safeway Insurance Company of Louisiana
- Oakbrook County Mutual Insurance Company
- SPIC Financial Corporation
Who is Safeway car insurance good for?
The average person may not be able to buy vehicle insurance coverage from a major carrier for many different reasons. They may have several moving violations on their driving record, they may have been in an accident, or they may not have been able to get auto insurance coverage at an affordable rate in the past so there are lapses in their coverage. Safeway Insurance is a small company that sells affordable coverage and priceless peace of mind to anyone who needs comprehensive coverage, even if they have a bad driving record.
Safeway car insurance specializes in selling auto coverage to the average person.
Safeway offers no-fault policies, as well as standard policies. No-fault policies can also be called Personal Injury Protection policies; they help cover any bodily injury or loss of income you or your passengers may sustain in an accident, regardless of who is at fault. Because this is a small insurance agency, they offer a lot more flexibility than some of the bigger players out in the field.
If you are a high-risk driver, you may want to know that this company can also offer non-standard policies for those who have a blemished driving record, SR22s, or FR44s.
What policy options are there with Safeway Car Insurance?
Every state establishes the minimum coverage requirements based on the conditions of the area. Safeway is able to provide its policyholders with the minimum coverage in minutes should you need something on the spot.
When you establish your insurance policy by phone, you make a down payment and will pay your first monthly payment on the spot.
However, you don’t really receive verification of your policy terms right away when it is done this way.
An overview of your policy is called the declaration page. The company website offers a description of everything you might find on the “dec” page and what they all mean. You can also always speak to an agent if you have any questions about your automobile insurance policy.
What is the Safeway Insurance claims process like?
Safeway Insurance is not yet set up to receive your claim online. Instead, policyholders can only make claim submissions by phone. The company promises to pass on the report, within hours, to the representative who initiates the next step in the claims process.
Representatives understand the inconvenience of being in an accident. They are trained to make the process as smooth as possible if your vehicle has been damaged.
You can expect representatives to arrange your repairs by scheduling the adjuster’s trip to assess the car and the repair shop.
Some rental car agencies will pick you up from the repair shop after you have concluded your business with them.
If you are at fault in an accident, the company will communicate the status of the situation with the other driver and passengers. This step is taken within 48 hours of receiving a report of the accident.
If during the repair period, more damage is detected, Safeway will send an adjuster out to assess the new damage as well.
What Do Reviews Say About Safeway Insurance Company?
This is a solvent company based on the rating it received from A.M. Best, the most recognized auto insurance rating company.
A.M. Best issued Safeway an “A” (Excellent). This indicates that the company is in good standing among its peers and policyholders.
This company has a definite online presence in the form of information about the company and its different insurance coverage options, along with many reviews. Several people have had bad experiences with Safeway that made them so angry they made comments to the Ripoff Report.
Most of these reviewers were involved in accidents with Safeway policyholders.
You can get online auto insurance rates from several companies by simply entering your ZIP code below!