Infinity Insurance Agency Review for 2026 (Affordable Coverage by Kemper)
Infinity Insurance Agency helps drivers find auto insurance coverage through Kemper, which acquired Infinity in 2018, with starting rates of $70 a month. They specialize in flexible coverage options designed for high-risk drivers, including those with less-than-perfect credit or driving history.
Read more
Find the Lowest Car Insurance Rates Today
Quote’s drivers have found rates as low as $42/month in the last few days!
Table of Contents
Table of Contents
Insurance and Finance Writer
Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life...
Maria Hanson
Managing Editor
Daniel S. Young began his professional career as chief editor of The Chanticleer, a Jacksonville State University newspaper. He also contributed to The Anniston Star, a local newspaper in Alabama. Daniel holds a BA in Communication and is pursuing an MA in Journalism & Media Studies at the University of Alabama. With a strong desire to help others protect their investments, Daniel has writt...
Daniel S. Young
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Schimri Yoyo
Updated June 2026
Infinity Insurance Agency (IIA) connects drivers with auto insurance coverage through its parent company, Kemper Auto, with rates starting at $840 per year.
- Kemper acquired Infinity in 2018 and operates in 10 states
- Infinity has lower customer service satisfaction ratings
- The company has an A- financial rating with A.M. Best
Kemper acquired the Infinity Insurance Company in 2018, and Infinity now operates as part of Kemper’s insurance business.
We reviewed multiple aspects of Infinity, from customer service to financial stability, to help you decide if the provider is the right choice for you.
Infinity Auto Insurance Rating (via Kemper)
| Rating Criteria |  |
|---|---|
| Overall Score | 3.7 |
| Business Reviews | 4.0 |
| Claim Processing | 2.5 |
| Company Reputation | 3.5 |
| Coverage Availability | 4.3 |
| Coverage Value | 3.5 |
| Customer Satisfaction | 2.0 |
| Digital Experience | 4.0 |
| Discounts Available | 4.3 |
| Insurance Cost | 3.9 |
| Plan Personalization | 4.0 |
| Policy Options | 3.8 |
| Savings Potential | 4.0 |
Read on to learn more about Infinity auto coverage. If you want to compare Infinity car insurance quotes in your area, enter your ZIP in our free quote tool.
Average Cost of Infinity Auto Insurance
Pricing for coverage through Infinity can be difficult to estimate without a quote, as rates from Kemper, its parent company, depend on factors like age, location, and the level of coverage selected.
Minimum coverage usually costs less because it only meets state-required liability limits. Full coverage costs more because it adds collision and comprehensive protection for your car.
Infinity vs. Competitors: Auto Insurance Monthly Rates by Coverage Level (via Kemper)
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $78 | $156 |
 | $88 | $176 |
 | $72 | $148 |
 | $105 | $214 |
 | $80 | $148 |
 | $100 | $207 |
 | $93 | $188 |
 | $84 | $146 |
 | $53 | $108 |
 | $96 | $193 |
Infinity car insurance, which you get from Kemper, is considered expensive because it primarily caters to high-risk drivers, especially in California.
Related: Factors That Affect Auto Insurance Rates
How Driving History Impacts Infinity Car Insurance Premiums
Your driving history is one of the biggest factors that can affect your Infinity auto insurance premiums. Drivers with clean records usually pay less than drivers with recent tickets, accidents, or claims.
A DUI can lead to a much higher rate because insurers often see it as a major risk factor.
Infinity vs. Competitors: Auto Insurance Monthly Rates by Driving Record (via Kemper)
| Company | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| $78 | $117 | $156 | $98 |
| $88 | $132 | $176 | $110 |
| $72 | $108 | $144 | $90 |
| $105 | $158 | $210 | $131 |
| $80 | $120 | $160 | $100 |
| $100 | $151 | $204 | $119 |
| $93 | $140 | $186 | $116 |
| $84 | $126 | $168 | $105 |
| $53 | $80 | $106 | $66 |
| $96 | $144 | $192 | $120 |
Speeding tickets and at-fault accidents can also raise your premium, though the increase depends on the violation and your overall record. More serious or repeated infractions usually lead to higher costs.
As you can see, Infinity is one of the more expensive options for most ages of drivers. Infinity is also pricier for DUI drivers.
Having infractions of any sort on your driving record will make your insurance more expensive. So, picking the right company for your situation can truly help keep costs down.Jeffrey Manola Licensed Insurance Agent
Rates will vary from one insurance company to the next as each company weighs factors like your driving record differently.
IIA may be more expensive for high-risk drivers than some other companies, so it’s important to compare rates before buying an Infinity insurance policy with Kemper.
Your rate can also change over time if older violations fall off your record and you avoid new claims or tickets.
Comparing Infinity auto insurance quotes with other insurers is also a great way to find the best price for your driving history.
Cost of Infinity Auto Insurance by Age & Gender
Age and gender can affect Infinity insurance rates because they help insurers predict how likely you are to have an accident or file a claim.
To start, take a look at how auto insurance rates by age, coverage, and gender vary for Infinity coverage through Kemper.
Younger drivers often pay more due to less experience. Gender can also factor in when claims data shows different risk patterns and state law allows it.
Before you commit to an Infinity car policy with Kemper, compare auto insurance quotes from multiple providers online.
How Credit Score Impacts Car Insurance Rates With Infinity
Your credit score affects how much you pay for Infinity coverage with Kemper. In many states, insurers may use a credit-based insurance score to help set rates because drivers with lower credit scores are often viewed as higher risk.
If you have poor credit, you may pay more for Infinity-sourced coverage than a driver with good credit and a similar driving record.
Infinity vs. Competitors: Auto Insurance Monthly Rates by Credit Score (via Kemper)
| Company | Excellent (800+) | Good (670-799) | Fair (580-669) | Poor (<580) |
|---|---|---|---|---|
| $78 | $86 | $101 | $121 |
| $88 | $97 | $114 | $136 |
| $72 | $79 | $94 | $112 |
| $105 | $116 | $137 | $163 |
| $80 | $88 | $104 | $124 |
| $100 | $110 | $130 | $155 |
| $93 | $102 | $121 | $144 |
| $84 | $92 | $109 | $130 |
| $53 | $58 | $69 | $82 |
| $96 | $106 | $125 | $149 |
Credit is only one factor in your rate, so your final premium also depends on things like your age, location, vehicle, and claims history. Improving your credit over time may help you qualify for lower car insurance rates.
Since each provider weighs credit differently, it’s smart to get an Infinity auto insurance quote comparison along with rates from other insurers.
How Location Affects Infinity Auto Insurance Costs
Where you live can have a major impact on your Infinity car insurance costs.
Drivers in areas with more accidents, theft, claims, or severe weather may pay higher rates than drivers in lower-risk areas. Your ZIP code also affects rates because insurers look at local repair costs and claim trends.
The company’s website lists Infinity personal insurance quotes in Arizona, California, Colorado, Florida, Georgia, Illinois, Nevada, Oregon, Pennsylvania and Texas.
State insurance rules also matter, since minimum coverage requirements and approved rating factors can change what Infinity charges from one state to another.
Compare Infinity Motorcycle Insurance Rates
Motorcycle insurance rates with Infinity’s parent company Kemper vary based on your age, location, riding history, and the bike you own.
Coverage choices also matter, since adding comprehensive, collision, or higher liability limits can raise your premium.
Infinity vs. Competitors: Motorcycle Insurance Monthly Rates (via Kemper)
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $16 | $38 |
| $17 | $40 |
| $15 | $36 |
| $19 | $45 |
| $12 | $28 |
| $18 | $43 |
| $17 | $41 |
| $10 | $23 |
| $13 | $30 |
| $18 | $43 |
If you have tickets, accidents, or claims on your record, you may pay more than a rider with a clean history. Your rate may also change based on how often you ride and where you store your motorcycle.
Compare Infinity motorcycle insurance quotes with rates from other companies before choosing a policy.
Cost of ATV Insurance Coverage With Infinity
The cost of ATV insurance with Infinity through Kemper depends on your vehicle, where you ride, and the coverage you choose. Related Info: Best Auto Insurance for Off-Road Vehicles
A basic liability policy usually costs less than a policy that includes collision or comprehensive coverage.
Infinity vs. Competitors: ATV Insurance Monthly Rates (via Kemper)
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $9 | $34 |
| $9 | $32 |
| $11 | $43 |
| $8 | $29 |
| $6 | $35 |
| $8 | $29 |
| $7 | $24 |
| $6 | $16 |
| $9 | $33 |
| $5 | $18 |
Your rate can also be affected by your age, claims history, and whether your ATV is used for work or recreation. If you insure more than one vehicle, ask whether discounts may apply.
Before buying coverage, compare Infinity ATV insurance rates through Kemper with quotes from other insurers. This can help you find the right mix of price and protection.
Compare Infinity Commercial Car Insurance Rates
Infinity commercial auto insurance rates for a Kemper policy can vary based on the vehicles you insure, how they’re used, and where your business operates. Your premium may also depend on coverage limits, deductibles, and the driving records of anyone listed on the policy.
A single work vehicle used for local jobs may cost less to insure than multiple vehicles or cars used for deliveries.
Infinity vs. Competitors: Business Insurance Monthly Rates by Policy Type (via Kemper)
| Company | Business Policy | Commercial Auto | General Liability | Professional Liability |
|---|---|---|---|---|
| $91 | $158 | $43 | $99 |
| $87 | $154 | $42 | $96 |
| $84 | $149 | $40 | $95 |
| $92 | $157 | $44 | $103 |
| $90 | $149 | $39 | $94 |
| $86 | $152 | $41 | $101 |
| $98 | $154 | $46 | $104 |
| $99 | $143 | $42 | $96 |
| $96 | $148 | $40 | $99 |
| $105 | $160 | $45 | $108 |
Adding comprehensive, collision, or higher liability limits can raise your rate, but it can also give your business more protection. Claims history, mileage, and vehicle type can also affect what you’ll pay.
Enter your ZIP code to start your Infinity commercial auto insurance quote comparison and find the best commercial auto insurance companies.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Infinity Car Insurance Coverage Options
Infinity by Kemper Insurance may be an option for drivers who can’t find auto coverage through traditional insurers, including some high-risk drivers who need non-standard policies.
See what Infinity offers through Kemper:
Infinity Auto Insurance Coverage Options (via Kemper)
| Protection | What it Covers |
|---|---|
| Collision Coverage | Crash damage |
| Comprehensive Coverage | Non-collision damage and theft |
| Custom Equipment | Custom parts and upgrades |
| Liability Coverage | Injuries and damage to others |
| Medical Payments | Doctor and hospital bills |
| Personal Injury Protection | Medical costs, lost wages |
| Rental Reimbursement | Rental costs during repairs |
| Roadside Assistance | Towing, jumps, lockouts |
| SR-22 Filing | High-risk driver proof |
| Uninsured Motorist | Uninsured driver damage |
The provider’s website states that policyholders have the option to purchase liability auto insurance coverage, but they can also purchase Infinity full coverage insurance for the best protection possible.
Infinity high-risk auto insurance may offer coverage options for drivers who need an SR-22 filing after a serious violation, such as a DUI, driving without insurance, or a license suspension. An SR-22 is a certificate your insurer files with the state to show you carry the required liability coverage.
If you need Infinity SR-22 insurance, ask whether filings are available in your state before you buy a policy. Your total cost may be higher because SR-22 requirements are usually tied to a high-risk driving record.
Learn More: Minimum Auto Insurance Requirements by State
Understanding your policy limits ensures you’re adequately protected and aware of what your insurance will cover.
If you have any specific questions about the information on your insurance policy or specifically about Infinity liability insurance, reach out to their customer service team.
Infinity Roadside Assistance
Infinity, through Kemper, also offers 24/7 roadside assistance program. Policyholders can receive assistance if they run out of gas, get locked out, have a dead battery, and much more.
If you ever need assistance on the road, Kemper Insurance’s 24-hour roadside assistance is available. The Kemper/Infinity car insurance phone number for roadside assistance is 1-877-512-6964.
Infinity Car Insurance Discounts
With Infinity, a Kemper company, customers can access specific car insurance discounts.
Some discounts could help you save as much as 20% on your insurance premium if you qualify.
Top Auto Insurance Discounts Offered by Infinity (via Kemper)
| Discount | |
|---|---|
| Bundling | 15% |
| Early Signing | 7% |
| Good Driver | 10% |
| Good Student | 5% |
| Multi-Car | 10% |
| Paperless Renewal | 3% |
| Pay-in-Full | 7% |
| Usage-Based | 10% |
If you’re purchasing a family policy, you may want to find out which companies have the best multi-car insurance discounts.
You can get Infinity auto insurance quotes and quotes from other companies to see which offers the best deal on multiple cars or multiple policies.
Infinity Auto Insurance Customer Reviews & Ratings
It’s important to review Infinity car insurance reviews before choosing a policy. Infinity doesn’t have the best customer satisfaction ratings, but some customers have left positive feedback for their claims handling and customer service.
While some positive reviews have been left on sites like Trustpilot, the overall ratings for Infinity are low. Trustpilot’s overall rating for Infinity from customer reviews is only 1.1 out of five stars.
Infinity Insurance Business Ratings & Consumer Reviews
| Agency | |
|---|---|
 | Score: A- Excellent Financial Strength |
 | Score: B- Fair Business Practices |
 | Score: 70/100 Mixed Customer Feedback |
 | Score: 2.47 More Complaints Than Avg. |
 | 1.1 / 5.0 570+ reviews |
For the most part, customers’ Infinity insurance ratings don’t make the company stand out from the competition for customer service.
Read More: Auto Insurance Companies With the Best Customer Service
Infinity's business ratings give insight into a company's credibility, such as its financial stability, claims handling, and more.Michelle Robbins Licensed Insurance Agent
Infinity insurance complaints are higher than average, according to data reported by the NAIC.
However, Infinity did have good ratings from Consumer Reports, and its financial stability is strong.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Other Insurance Policies Sold by Infinity
Through Kemper, Infinity also connects users to other insurance products besides auto, including:
- Accident insurance
- Business insurance
- Fire/contents insurance
- Health insurance
- Life insurance
Infinity insurance support also assists with Spanish-bilingual insurance agents who can answer questions and help clients compare policy options.
Whether you need Infinity commercial insurance for your business or personal auto insurance, Infinity Select Insurance can help you find coverage that fits your needs.
Is Infinity Car Insurance Right for You?
High-risk drivers who can’t get coverage elsewhere may want to consider non-standard auto insurance with Infinity through Kemper.
Infinity car insurance through Kemper may be worth considering if you’re a high-risk driver who needs non-standard car insurance. It can be an option for drivers who have trouble getting coverage from other auto insurance companies, including those looking for liability-only policies.
Infinity has an A- (Excellent) financial strength rating from A.M. Best and a B- rating from the Better Business Bureau (BBB).
Before you choose a policy, look closely at the coverage limits, deductibles, and any fees that may come with your Infinity car insurance quote. A lower rate can help your budget, but the right policy should also give you the protection your state requires and fit your driving needs.
Along with an Infinity auto quote comparison, we recommend getting quotes from several companies to find the best deal. Compare rates now with our free quote comparison tool to find cheap car insurance options.
Frequently Asked Questions
Is Infinity a good auto insurance company?
Infinity now operates as an agency, but it still maintains a financial rating of A- from A.M. Best. However, it has a B- rating from the Better Business Bureau (BBB), which isn’t as strong as many major insurers, so compare quotes and confirm the actual carrier before buying.
Is Infinity auto insurance part of Kemper?
Yes, Infinity/Kemper insurance are the same. In 2018, Kemper acquired Infinity insurance, making them part of the same provider.
However, since the company now acts as an agency, the Infinity car insurance company no longer writes new policies. Instead, they’re referring customers to their Kemper brand.
How much does Infinity car insurance cost per month?
Infinity auto insurance rates (via Kemper) vary depending on your age, gender, and driving record. Older drivers with clean records pay $111/mo, while those with DUIs pay closer to $240.
Looking for Infinity insurance quotes? Enter your ZIP code to see how much you could save on car insurance with Infinity.
Why is Infinity auto insurance so expensive?
The company specializes in finding coverage for high-risk drivers, so your Infinity car insurance price will be higher to cover the increased risk of insuring drivers with a history of claims.
A review of Infinity insurance through Kemper showcases that while some pros to the insurance are specialization, SR-22 filings, and coverage options, some of the cons include higher premiums and poor app functionality.
What other types of insurance does Infinity offer?
Aside from insuring vehicles, Infinity offers business, life, accident, health, and fire/contents insurance through Kemper. If you bundle insurance policies, like Infinity business insurance and home insurance, you may be eligible for a discount.
Does Infinity offer rideshare insurance?
Infinity does not offer rideshare auto insurance coverage with Kemper. If you’re looking for rideshare car insurance with Infinity, find the best deal elsewhere by entering your ZIP in our free quote tool.
How does Infinity handle auto insurance claims?
Many Infinity car insurance reviews by customers complain about slow processing times when it comes to Infinity claims through Kemper.
How do I file a car insurance claim with Infinity?
If you need to file a claim with Infinity car insurance, you should contact the Infinity auto claims department with Kemper as soon as possible.
The Infinity insurance claims department through Kemper will guide you through the claims process, provide the necessary forms, and assist you in documenting the incident. It’s important to report the accident or incident promptly and provide accurate information to ensure a smooth claims process. Learn More: How to File an Auto Insurance Claim
How do I make an Infinity insurance payment?
Call 1-800-690-3818 to pay your Infinity insurance bill if the customer relationship is through IIA. However, you should pay Kemper online if your policy says, “Kemper Auto/Kemper Personal Insurance.”
Does Infinity charge a cancellation fee?
If you choose to cancel Infinity insurance with Kemper before your policy term ends, you may be charged a cancellation fee.
Finding the best Infinity insurance quote is easy. Just enter your ZIP code into our free comparison tool to instantly compare prices near you.
What is Infinity’s Better Business Bureau rating?
Related Articles
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
