American Interstate Auto Insurance Review (2023)

What You Should Know About American Interstate

The American Interstate Insurance Company offers insurance coverage options and various types of coverage for auto, boat, home, and business.

These types of insurance policies are important to have to protect the most valuable things in life.

Without insurance to protect these assets any unexpected accident or circumstance could leave you without an auto, home, boat, or business.

Everything from auto accidents, storms, floods, fire, theft, vandalism, and much more could happen without warning and leave you with legal and financial liability that you are unprepared for.

That is why having the proper insurance is so important.

American Interstate Insurance Coverage Options

There are many types of auto insurance coverage options.

Auto liability insurance is coverage that pays for any damage incurred in an accident that you are legally responsible for that result in the injury of another person or the damage of another person’s auto or property.

Auto liability coverage is typically divided into two separate categories, bodily injury liability insurance and property damage liability insurance.

Here are additional coverage options:

• Bodily Injury Liability – provides coverage for medical expenses, any lost wages, and other damages that a person can claim after an accident
• Property Damage Liability – provides coverage for any type of property damaged in the accident
• Personal Injury Protection – pays for your medical expenses if you are injured in an auto accident including any lost earnings, rehabilitation, and even funeral expenses
• Medical Payments – only covers medical expenses and no other types of losses
• Collision – pays for the damage when a vehicle is in a collision whether a collision with another car, an object, or the vehicle is damaged from rolling over
• Comprehensive – protects your vehicle when it is damaged by theft, vandalism, wind, hail, flood, fire, and even hitting an animal
• Uninsured Motorist – protect an insured person when they are in an accident with another driver that does not have auto insurance and the accident is that uninsured person’s fault
• Underinsured Motorist – fills the gap when the other driver responsible for the auto accident does not have enough liability insurance to cover the cost of all the damages
• Rental Reimbursement – pays for the cost of renting a car when your vehicle is too damaged to drive after an accident

These are the auto insurance basics. However, a specific quote or conversation with an agent will help you with the specifics.

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