Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 12, 2020

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Company Details
Address: 601 Carlson Parkway
City: Minnetonka
State: MN
ZIP Code: 55305
Phone Number: 877-434-3900
Website: http://www.onebeacon.com
Year Founded: 2001
AM Best Rating: A
Company Rating 0 (0 reviews)

Here's what you need to know...

  • OneBeacon has been in the insurance game for nearly 20 years.
  • OneBeacon Insurance has a variety of businesses that write insurance products.
  • The company works with underwriters across the U.S. to provide businesses-specialized products.

Based in Minnesota, the company works with many underwriters in offices across the United States to provide businesses-specialized auto insurance. One major underwriter is the International Marine Underwriters, a business that writes insurance exclusively for ocean marine products and marine drilling. OneBeacon is licensed to sell insurance in all 50 states, though not all products are available in all states.

In this OneBeacon auto insurance review, we’ll be exploring everything about the company from coverage to industry ratings, as well as employee testimonials and feedback.

So let’s get to it.

Keep reading to learn more about OneBeacon or you can use use our free tool to compare auto insurance rates from top companies.

OneBeacon Auto Insurance Coverages Offered

As stated above, OneBeacon Insurance has a variety of businesses that write insurance products.

The insurance products offered by OneBeacon include:

  • A.W.G. Dewar insures the tuition payments parents make. If their child withdraws from school or is dismissed, the tuition is refunded to them.
  • International Marine Underwriters writes insurance exclusively for ocean marine products and marine drilling.
  • OneBeacon Accident and Health Group protects transportation companies and corporations from expenses due to accidents that occur. It is available to any business that has a high risk for accidents.
  • OneBeacon Entertainment covers commercial entertainment industries such as sports, leisure activities, and concert venues.
  • OneBeacon Environmental covers businesses that have a potential of damaging the environment through leakages or spills.
  • OneBeacon Financial provides specialized products to clients in both the private and public sector. Some of these products include directors and officers liability, employment practices liability, cyber liability, and financial institution bonds.
  • OneBeacon Financial Services offers insurance coverage for the unique needs of financial services companies and community banks.
  • Hagerty auto insurance specializes in covering collectible cars and wooden boats.
  • OneBeacon Government Risk Company covers counties, districts, and municipalities.
  • OneBeacon Inland Marine covers an array of inland marine and related property coverage solutions. These are targeted towards the construction, transportation, and fine-arts industries.
  • OneBeacon Management Liability aids nonprofits, for-profit-businesses, and healthcare businesses by offering D&O, EPL, fiduciary, crime, and employed lawyers professional liability insurance.
  • OneBeacon Specialty Property deals with the property owned by marine businesses.
  • OneBeacon Surety Group offers a variety of commercial bonds, large (targeting large corporations), and small.
  • OneBeacon Technology Insurance covers the technology industry including software development and technology development.

Chances are good they can insure the vehicle you want to be covered.

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How to Make a OneBeacon Auto Insurance Claim

Nobody likes having the run-around when it comes to filing a claim. Time is of the essence and getting those details in as soon as possible is extremely important/

You can file OneBeacon insurance claims several different ways. We’ll go over them below.

  • By Phone: Available 24/7, OneBeacon claim representatives are there to help you with your most pressing concerns. Simply call their claims hotline at: 877-248-3455.
  • Online: Through the customer portal at OneBeaon, you can review and report your claim 24/7. Just visit the website to get started.
  • By email: Provide as many details as possible to claims@onebeacon.com.
  • By fax: Send your fax to OneBeacon at 866.213.2802 to get started on your claim.

You can also make a claim with your assigned agent. Simply contact them as soon as possible and provide them with the details requested.

How to Get an OneBeacon Auto Insurance Quote Online

Obtaining quotes from an auto insurance company has become faster and more accessible online. However, getting multiple quotes from multiple companies can turn pretty daunting fast, especially as you may have to answer similar questions repeatedly. That’s no fun.

Our free online tool is simple and easy to use. You can start now and compare rates in no-time.

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If you like what you’ve heard about OneBeacon thus far, you can also call the company’s customer service number at 1-800-662-0156 to obtain a quote as well.

If you are impressed with the quote that you receive, you will be assigned an OneBeacon agent based on the type of business you select.

OneBeacon Insurance Group Ratings

While companies often present a glamorized persona, ratings are a way to tell if a company can back up what they are portraying to customers.

Here are a few of the ratings or OneBeacon Insurance Group.

OneBeacon Company Ratings
Rating ScaleRating
A.M. BestA+
Better Business BureauA+
Moody'sA3
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Members of the Intact Financial Corporation, including OneBeacon Insurance Group, received an “A+” or “superior” rating from A.M. Best.

This is great, as A.M. Best is one of the top-risk assessing businesses that evaluate an organization’s financial strength and their ability to pay back their lenders.

The OneBeacon Insurance rating reflects Intact Financial’s consolidated balance sheet strength, which AM Best categorizes as very strong, as well as its strong operating performance, favorable business profile and appropriate enterprise risk management (ERM).

The Better Business Bureau (or BBB) also assesses a company’s financial capabilities.

OneBeacon received the highest rating of “A+” from The Better Business Bureau.

To keep in the spirit of good news, OneBeacon also received an “A3” financial strength rating from Moody’s. Moody’s is another major company that evaluates a company’s performance and future potential.

The A3 IFS ratings on OneBeacon’s insurance subsidiaries reflect the group’s specialty focus in several low-to-moderate hazard niche property-casualty segments, as well as its strong producer relationships and good capitalization.

Again, receiving high-level rating grades comes from one’s superior performance. OneBeacon is backed by some of the best, a good indicator to its customers and businesses alike that the organization can hold its own weight to a substantial degree.

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OneBeacon Insurance Group History

When OneBeacon Insurance was founded, it sold only two insurance products. They were international marine insurance and tuition refund specialists.

Realizing how much insurance was needed for niche markets like these, OneBeacon quickly expanded their insurance portfolio to meet customer demand.

Since the decision to expand was made, OneBeacon has grown to cater to 13 different niche markets and specialty insurance segments within the industry.

The separate business model OneBeacon has adopted works because each business has its sole focus on the specialty market they represent.

For example, when a marine company calls wanting to find the right insurance, they are calling a business that deals solely with marine insurance. Running the corporation this way has resulted in consistent growth for roughly 20 years in a row.

How is OneBeacon’s online presence?

Having an online presence is one way to compete with numerous players in the industry. To say the least, it is critical to an organization’s success and day-to-day operations.

OneBeacon has a successful online presence that allows it to stack up against many of the competitors in its industry. It targets both consumers and producers and has many resources for those looking to get a glimpse into the company profile.

One way that OneBeacon solidifies its online presence is through their “What’s New At OneBeacon” blogsite. Through the website, you are also able to gain more updates and insight into the company’s endeavors, as well as the endeavors of their multiple business lines.

OneBeacon also stacks up against their competitors by offering social media handles. These include Faceboo, Twitter, LinkedIn, and Youtube.

Is OneBeacon involved in the community?

While philanthropic endeavors aren’t something new for businesses, over the years it has become a way to gain the trust and respect of its consumers. The more an organization is seen giving back, as well as the way and the tactical approach they give back in, the more consumers feel comfortable supporting those businesses, as well as encouraging others to do the same.

That being said, OneBeacon has a respected presence in the communities of those they provide products and services for.

OneBeacon doesn’t just volunteer in the community, they have a charitable fund that provides over 100 nonprofits in the communities they serve. This gives them a chance to contribute to the lives of those they serve.

“We additionally support educational opportunities through college scholarships and our matching gift program. These programs are available to OneBeacon employees and our key agency/broker partners and funded by the OneBeacon Charitable Trust.”

Not only do they volunteer and donate to nonprofits,  OneBeacon also provides educational opportunities for the communities they serve, as well as for members of their own organization.

In 2018, OneBeacon Charitable Trust awarded $229,800 to various nonprofits and schools.

Giving back is a major component of business success today. OneBeacon has displayed its commitment for serving those in the communities they serve.

What do OneBeacon employees have to say?

Another way to determine the success of a company is to examine what employees are saying about OneBeacon Insurance careers. So why OneBeacon?

While we don’t know exactly the tenure of OneBeacon employees, the company boasts that upper management averages 25+ years of industry experience.

OneBeacon received a 4.2 out of five stars by employees on GlassDoor.

Let’s break this down a bit:

OneBeacon Insurance Company Employee Ratings
Rating CriteriaRating
GlassDoor Employee Rating4.2 / 5
86% Approve of CEO
74% have a positive business outlook
PayScale Rating2.6 / 5
Culture and Values4.2 / 5
Work/Life Balance4.1 / 5
Senior Management4.0 / 5
Compensation and Benefits4.3 / 5
Career Opportunities3.8 / 5
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OneBeacon Insurance reviews were based off nearly 100 employees at OneBeacon.

Furthermore, 86 percent of employees at OneBeacon approve of the CEO while 82 percent would recommend to a friend. 74 percent have a positive business outlook.

While this is telling to say the least, OneBeacon received a 3.6 regarding the benefits that it provides to its employees.

OneBeacon;s insurance rating scored 2.6 on PayScale. Among areas that were below average were appreciation (2.0)  learning and development appreciation (which both scored a 2.2). Pay transparency scored the least with 1.2 out of five stars.

These scores, however, do not breakdown how many individuals left reviews on the PayScale website.

OneBeacon Insurance Group, Ltd. pays its employees an average of $65,579 a year. Salaries at OneBeacon Insurance Group, Ltd. range from an average of $42,822 to $100,430 a year.

OneBeacon Insurance has consistently grown in volume over the years and in doing so, they have had to consistently hire new agents and fill other positions. OneBeacon Insurance encourages all of its employees to think like owners.

This means that if they think about the company as if they were the owner of the company, they will do their very best to make sure the company is successful. By giving employees stock in the company, they know that employees have a vested interest in what happens.

OneBeacon Insurance offers many benefits for their employees but their main focus is centered on health and wellness:

  • Health insurance – Employees are provided with comprehensive health insurance including preventive care coverage and incentives for healthy lifestyle choices such as being at a healthy weight and not smoking. Healthcare is provided through BlueCross BlueShield of Massachusetts.
  • Dental insurance – As with the health insurance the offer, the dental insurance focuses on wellness including preventative care and basic dental cleanings. The dental insurance is also administered by BlueCross BlueShield of Massachusetts.

OneBeacon also offers vision insurance, long term care insurance, fitness programs, and weight-loss incentives. All offices are tobacco-free and those with food services offer healthy meal and snack options to promote health and wellness as a company.

Since OneBeacon has focused on health and wellness, insurance claims have gone down 22 percent.

Next, we’ll talk about another important factor that can enhance one’s company outlook — the design of their virtual components.

Design of OneBeacon Website and App

Before we get to the bottom line, we’ll briefly discuss the success of OneBeacon’s technological systems as it relates to their website and mobile app.

OneBeacon Insurance Group Home Page

OneBeacon provides a free mobile-app that can be easily downloaded from the convenience of one’s phone. It’s color scheme is clear and neat, utilizing the yellow and grey hues found in their logo. Because the app relies heavily on white space, text and information become easy to view and clear to navigate.

Through the OneBeacon app, you can access company contacts (including phone numbers), as well as claims, billing, careers, and a little historic information about the company. User-experience is very friendly and the experience is direct and to the point.

Currently, there are no reviews on mobile app.

The mobile app is a nice one-stop place for everything OneBeacon. You can view the website on your phone and still have a friendly user-experience as well.

OneBeacon Insurance Group About Web PAge

The OneBeacon website is easy to navigate. Whether online or mobile, you can most likely find the answers to your questions without doing too much digging. Looking for claims or trying to get access to your policy? The website allows customers to login and find their information, as well as providing a search bar in case one’s most pressing concerns aren’t addressed.

Clean, clear, and to the point, OneBeacon’s design is more than user-friendly.

The Bottom Line

If you are looking for quality commercial insurance, OneBeacon might be the place for you. Their specialized products and keen attention to businesses often left slipping through the cracks is what makes the company so appealing. With upper management averaging 25+ years of experience, you are sure to get good, quality expertise. Because they’re on the smaller side, they may have more room to work with you. This, coupled with their approachability as displays a more personalized touch.

Let’s not forget their superior ratings by credited risk-assessing agencies like A.M. Best, BBB, and Moody’s. This proves that the company is more than sound and capable of meeting and exceeding their financial obligations.

While they did receive average reviews from their employees (which certainly displays room for improvement), we see that they’ve provided education opportunities for employees alike, as well as those they serve. Let’s not also forget their 2018 calendar year, in which they gave to over 100 nonprofits in the communities they serve.

The bottom line? You may be missing out on a really significant business opportunity if you don’t consider OneBeacon for your business or company.

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OneBeacon FAQs

Even in a guide like this, they may have been some things that we overlooked. This is why we’ve provided this FAQ section. So let’s get to it.

Does OneBeacon offer auto insurance?

No. OneBeacon doe not offer personal auto insurance. The company offers commercial insurance to an array of nonprofit and for-profit entities.

How do I get in touch with someone at OneBeacon?

OneBeacon can be reached at 1-800-662-0156. There you can get in touch with a customer service representative that can answer your questions related to OneBeacon.

If you’re looking for a specific business at OneBeacon, OneBeacon offers an extensive list of all OneBeacon representatives for their various businesses.

Lastly, if you are looking for corporate contacts, you can find these on the OneBeacon site as well.

For those who are already members of the OneBeacon family, the mobile app is a great resource that serves as a one-stop place for both business and corporate contacts alike. You can find phone numbers and email addresses to individuals employed at the company.

What is OneBeacon’s “claims” number?

Available 24/7, the OneBeacon hotline can be reached at 877-248-3455.

What is OneBeacon’s address?

OneBeacon has many locations across the US. Headquarters, however, are located at:

605 Highway 169 North, Suite 800
Plymouth, MN 55441

Where are OneBeacon Insurance Group’s locations?

If you are looking for OneBeacon insurance in Massachusetts or any other state, you can contact them using the information above to find out what is available in your area.

Who owns OneBeacon insurance?

If you’re wondering who owns OneBeacon, you might be interested to find that they are actually a subsidiary of Intact Financial.

How can I find career opportunities at OneBeacon?

OneBeacon is always looking for individuals to join their team. You can get in touch with one of the recruiters or search for a position on OneBeacon’s careers page.