Integon Auto Insurance Review (2022)

Is National General Insurance Company (Integon) a Good Choice?

What is the Integon auto insurance company?

What exactly is Integon insurance? Integon insurance goes by several names, such as Integon National, Integon Casualty Insurance, Integon Preferred Insurance, and Integon Specialty.

Integon Automobile Insurance, and all of the various names, are subsidiaries of National General Insurance, formerly known as GMAC. In other words, insurance agents under the Integon name underwrite the quotes and premiums for customers interested in purchasing insurance policies from the National General company.

National General changed its name from GMAC, or the General Motors Acceptance Corporation, in 2013. It was the 15th-largest underwriter of personal lines of insurance in the United States.

The National General Insurance umbrella began as Motors Insurance Company in 1939. It is the only insurance company that originated from a car company.

Who are the Integon auto insurance agents?

There are over 14,000 independent National General agents across the United States that underwrite for National General policyholders.

The agents do not work for National General, but they represent several different smaller Integon companies as independent agents.

The independent agents are local and available to talk to you at the Integon Insurance Company phone number or meet with you at your convenience in person. Integon auto insurance quotes are available through the agents as well.

Integon National Insurance’s phone number is 1-888-293-5108.

You can find an agent online by entering your ZIP code into the toolbox on the company’s website and determining the mile radius you’re willing to travel. Once the information is entered, a map comes up with all the possible agencies.

What are the Integon auto insurance ratings and reviews?

Is National General, and by association Integon auto insurance, a good company for consumers? Cheap rates are great, but if agents are unresponsive during the claim filing process or if a company is not financially reliable, you’d be better off looking elsewhere for coverages.

Fortunately, National General is currently rated an A- by A.M. Best and is considered to be a financially stable company. National General is a good company that will be able to close out any claims, even during an economic downturn. The same goes for its subsidiary, Integon General insurance company.

Customer service reviews are poor to decent when compared to other insurance providers. According to the National Association of Insurance Commissioners (NAIC) complaint index, National General is worse than average, with a rating of 6.4.

However, the Better Business Bureau gives National General an A+ rating and accreditation. Out of 5 stars, the consumer ranking is a 2.98, and 190 complaints have been closed in the past 12 months.

These numbers are fairly good for an auto insurance provider. Overall, the Integon national insurance company rating is pretty good.

What are the Integon auto insurance company careers?

Job openings for National General can be found on the website. Resumes for job openings can also be submitted online.

Here’s a short description of the job types that may be available at Integon National General.

Each position comes with a specific responsibility, which you can learn over time. Perhaps you’d like to become an independent agent for Integon auto insurance policies. Use each opportunity as a stepping stone to the next stage.

National General Insurance Company (Integon) Rates

What are the average Integon auto insurance rates?

Integon auto insurance is a subsidiary of National General Insurance, formerly known as GMAC or General Motors Acceptance Corporation.

National General relies on underwriters from the Integon Indemnity Insurance Company to assess the risk of insurance customers.

Any quotes you receive will therefore be underwritten by an Integon national auto insurance agent, but your rates will be for National General. How much can you expect to pay with this company? Find out in the table below.

As you can see, there are plenty of affordable Integon auto insurance policies available to customers. On average, customers pay $150 per month or $1,806 annually. However, use these rates as guidelines to help you estimate your potential annual premiums.

Auto insurance rates are based on many different variables besides just age. Other factors that affect auto insurance rates include where you live, your driving record, and even the kind of vehicle you drive.

National General Insurance Company (Integon) Discounts Available

What are the Integon auto insurance policyholder discounts?

Under the name National General, Integon offers many different auto insurance discounts to its policyholders. Some discounts are for customer loyalty, others are for your driving habits or for installing anti-theft devices, lowering your risk as an insured client.

In the table below, take a look at all of the discounts advertised on the National General website.

As you can see, the company provides multiple vehicle discounts and discounts to homeowners as well. Integon offers its policyholders discounts for good driving records, low mileage, and even paperless billing.

Having an anti-theft device in your vehicle will also warrant a discount. If you maintain an active vehicle recovery system, such as an OnStar subscription, your rates may be lowered as a result.

Lastly, if you have another GM account, like a credit card, Integon offers an additional discount on your policy.

National General Insurance Company (Integon) Coverage Options

What services does Integon auto insurance provide?

Integon underwrites multiple kinds of insurance policies for National General. The company sells home, auto, RV, motorcycle, small business insurance, and more.

According to the Insurance Information Institute (III), auto insurance is required in 49 states but 13 percent of American drivers are uninsured. While each state has its own unique laws regulating the specific auto insurance limits, at the very least, you’ll be able to buy a policy from the National General that easily meets your state’s standards.

Integon underwrites the following types of auto insurance coverage for National General clients:

• Bodily Injury Liability Coverage: Covers the injury or loss to the other driver involved in an accident you are found at fault for.
• Property Damage Liability Coverage: Covers damage to the other person’s vehicle or property as the result of an accident where you are at fault.
• Comprehensive Coverage: Covers damage to your vehicle relating to anything that is not a collision. Examples include weather damage, animal damage, vandalism, or auto theft. A deductible is associated with this kind of coverage.
• Collision Coverage: Covers damage to your vehicle when involved in any collisions, regardless of who is at fault. Examples include hitting another vehicle, a tree, or a pole. A deductible is associated with this kind of coverage.
• Medical Payments Coverage (MedPay): Covers the medical needs of you and the people in your vehicle when involved in an accident. It may also cover the costs of a funeral after a car accident.
• Underinsured Motorist Coverage: Covers you if someone without insurance, or without adequate insurance, hurts you or damages your car.
• Personal Injury Protection (PIP): Covers medical expenses and losses that occur as a result of an automobile accident, including missed pay. The PIP coverage is valid no matter who caused the accident.

The most common auto insurance policies are all available through National General and underwritten by Integon auto insurance agents.

National General also offers commercial automobile insurance. Commercial automobile insurance covers company cars, trucks, and vans. Commercial insurance provides bodily and property damage coverage for limits up to $1 million.

Additional coverage options are available, including National General’s motor club, which provides roadside assistance.