Integon Auto Insurance Review (2020)

Integon is a subsidiary of National General, the 15th largest underwriter of personal auto insurance in the United States. Compare quotes below to lower your rates by up to 20%.

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Company Details

Address:

P. O. Box 66790

City:
Saint Louis
State:
MO
ZIP Code:
63166
Phone Number:
1-800-325-1190
Year Founded
1939
AM Best Rating:
A
Company Rating 1 (8 reviews)

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
Licensed Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/aiorg-live/d98a9f52-daniel-walker.png

UPDATED: Apr 16, 2020

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...
  • Integon Auto Insurance is a subsidiary of GMAC Insurance Holdings, Inc. which is now named National General
  • Integon provide several types of personal lines of insurance
  • Integon offers a variety of discounts including having anti-theft devices

Integon Automobile Insurance is a subsidiary of National General, formerly known as GMAC.

GMAC, General Motors Acceptance Corporation, is the 15th largest underwriter of personal lines insurance in the United States.

It is currently rated A- by AM Best and considered to be a stable company.

The National General insurance umbrella began as Motors Insurance Company in 1939. It is the only insurance company that originated from a car company.

Compare auto insurance rates online by entering your ZIP code now!

National General Insurance Quotes

The National General website allows its customers to receive insurance quotes online from simply inputting their zip code.

Should you need further advice regarding your insurance needs, you can also speak with a representative.

Any quotes you receive are saved, including those online, in case you are not ready to make an immediate decision.

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National General Auto Insurance Agents

There are over 14,000 independent National General agents across the United States that underwrite for National General policyholders.

The agents do not work for National General but as independent agents, they represent several different companies.

The independent agents are local and available to meet with you at your convenience whether in person or on the phone.

You can find an agent online by inputting your zip code into the toolbox and determining the mile radius you are willing to travel. Once the information is entered, a map comes up with all the possible agencies.

National General Auto Insurance Policies

Each state law requires a different amount of insurance coverage for automobiles.

However, the coverage options available from Integon are:

  • Liability for bodily injury
  • Liability for property damage
  • Collision and comprehensive coverage
  • Medical expenses
  • Underinsured/underinsured motorist coverage
  • Personal injury protection

National General also offers commercial automobile insurance. Commercial automobile insurance includes company cars, trucks, and vans.

Commercial insurance provides bodily and property damage limits for up to $1 million.

Additional coverage under the commercial insurance policy covers an employee who finds himself in a situation where he must use his own personal vehicle.

Additional coverage such as National General’s own motor club which provides roadside assistance including towing can be added to your policy.

National General Auto Insurance Policyholder Benefits

Integon provides certain benefits to its policyholders. For example, they provide convenient affordable down payments and monthly payments.

Automatic withdrawals from a designated checking or savings account is another benefit National General provides to its policyholders.

Payments can also be made online or by calling 1-877-468-3466.

Agents with Integon provide reviews on policyholder’s coverage periodically and at the client’s request. Account holders also have the ability to view their accounts online on the website.

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National General Auto Insurance Policyholder Discounts

Integon offers auto insurance discounts to its policyholders that meet the stated qualifications.

For instance, the company provides multiple vehicle discounts or discounts if you are a homeowner.

Having an anti-theft device in your vehicle will also warrant a discount. Similarly, if you maintain an active OnStar subscription you can receive an additional discount.

Lastly, if you have another GM account like a credit card, Integon offers an additional discount on your policy.

In addition to those discounts listed above, Integon offers its policyholders discounts for good driving records and good credit scores.

National General Auto Insurance Customer Service

Integon provides a Learning Center online for its policyholders. Within the Learning Center, Integon explains Insurance terminology, factors that affect your premium, adequate coverage for your needs, and information regarding insurance fraud.

Safety tips are also posted on the website. There are tips for teen drivers, elderly drivers, and business owners to protect themselves against risk. The site even provides a test you can take to check your driving knowledge.

Any additional questions on your policy can be answered by a representative.

National General Auto Insurance Claims

Claims can be filed any time on their website.

The website provides helpful hints of what to do should you find yourself in a car accident.

Such information includes taking pictures if possible, noting date, time, and location, phoning the police, and exchanging information with the other driver.

The website claims that processing time on a claim can take up to 48 hours.

National General does guarantee all claim repairs when done through an approved repair shop. After your accident, National General makes arrangements for your vehicle to be towed and a rental car provided.

Once the car is finished at the repair shop, Integon will deliver your vehicle directly to you and return the rental.

Should your vehicle be totaled, Integon can locate a replica of the totaled vehicle if you wish.

There is also an emergency expense allowance which includes up to $500 in food, lodging and travel expenses. Integon offers 100 percent satisfaction with its claims service or your deductible will be waived.

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National General Insurance Careers

Job openings for National General can be found on the website. Resumes for job openings can also be submitted online.

You can get online auto insurance quotes from active providers by typing your ZIP code into the FREE rates tool now!

References:

  1. http://www.nationalgeneral.com/learning-center/vehicle-insurance/
  2. http://nationalgeneral.com
  3. http://www3.ambest.com/ratings/entities/CompanyProfile.aspx?BL=0&ambnum=3366&AltNum=20143366&AltSrc=3
  4. https://www.thebalance.com/what-is-an-independent-agent-527051
  5. http://www.naic.org/state_web_map.htm
  6. https://www.onstar.com/us/en/home.html


14 Reviews

  1. Debra Murray October 2, 2012
  2. billy November 16, 2012
  3. Kim January 11, 2014
  4. don February 23, 2015
  5. david March 2, 2015
  6. don ramsey March 20, 2015
  7. Caitlin January 16, 2016
  8. Tonya Lee February 25, 2016
  9. Lisa DeLacy April 16, 2016
  10. Lisa DeLacy April 16, 2016
  11. Travis Bouchard June 27, 2016
  12. J. Hall September 9, 2016
  13. J. Hall September 9, 2016
  14. Kip dorkoski December 27, 2017

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