Centauri Auto Insurance Review (2022)

Our Centauri auto insurance review will cover everything you need to know about this company and its offered policies. Since 2006, Centauri Insurance has provided specialty property insurance to homes and businesses in the Gulf Coast region and Hawaii. Centauri auto insurance is not an available coverage option for sale from the company.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Sep 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Rachel BodineReviewed By: Daniel WalkerUPDATED: Sep 29, 2022Fact Checked
Quick Read
2.5
autoinsurance.org

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Centauri Insurance

Average annual rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

High

Pros

  • Centauri Insurance is a property and casualty insurance company that began operating in 2006.
  • Centauri does not currently sell auto insurance policies.

Cons

  • Centauri auto insurance is not an available coverage option for sale from the company.
  • Centauri Insurance is a regional carrier operating only in the Gulf Coast and Hawaii.

The Bottom Line

Residents of the Gulf Coast region and Hawaii are content with their current business or homeowners policies from Centauri Specialty Ins. Co. will have to look elsewhere for their auto insurance coverage.

The company specializes in hurricane damage and loss to homes and commercial businesses, and it doesn’t look like Centauri Insurance will be moving into any other field of the insurance industry anytime soon.

The Centauri Insurance cancellation policy is not as efficient, as it does not allow for online cancellation of policies; the company asks policyholders to contact agents with at least 30 days notice for cancelled policies.

Centauri is a specialty insurance company that built its business on selling hurricane and disaster-related property and casualty insurance in Hawaii.

Centauri now sells insurance in Louisiana, Mississippi, Alabama, Florida, Hawaii, Texas, and South Carolina, but can motorists in these states purchase a Centauri auto insurance policy?

Centauri does not currently sell auto insurance policies, and it does not look like they will deviate from hurricane-related coverage into the auto insurance market anytime soon. We recommend interested parties look to a third-party auto insurance company to find affordable prices on different types of auto insurance coverage.

Most of Centauri’s operations can be accessed online, including employee operations; the company has Centauri insurance agent login portals conveniently located on its site to better facilitate communication between agent and client.

The entire online process is essential to a company made up of independent agents helping to facilitate quick Centauri Insurance payments for any filed claim.

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Centauri Insurance Co. vs. Competitors

The consumer watchdog agency the Better Business Bureau (BBB) rates Centauri Insurance somewhat favorably with an A grade for overall customer satisfaction.

The Centauri Insurance complaints as recorded by the National Association of Insurance Commissioners (NAIC) are not so glowing, however. The company’s complaint index score is one of the highest, sitting at 2.81. The national average is one, so Centauri is getting a significantly higher number of complaints compared to other insurance companies.

Frequently Asked Questions

#1 – Is Centauri Insurance a real company?

Centauri Insurance is a real company; information about the company, however, can be scarce since it’s a regional specialty company that focuses on property and casualty insurance for hurricane damage.

#2 – Does Centauri homeowners insurance cover tornado damage?

Centauri homeowners insurance would cover any damage to the physical structure that was caused by wind; this should account for tornado damage, but policyholders should speak with their Centauri agent directly to discuss what exactly is covered under storm damage policies.

#3 – Is there a Centauri Insurance equipment breakdown policy?

Centauri Insurance’s homeowners Equipment Breakdown Insurance covers claims for home equipment systems and property loss due to mechanical or electrical breakdown.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

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