8 Best Auto Insurance Companies That Don’t Penalize for a Lapse in Coverage (2024)

The best auto insurance companies that don't penalize for a lapse in coverage are Geico, Progressive, and State Farm. On average, drivers pay a monthly cost of $92 with companies that don't penalize for a lapse in coverage. Securing the top spot, Geico offers an affordable monthly rate of just $82.

UPDATED: Apr 6, 2024Fact Checked

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Aremu Adams Adebisi

Feature Writer

Aremu Adams Adebisi graduated from college with a B.Sc in Economics. He's currently pursuing his MBA while writing insurance features covering trending topics in the car insurance industry. He's fascinated by the surges of insurtech in an era of decentralized finance (DeFi). Aremu has written for several insurance agencies and companies. He profiles startups on Insideropedia and serves as a con...

Feature Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications.  As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...

Licensed Insurance Agent

UPDATED: Apr 6, 2024

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