SECURA Insurance: How To Decide if It’s Right for You

SECURA auto insurance has a long history with over 120 years in business. The SECURA rating with the Better Business Bureau is an A+. SECURA auto insurance is currently only available in 13 U.S. states and there are several discounts available that can help lower your car insurance rate.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Dec 13, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • SECURA auto insurance is currently only available in select U.S cities
  • Package deals are available for added protection and additional savings
  • There are several ways available to file SECURA insurance claims

Finding the right auto insurance company can be challenging. With over 120 years of experience under its belt, SECURA auto insurance has been around a while. Will you find cheap auto insurance at SECURA? Finding what you need to know about an insurance company can be hard, but we can help.

Continue reading to learn more information on what SECURA auto insurance can do for you.

Expand your knowledge beyond SECURA car insurance and enter your ZIP code for a free auto insurance quote today.

Exploring Your SECURA Insurance Options by Location

From your average auto insurance expenditure to the amount you will have to pay for collision insurance, your location will play a huge part in what you will typically be asked to pay for vehicle coverage. 

In addition, your decision to select SECURA insurance may depend on if it’s available in your location.

Currently, SECURA auto insurance is available in the U.S. states listed below. We’ve gathered average rates in those states from the National Association of Insurance Commissioners (NAIC).

Once you’ve gained a better idea on the average car insurance coverage rates by states, it would be easier to determine if your SECURA auto insurance quote helped you save money. 

State Offering SECURA InsuranceAverage Auto Insurance RateAverage Collision Coverage Rate
Arizona$1,046.40$326.28
Colorado$1,132.81$330.50
Illinois$916.49$339.04
Indiana$767.72$286.49
Iowa$700.71$252.65
Kansas$805.15$287.24
Kentucky$936.91$312.51
Michigan$1,469.73$479.11
Minnesota$872.65$265.74
Missouri$913.81$315.49
North Dakota$686.08$279.45
Pennsylvania$991.23$376.21
Wisconsin$755.97$247.95
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If you live in any of the states above that offer SECURA insurance, choosing it as your auto insurance may seem like a no-brainer. However, its limited availability may be an issue for individuals that are interested but do not reside in areas where it is available.

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What types of auto insurance does SECURA offer?

What type of auto insurance are you looking for? SECURA offers both commercial and hybrid auto insurance, so no matter what type of vehicle you have, you can enjoy quality car insurance within your price range.

SECURA Insurance Has Affordable Packages

MILE-STONE® is an auto package policy offered by SECURA insurance. This allows its customers to select which price range and which level of protection is best.

Customers can choose between the MILE-STONEBasic and MILE-STONE Gold packages, which include the following benefits: 

MILE-Stone Basic

  • Roadside RescuerSM.This service will cover tire changes, towing, roadside assistance, and more
  • Identity Theft Protection. This service can provide peace of mind if your car has been lost, stolen, or damaged in a fire

The following services listed below can be added to the MILE-STONE Basic package, and they are automatically included in the MILESTONE Gold package.

MILE-STONE Gold

    • Accident Forgiveness. If you’ve been a MILE-STONE® customer for at least three years and you are violation and accident-free, you are eligible for this benefit
    • Glass Express. This service will cover auto glass repair and replacement
    • Identity Theft Protection. This service can provide peace of mind if your car has been lost, stolen, or damaged in a fire
    • Pet ProtectorSM. This service will reimburse you if your cat or dog has been injured or killed in an auto, home, or watercraft accident
    • Roadside RescuerSM. This service will cover tire changes, towing, roadside assistance, and more

 

 

  • Travel RescuerSM.This service can provide emergency assistance if you are located at least 100 miles or more away from your home

 

 

 

Based on the package you select, your SECURA auto insurance quote may vary. 

SECURA Auto Insurance Discounts

If you are looking to stay within a specific budget, SECURA insurance has many auto insurance discounts available in abundance. Save money on your insurance costs with a:

  • Hybrid car discount. Policyholders that are currently owning or leasing a hybrid vehicle are eligible.
  • Valued policyholder discount. The longer you have SECURA car insurance, the more savings you can be rewarded with.
  • Early quoting discount. Policyholders that have their policy quoted prior to the effective date are eligible to receive this discount.
  • Claim/violation free discount. If you have not had any accidents or moving violations on your account for at least three years, you may be eligible for this discount.
  • Good student discount If your policy has coverage for a student between the ages of 16-24 that has at least a 3.0 GPA or higher, your policy may be eligible for this discount.

For additional savings, SECURA insurance customers can also bundle their auto and home insurance plans. On average, customers that take advantage of this opportunity can save up to 25%.   

Does SECURA insurance have good ratings?

Before deciding on an auto insurance company, most smart shoppers conduct thorough online research on a company by reading reviews, ratings, etc. According to the Edelman Trust Barometer, 56 percent of consumers rely on the information they find out about a company through search engines.

When it comes to SECURA’s reputation: 

  • A.M. Best has awarded the company a financial strength rating of A (Excellent).
  • The Better Business Bureau (BBB) provided SECURA insurance with an A+ rating.
  • Ward Group listed SECURA as one of its 50 top-performing property and casualty insurers.
  • The Wellness Council of America (WELCOA) awarded SECURA with a Platinum Well Workplace Award for its commitment to the health and well-being of its employees.
  • The Wisconsin Sustainable Business Council recognized SECURA insurance with a Green Master designation.
  • SECURA insurance has been recognized as a Great Place to Work for the sixth year in a row.

While the company has some solid ratings, a little research will also reveal that a few complaints have been made about SECURA insurance. Specifically, complaints focus on how the company handles car accidents and auto insurance claims.

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How to File a SECURA Insurance Claim

Have you been in a car accident? There are a few ways available for you to file a SECURA insurance claim. 

  • Online – SECURA insurance claims can be filed quickly and easily by filling out the form available on the company website.
  • By Phone – Depending on the policyholder’s time zone, SECURA has a few telephone numbers available to file a claim:
    • For customers in Eastern Time and Central Time: 1-800-318-2136
    • For customers in Mountain Time: 1-866-356-7870   
  • By Email– The company accepts email insurance claims 24 hours a day, seven days a week at [email protected]
  • Through the mySECURA app – MILE-STONE auto policyholders can use the mySECURA app to submit insurance claims, view auto ID cards, access policy documents, and much more.

Once a claim has been filed, a representative has 24 hours to respond to your inquiry. While this sounds logical, in comparison to many other auto insurance companies on the market that have the capability to respond much faster, SECURA insurance’s response times are hardly competitive.  

Is SECURA insurance right for you?

Now that you know what comes with SECURA insurance, have you decided if it sounds like the auto insurance company for you? Whether the company supports your vehicle type, has the services you need, and offers auto insurance in your state or not are all important factors you should consider before making your decision.

If you’re not completely sold on SECURA auto insurance and would like to shop around for rates, enter your ZIP code to receive a free auto insurance quote today.

 

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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