American Casualty Auto Insurance Review (2022)

Toledo-based American Casualty auto insurance is a full-service insurance agency, which means that they sell auto, home, business, health, flood, and life insurance products.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Sep 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Written By: Rachel BodineReviewed By: Daniel WalkerUPDATED: Sep 29, 2022Fact Checked
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American Casualty

Average annual rate for good drivers:

N/A

A.M. Best rating:

A

Complaint level:

Low

Pros

  • American Casualty was founded in 1981
  • American Casualty is a full-service insurance agency, which means that they sell auto insurance, homeowner insurance, business insurance, health, flood, and life insurance products

Cons

  • Instead of using an online quote tool, you are required to call them and speak with an agent to get your quotes

The Bottom Line

American Casualty only has one office, which is in Toledo, OH. It is a locally owned and operated business with an unknown amount of agents working for the company.

While American Casualty is able to write policies for people all over the country because they sell products through companies such as Progressive, having only one office can be limiting.

If you live in Florida, for example, you aren’t going to travel to Ohio for a face-to-face with your independent agent; you are going to want to find someone who is local to you.

As an independent agency, American Casualty doesn’t answer any insurance company.

The reason that this is a positive thing is that the company shouldn’t try to shove one particular insurance provider down your throat. They should offer you the best product that meets your needs exactly.

The downside to this is that they don’t specialize in any particular company. In other words, they aren’t an expert in Progressive or Unitrin products. If they don’t know the answer to something, they contact someone from the insurance company your products are coming from to get the answers.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

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