Hagerty Auto Insurance Review (2025)

Hagerty is a classic car insurance provider that allows you to drive your collector vehicle with no fixed mileage restriction. They also have customized options based on your particular needs. This includes having multiple collector vehicles. It also includes vehicle restoration or construction.

Hagerty’s full coverage insurance policy includes comprehensive, collision, and liability.

What You Should Know About Hagerty

An auto insurance claim can be filed online seven days a week. Hagerty will respond to all claims within one business day.

Hagerty will assign an appraiser using a specialty network. For your convenience, they will call shops in your area to obtain estimates for your collectible vehicle. Hagerty pays the average damage auto insurance claim within 15 days. This is just one of the reasons this provider is perfect for the collector car enthusiast; they have decades of experience providing specialty insurance for any collector car owner.

Hagerty contact information:

141 River’s Edge Drive
#200
Traverse City, Mi.
49684-1303
Phone:
800.922.4050
Fax:
231.941.8227
https://www.hagerty.com

The Better Business Bureau has accredited Hagerty Insurance since December 1997. The current rating with the BBB is an A+. This is the highest possible rating available from the Better Business Bureau.

In the last three years, three complaints were filed with the BBB against this collector car insurance company.

All of these were successfully resolved by the guidelines of the Better Business Bureau.

Hagerty Insurance Coverage Options

Hagerty is a classic car insurance provider that allows you to drive your collector vehicle with no fixed mileage restriction. They also have customized options based on your particular needs. This includes having multiple collector vehicles. It also includes vehicle restoration or construction.

Hagerty’s full coverage insurance policy includes comprehensive, collision, and liability.

In addition, the following services are offered for the classic car enthusiast:

• Instant new purchase coverage gives you 30 days of coverage for up to $50,000 in value for your existing Hagerty classic car insurance policy. This only applies if you have a current insurance policy with the company, though.
• Auto show medical reimbursement gives up to $10,000 in medical payments for clients and family members that are injured while attending an auto show or car-related function where you’ve taken an insured vehicle.
• Motorcycle safety equipment coverage features up to $1,000 of coverage for safety apparel, including leather pants, gloves, jackets, and helmets.
• Spare parts coverage includes $750 of comprehensive coverage for spare parts needed. This is in addition to parts needed as a result of a collision. If more than $750 is needed, the coverage limit can be raised for an additional premium. If you’re interested in classic vehicle restoration, this can come in handy.
• Any personal tools used to maintain or restore collector vehicles are eligible for coverage with your classic car insurance policy. That includes toolboxes, storage cabinets, and accessories.