Hagerty Auto Insurance Review (2024)
Got a classic car? Hagerty auto insurance specializes in protection for classic and collector cars by providing comprehensive, collision, and liability coverage.
Read moreScott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Sep 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Hagerty Insurance
Average Monthly Rate For Good Drivers
$125A.M. Best Rating:
A-Complaint Level:
LowPros
- Hagerty specializes in protection for unique vehicles
- Hagerty offers comprehensive collision and liability coverage
Cons
- Hagerty only offers insurance products for classic cars and collector cars
Hagerty is a classic car insurance provider that allows you to drive your collector vehicle with no fixed mileage restriction. They also have customized options based on your particular needs. This includes having multiple collector vehicles. It also includes vehicle restoration or construction.
Hagerty’s full coverage insurance policy includes comprehensive, collision, and liability.
What You Should Know About Hagerty
An auto insurance claim can be filed online seven days a week. Hagerty will respond to all claims within one business day.
Hagerty will assign an appraiser using a specialty network. For your convenience, they will call shops in your area to obtain estimates for your collectible vehicle. Hagerty pays the average damage auto insurance claim within 15 days. This is just one of the reasons this provider is perfect for the collector car enthusiast; they have decades of experience providing specialty insurance for any collector car owner.
Hagerty contact information:
141 River’s Edge Drive
#200
Traverse City, Mi.
49684-1303
Phone:
800.922.4050
Fax:
231.941.8227
https://www.hagerty.com
The Better Business Bureau has accredited Hagerty Insurance since December 1997. The current rating with the BBB is an A+. This is the highest possible rating available from the Better Business Bureau.
In the last three years, three complaints were filed with the BBB against this collector car insurance company.
All of these were successfully resolved by the guidelines of the Better Business Bureau.
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Hagerty Insurance Coverage Options
Hagerty is a classic car insurance provider that allows you to drive your collector vehicle with no fixed mileage restriction. They also have customized options based on your particular needs. This includes having multiple collector vehicles. It also includes vehicle restoration or construction.
Hagerty’s full coverage insurance policy includes comprehensive, collision, and liability.
In addition, the following services are offered for the classic car enthusiast:
- Instant new purchase coverage gives you 30 days of coverage for up to $50,000 in value for your existing Hagerty classic car insurance policy. This only applies if you have a current insurance policy with the company, though.
- Auto show medical reimbursement gives up to $10,000 in medical payments for clients and family members that are injured while attending an auto show or car-related function where you’ve taken an insured vehicle.
- Motorcycle safety equipment coverage features up to $1,000 of coverage for safety apparel, including leather pants, gloves, jackets, and helmets.
- Spare parts coverage includes $750 of comprehensive coverage for spare parts needed. This is in addition to parts needed as a result of a collision. If more than $750 is needed, the coverage limit can be raised for an additional premium. If you’re interested in classic vehicle restoration, this can come in handy.
- Any personal tools used to maintain or restore collector vehicles are eligible for coverage with your classic car insurance policy. That includes toolboxes, storage cabinets, and accessories.
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Frequently Asked Questions
What is Hagerty Auto Insurance?
Hagerty Auto Insurance is a specialty insurance company that focuses on providing coverage for classic cars, vintage vehicles, and collector cars. They offer policies tailored specifically to the unique needs of classic car enthusiasts.
What types of vehicles does Hagerty insure?
Hagerty insures a wide range of vehicles, including classic cars, vintage motorcycles, trucks, modern collectibles, and even retired commercial vehicles. They also cover high-value vehicles, rare models, and limited-production vehicles.
Can I insure my everyday vehicle with Hagerty?
No, Hagerty specializes in insuring classic and collector vehicles that are not used for daily commuting or regular transportation. Their policies have restrictions on mileage and usage to reflect the occasional and hobbyist nature of these vehicles.
What coverage options does Hagerty offer?
Hagerty offers comprehensive coverage options for classic cars, including agreed value coverage, which ensures that you receive the full insured value of your vehicle in the event of a covered total loss. They also provide coverage for spare parts, automotive tools, and even automobilia.
Does Hagerty provide roadside assistance?
Yes, Hagerty offers roadside assistance as an optional add-on to their policies. This service provides coverage for services like towing, fuel delivery, lockout assistance, battery jump-starts, and more.
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Charlie_3
Terrible company and service
Awetz
BE AWARE
mkc211
Couldn’t be easier and saved big.
jjdigby
The best ever
draftybarn
Great insurance for my classic car
Brandon111
Best classic car insurance company
Yfz450chris
Say yes to their Classic car insurance coverage!
Richiecuz
Outrageous renewal quote
Angie2018
Great classic car insurance
buj999
Good company