American Alternative Insurance Corporation (AAIC) Auto Insurance Review (2025)

American Alternative Insurance Corporation, or AAIC for short, is a subsidiary of Munich Reinsurance Corporation of America, Inc.

AAIC markets a variety of commercial insurance products but does not sell insurance for private individuals. Find personal auto insurance providers near you.

American Alternative Insurance is domiciled in Wilmington, Delaware, but headquartered in Princeton, New Jersey. It is licensed in all 50 states plus Washington, D.C.

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What You Should Know About American Alternative Insurance

American Alternative Insurance was founded in 1995 but is owned and operated by Munich Reinsurance Corporation of America, which has been in business since 1917.

AAIC does not have its own website, but information about it and its products can be found through the Munich America website.

The company currently maintains financial security as indicated by the rating A+ (Superior) by AM Best and AA- (Very Strong) by Standard and Poor’s.

It is currently led by president and CEO Anthony Joseph Kuczinski.

Munich America and AAIC have a client-centered and solution-oriented approach to business.

When you purchase insurance through Munich or AAIC, you are assigned a client manager who works with you at all times so they know your company’s insurance needs.

They also work with a team of experts who are trained to anticipate and calculate potential future risks and minimize losses for your business.

Alternative Insurance Groups associated with Munich including AAIC work with alternative market client groups with unique needs. These groups may include:

• Public entities, including municipalities, counties, and districts
• Public schools, colleges, and universities
• Religious organizations
• Secular nonprofit groups

American Alternative Insurance Corporation Contact Information

Aside from their main office in New Jersey, Munich America and American Alternative Insurance Corporation have offices in Atlanta, Chicago, Columbus, New York, and San Francisco.

If you wish to reach the Princeton, New Jersey headquarters you can do so via phone, fax, or mail, or use the online contact form.

American Alternative Insurance Coverage Options

AAIC markets insurance products for businesses with unique needs. To find out more about each product or to get a quote from an insurance agent, you can contact the company directly.

Although not all products are available in all states, AAIC is currently licensed to write insurance policies for the following products:

• Management Liability
• Professional Liability
• Package Coverage
• Property Damage Protection
• General Liability
• Workers Compensation
• Aviation Insurance
• Crime Protection
• Inland Marine Insurance
• Umbrella Coverage
• Excess Casualty
• Commercial Auto Insurance
• Accident and Health Coverage
• Crop-Hail Coverage
• Multiple Peril Crop Coverage

American Alternative Insurance Corporation Claims

The Munich America website contains a section with a variety of information on various types of insurance claims you may need to make and legal issues in regard to filing claims. Learn how to file an auto insurance claim.

For American Alternative Insurance Corporation claim use the contact information on their website!

American Alternative Insurance Corporation Careers

If you are interested in a career in the insurance industry with either AAIC or its parent company, Munich Reinsurance America, you can find information on job openings via the main website.

There are opportunities for those new to the insurance field who wish to learn and grow in their career, professionals with experience to bring to the company, and students who wish to do internships with a major insurance company.

Jobs at Munich or AAIC come with a competitive benefits program that includes:

• Health benefits with four program options to choose from
• Flexible spending accounts
• Life and group insurance coverage
• Financial security
• Vacations and holidays
• Rewards and recognition for hard work.

The companies also offer employee value programs that include the following and more: health club reimbursement, adoption assistance, annual flu, and pneumonia vaccinations, dry cleaning services, and community service awards.

If you wish to find a current job opening at AAIC or Munich, you can use the online search form or upload a resume and submit an application online.

Start your insurance search by comparing auto insurance rates from several different companies.

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