Trustgard Auto Insurance Review (2024)

Trustgard Insurance Company is a part of Grange Insurance Group and offers a variety of insurance options including auto, boat, and RV insurance policies. Trustgard auto insurance rates are variable based on the vehicle and your location. Trustgard auto insurance coverage is offered in 13 states.

UPDATED: Dec 20, 2023Fact Checked

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Dec 20, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 20, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 20, 2023Fact Checked
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Trustgard Insurance Company

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Trustgard offers a variety of insurance options including auto, boat, and RV insurance policies
  • Your policy is customized according to your specific needs

Cons

  • Only provides property and casualty coverage in 13 states

Final Verdict: Review of Trustgard Insurance Company

Trustgard Insurance Company is one of eight companies that make up a group known as Grange Insurance. Trustgard was incorporated in 1981 and provides property and casualty coverage in 13 states.

Trustgard auto insurance works pretty much the same as anyone else’s coverage with one exception: your policy is customized according to your specific needs by a Grange agent.

You can start with simple basic liability coverage, add things like collision and glass, or move all the way up to a fully comprehensive policy.

Grange and Trustgard attempt to offer customized policies whenever possible, rather than a generic one-size-fits-all policy, which makes buying Trustgard auto insurance a more personalized experience.

Read our Trustgard insurance review to learn more.

If it’s time for you to look for a new policy, you can see online auto insurance rates right now by entering your zip code above!

[su_box title="Things to Remember..." style="default”]
  • Trustgard Insurance Company is part of the Grange Insurance Group
  • Trustgard Insurance offers policies that are customized by Grange insurance agents
  • Trustgard offers a variety of insurance options including auto, boat, and RV insurance policies
[/su_box]Trustgard Insurance Company is one of eight companies that make up a group known as Grange Insurance. Trustgard was incorporated in 1981 and provides property and casualty coverage in 13 states. Trustgard auto insurance works pretty much the same as anyone else's coverage with one exception: your policy is customized according to your specific needs by a Grange agent. You can start with simple basic liability coverage, add things like collision and glass, or move all the way up to a fully comprehensive policy. Grange and Trustgard attempt to offer customized policies whenever possible, rather than a generic one-size-fits-all policy, which makes buying Trustgard auto insurance a more personalized experience. Read our Trustgard insurance review to learn more.

What You Should Know About Trustgard

Trustgard’s headquarters address is the same as Grange’s. Therefore, it’s assumed that Trustgard does not conduct any business using a separate and distinct brand name.

Finding an agent that sells affordable Trustgard car insurance means looking for one who represents Grange along with the other members of the group.

Their main website provides an agent locator tool that is activated when you enter your zip code. Local, independent agents are the preferred method of selling and servicing policies for large insurance companies.

Doing business this way gives the Trustgard auto insurance company maximum exposure and flexibility in servicing customer needs.

From the standpoint of the customer, utilizing a local agent means you’ll get the best coverage and the best Trustgard insurance rates among all of the different carriers your agent represents.

Grange Insurance Group Claims and Customer Service

Grange Insurance takes pride in its commitment to excellent customer service. This commitment is easily seen on your first visit to their website.

The site offers a lot of information not only on their products but also on insurance topics in general.

They offer tips and resources for different types of policies, information for business needs such as loss prevention and workers’ compensation, and guidance in purchasing life insurance and annuities.

As for contacting customer service, Trustgard and a Grange provide three options:

  • You can get in touch with them directly by telephone and speak with a representative
  • You can call your local agent, who will assist you as much as possible
  • There is online customer care, which allows individuals to establish an online account with Grange

Claims service is also part of the online customer care portal.

You can initiate a claim online simply by logging into your account and clicking that link, or you can initiate a claim by calling a toll-free telephone number provided on the website.

The website provides detailed information on the various types of claims for all their insurance products.

Included in this information are helpful tips that will enable you to make the claims process as smooth and efficient as possible.

Trustgard Insurance Company Careers

Careers at Grange and Trustgard are available at both the agent and associate level. Obviously, agents are either self-employed or work for a local agency.

To become an agent you can visit the company website and review the information, then use the provided email address to inquire about agent opportunities.

If you’re approved, you’ll need to undergo at least a limited amount of training in order to become familiar with Grange Insurance and its product line.

Interested candidates are invited to browse their current job openings and submit their resumes through the Grange human resources department.

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Frequently Asked Questions

What is Trustgard Auto Insurance?

Trustgard Auto Insurance is an insurance company that provides coverage for personal vehicles. They offer various policies and options to help protect you and your vehicle in case of accidents, theft, or other covered incidents.

What types of auto insurance coverage does Trustgard offer?

Trustgard Auto Insurance offers a range of coverage options, including:

  • Liability coverage: Protects you financially if you are responsible for causing injuries or damages to others in an accident.
  • Collision coverage: Covers damages to your own vehicle resulting from a collision with another vehicle or object.
  • Comprehensive coverage: Provides protection for damages to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters.
  • Uninsured/underinsured motorist coverage: Offers financial protection if you’re involved in an accident with a driver who has insufficient or no insurance coverage.
  • Medical payments coverage: Helps cover medical expenses for you and your passengers resulting from an accident, regardless of fault.

How can I get a quote for Trustgard Auto Insurance?

To get a quote for Trustgard Auto Insurance, you can visit their official website or contact their customer service directly. They will ask you for some personal information, details about your vehicle, and any additional coverage options you may want. Using this information, they will provide you with a personalized quote based on your specific needs.

What factors affect the cost of Trustgard Auto Insurance premiums?

Several factors can influence the cost of your Trustgard Auto Insurance premiums, including:

  • Your driving record: A clean driving record with no accidents or violations usually leads to lower premiums.
  • Your vehicle: The make, model, year, and value of your vehicle can impact the cost of your insurance.
  • Your location: Insurance rates may vary based on where you live, as areas with higher crime rates or traffic congestion can have higher premiums.
  • Your age and gender: Younger and less experienced drivers may have higher premiums compared to older, more experienced drivers.
  • Coverage options: The type and amount of coverage you choose will affect your premium.

How can I file a claim with Trustgard Auto Insurance?

If you need to file a claim with Trustgard Auto Insurance, you can contact their claims department directly by phone or through their website. They will guide you through the process and provide you with the necessary forms and instructions. It’s important to report the incident as soon as possible and provide accurate and detailed information about the incident.

Can I manage my Trustgard Auto Insurance policy online?

Yes, Trustgard Auto Insurance offers online policy management. Through their website or mobile app, you can access your policy information, make payments, update personal details, view coverage details, and initiate policy changes. Online policy management provides convenient and accessible options for customers to handle their insurance needs.

Does Trustgard Auto Insurance offer any discounts?

Trustgard Auto Insurance may offer various discounts to eligible policyholders. Some common discounts include:

  • Safe driver discount: For drivers with a clean driving record and no recent accidents.
  • Multi-vehicle discount: If you insure multiple vehicles with Trustgard.
  • Multi-policy discount: If you have other insurance policies, such as homeowners or renters insurance, with Trustgard.
  • Good student discount: For students who maintain good grades.
  • Anti-theft device discount: If your vehicle has anti-theft devices installed.

It’s best to check with Trustgard Auto Insurance directly to learn about the specific discounts they offer and the eligibility requirements.

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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