Auto Insurance Advice You Can Trust

We have been a free online resource since 2000 for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and we have a directory of articles and guides to help you get started finding the cheapest auto insurance rates!

Researching online can be tough. The types of coverage, factors affecting your rates, and best practices for finding the right provider varies drastically from website to website.

We’ve taken the hard part out of researching online and compiled the internet’s most comprehensive resources on related information.

Auto Insurance.org is not a government-run website, nor are we owned by any insurance provider.

Everything on this site is 100 percent free, and we aim to keep it that way.

As if that’s not enough.

Meet the Experts

AutoInsurance.org’s expert team focuses on ensuring our content and services uphold the highest standards of integrity. Our dedicated team also manages our extensive writing network, which guarantees the information you receive is accurate, evidence based, current, and trustworthy.

A team of car insurance experts reviews our content, ensuring that existing and new content is accurate so you can make the best decisions about your car insurance.

We strive to be your most trusted partner in pursuing the right car insurance.

Joel Ohman

Joel Ohman, Founder, CFP®

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida.

Joel has been mentioned as an insurance expert in many different online and print publications including AOL, Business Insider, idrivesafely, Reader’s Digest, Inc.com, Carvana, MarketWatchForbesOppLoansYahoo!TheStreet, and NYPost to name a few.

Michelle Robbins

Michelle Robbins, Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families and individuals to secure their estates with life insurance protection.

Most notably, throughout her career, she has assisted many individuals in difficult times of need as a family service counselor with several funeral homes, mortuaries, and memorial parks in California. This experience resulted in a natural progression into health and disability insurances. Today, Agent Robbins licensing extends across many states from the west to east coast. She is licensed in life, health, disability and property & casualty insurances.

Daniel Walker

Daniel Walker, Licensed Auto Insurance Agent

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco.

He reviews content, ensuring that existing and new content is accurate so you can make the best decisions about your car insurance, which guarantees the information you receive is accurate, evidence based, current, and trustworthy

Michael Vereecke

Michael Vereecke, Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. 

Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in coverage forms, and the best training available.

Michael is a member of the Macomb Family Services Board, the Anchor Bay Chamber, and MIPIA (Michigan Association of Professional Insurance Agents).

Laura D. Adams

Laura D. Adams, Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers, listeners, and loyal fans benefit from her practical advice.

As a professional accountant and financial analyst for several companies, Laura is a trusted source on various finance topics for TV, radio, online articles, and print publications. She’s been featured on most major news outlets, including ABC, Bloomberg, CBS, Consumer Reports, Forbes, Fortune, FOX, Money, MSN, NBC, NPR, NY Times, USA Today, US News, Wall Street Journal, Washington Post, and more.

Her mission is to empower consumers to live healthy and rich lives by making the most of what they have, planning for the future, and making smart money decisions every day. She received an MBA from the University of Florida and lives in Vero Beach, Florida.

Kalyn Johnson

Kalyn Johnson, Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another passion, writing.

As an insurance writer and researcher, she specializes in real estate, healthcare, finance, and all lines of insurance. When Kalyn isn’t writing, she enjoys spending time with her husband and their four children.

Michael Leotta

Michael Leotta, Insurance Operations Specialist

Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automation & Procedures Specialist, and Process Analyst.

His primary areas of expertise are in complex insurance claim handling with a litigation focus, claims training, jurisdictional guidelines, process improvement, and data analytics. Michael has developed a keen understanding of the insurance industry, and well-rounded general business proficiency.

Laura Berry

Laura Berry, Former Licensed Insurance Producer

Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances.

While she currently helps businesses take advantage of the federal R&D tax credit, she still takes time to provide guidance on insurance. It is her belief that current insurance shoppers should have access to accurate information so they can find the appropriate insurance product for their needs.

Benjamin Carr

Benjamin Carr, Former State Farm Insurance Agent

Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs.

Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times of crisis. All insurance consumers should be informed and should understand how individual policies can protect them, their families, their possessions, and their homes. That mission serves him in his work to this day.

Mathew B. Sims

Mathew B. Sims, Editor-in-Chief

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Sara Routhier

Sara Routhier, Director of Outreach

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world of insurance.

Her work has been featured on: CBSDenver PostDriversEdESPNFinance101FinderFOX5Legal Advice, MSN, PrettyMotorsSeattleTimesStarTribuneUSA TodayWalletHubYahoo Finance, and the Zebra.

Melanie Musson

Melanie Musson, Published Insurance Expert

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in sustainability, automation technology, and vehicle safety.

Her industry expertise has been featured by The Penny Hoarder, in an e-book by Best Companies, by ForbesYahoo!, The New YorkerOprahFox Business, U.S. News, and Dollarsprout.

Leslie Kasperowicz

Leslie Kasperowicz, Farmers CSR for 4 Years

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance niche. Leslie has been quoted in publications that include Reader’s Digest, Fox Business, and the Washington Post.

D. Gilson, PhD

D. Gilson, PhD, Professor & Published Author

D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seven Kitchens. His second chapbook, Brit Lit, a series of poems on Saint Britney Spears, is available from Sibling Rivalry Press. D. is the editor of Lunch and lives in the Missouri Ozarks.

David Reischer

David Reischer, Licensed Attorney

David Reischer, Esq. is an attorney and the CEO of LegalAdvice.com. He graduated law school in 2000 with a joint MBA/JD degree from Brooklyn Law School and Zicklin School of business. 

He has been a practicing attorney in New York State with specialization in real estate transactions, family law, business law, and other general practice matters for over 16 years. He has litigated in NY Civil and NY Supreme Court in both the commercial and civil divisions.

Rick Musson

Rick Musson, Police Sergeant

Rick Musson began his law enforcement career in Bozeman, Montana, shortly after completing his Bachelor’s Degree in Criminal Justice. He has served many roles in the department, including as a traffic officer, senior crash investigator, detective, field training officer, firearms instructor, and currently the training sergeant.

For the past 15 years, he has been on the SWAT team and currently serves as team leader. As a gifted communicator and teacher, he enjoys sharing his public safety expertise with others. He seeks to help people improve their safety skills in all aspects of their lives. 

Living and working in the Gallatin Valley of Montana has allowed him to enjoy the outdoors unique to the Rocky Mountains. When he’s not serving his community, he enjoys camping, hiking, fishing, and hunting with his family.

Alexandra Arcand

Alexandra Arcand, Insurance and Finance Expert

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate.

She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, and all lines of insurance. Alex enjoys researching and learning new things each day in the ever-changing industries of insurance and finance. Her advice has been published on several impressive sites including Best CollegesAuthority Magazine, and RentCafe.

Maria Hanson

Maria Hanson, Insurance and Finance Expert

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. 

Maria has expanded her scope of expertise to home, health, and life insurance. She consults on home maintenance, property improvement, and health care. In her spare time, she travels, camps, gardens, and volunteers in her community.

Luke Williams

Luke Williams, Insurance and Finance Writer

Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers.

He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications.  His insurance and finance writing has been featured on Spoxor, The Good Men Project, FangWallet, and Global Banking and Finance ReviewIn his free time, he builds interior and exterior home decor, including awnings, doors, tables, chairs, and more, and especially enjoys cooking.

Shawn Laib

Shawn Laib, Insurance and Finance Writer

Since graduating from the University of WA with a B.A. in English Literature, Shawn has been professionally writing in the spheres of entertainment, insurance, business, marketing, and politics.

His work has been published on SUPERJUMP, FanFare, Den of Geek, and Amplihigher. He is passionate about using his writing skills and insurance knowledge to educate the general population on everyday issues surrounding these misunderstood topics.

Many industry leaders have quoted Shawn on topics surrounding finance, business, human resources, real estate, and automobiles including BloombergLifewire, and Yahoo.

Laura Gunn

Laura Gunn, Insurance and Finance Expert

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. 

Her experience in various industries has helped develop both her writing skills and scope of knowledge. She is able to tackle some of these intricacies and relay important information to others who need to make real-life everyday decisions. Her expertise has been featured in many publications including News Hunt 360, HOLR Magazine, DiscoveryBit, and IH Services Inc.

Dorothea Hudson

Dorothea Hudson, Insurance and Finance Writer

Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more.

Her passions include writing, music, running, travel, technology, coding, and crypto. She enjoys educating her readers on insurance and providing practical financial advice. Dorothea graduated magna cum laude from the College of Charleston with a B.A. in English. She also was a student abroad at Cambridge University, studying English and creative writing.

Her expertise has been quoted in many award-winning publications including Forbes, GoBankingRates, Real Homes and Yahoo News.

 

Rachel Bodine

Rachel Bodine, Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, AllWomensTalk, and AutoGespot. 

Aremu Adams Adebisi

Aremu Adams Adebisi, Feature Writer

Aremu Adams Adebisi graduated from college with a B.Sc in Economics. He’s currently pursuing his MBA while writing insurance features covering trending topics in the car insurance industry. He’s fascinated by the surges of insurtech in an era of decentralized finance (DeFi).

Aremu has written for several insurance agencies and companies. He profiles startups on Insideropedia and serves as a contributor to Hashnode and Hackernoon. As a recipient of the Langston Hughes Fellowship, Aremu divides his time between the humanities and social sciences.

Press Box

For Our Media Friends

Our team loves partnering with media members to craft engaging stories with compelling visuals, data, and expert information.

If you’re a media member and would like to talk, please contact us. We’ll respond in a time sensitive manner so that you can meet your publication deadlines.

It’s All About You

AutoInsurance.org is all about helping your average consumer stay informed, make the right coverage choices, and save money. We know you appreciate simplicity! That’s why our comparison tool is as easy to use as one of our articles is easy reading.

It’s all about you. We’ll ask you questions to get to know you, then we’ll provide you apples-to-apples rate quotes from the top providers in your city. Plus if you have any questions along the way, you can reach out to a licensed insurance agent from our team.

We recommend comparing rates from at least two to three providers — that’s the only way you’ll know you’ve got the best prices for the coverage you need to protect what’s most important.

Check out some of our favorites articles like our guide to cheap auto insurance, our studies like the most dangerous and safest states for drivers, or which holidays are linked to the most traffic fatalities!

How can you beat that?

Editorial Integrity

We expect all writers and editors at AutoInsurance.org to comply with these guidelines when creating content. Writers are responsible for the accuracy of their work. Confirming information and double-checking facts are of the utmost importance.

Our writing and editorial team will not accept any payment of any kind in exchange for positive content or reviews of a company or vehicle. We write what we know. We take pride in creating honest content.

Our team has over 60 years of experience in the insurance industry. There will be information we don’t know or is up for debate, and we will be open about that.

As our goal is to produce consistent, professional content, our writing team takes care to use fair language in all of our work.

Read Our Complete Editorial Guidelines

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