American Automobile Auto Insurance Review

Got a speeding ticket? American Automobile auto insurance insures high-risk drivers with speeding tickets, DUIs, and multiple claims. Enter your ZIP to compare auto insurance rates now.

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Company Details

Address:

3201 N. Harlem Avenue

City:
Chicago
State:
IL
ZIP Code:
60634
Phone Number:
773-286-3500
Year Founded
AM Best Rating:
Company Rating 0 (0 reviews)

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
Licensed Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/aiorg-live/d98a9f52-daniel-walker.png

UPDATED: Apr 18, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to remember...

  • An SR-22 is a proof of insurance certificate filed by the insurance company to the Secretary of State
  • People with prior driving violations and other legal issues usually require an SR-22
  • An Operator’s Certificate means that you do not own a vehicle but will be operating the vehicle

A review of American Automobile Auto Insurance leads to the company entitled American Auto Insurance. This company is located at 3201 N. Harlem Avenue, Chicago, IL 60634.

It is a company that specializes in helping those who are hard to insure such as those with negative driving records, DUIs, or other legal issues related to driving and insurance.

An SR-22 filing is also a specialty of American Auto Insurance. These types of drivers are referred to as high-risk drivers.

To compare auto insurance rates from different companies for FREE, enter your ZIP code above!

American Automobile Auto Insurance SR-22 Claims

An SR-22 is a proof of insurance certificate filed by the insurance company to the Secretary of State. In the case of American Auto Insurance, the certificate is filed with the Illinois Secretary of State.

SR-22 certificates can be issued in the form of an Operator’s Certificate, an Owner’s Certificate, or an Operators-Owners Certificate.

An Operator’s Certificate means that you do not own a vehicle but will be operating the vehicle. An Owner’s certificate means that you own the vehicle but will not be operating it. An Operators-Owners Certificate means you both own the vehicle and will operate the vehicle.

Not everyone who drives must have a SR-22 certificate. These certificates are only for those who have legally been required to do so due to a ticket received or a court ruling.

Reasons someone may be required to have an SR-22 filed include driving with an expired license plate, reckless driving, driving with a suspended or restricted license, DUIs, or three moving violations in a year. When you’re given a violation in one of these areas, it is reported to an insurance database.

American Auto Insurance specializes in providing insurance coverage for those who need an SR-22 form. Many auto insurance companies will deny coverage to these drivers or charge such high prices, the insurance is almost impossible to afford.

An SR-22 policy can be up to triple regular auto insurance rates. Though SR-22 driver policies do cost more, American Auto Insurance attempts to keep prices affordable. If a claim on an SR-22 policy has to be filed, the policyholder is in danger of being dropped from coverage because the risk becomes too high.

If a claim on an SR-22 policy has to be filed, the policyholder is in danger of being dropped from coverage because the risk becomes too high.

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How do I get a quote from American Automobile Auto Insurance?

Getting a quote from American Auto Insurance can be done over the phone or online. Any driver in the state of Illinois can receive a quote. Though American Auto Insurance does specialize in high-risk drivers, they also ensure drivers with good, clean driving records.

Having a balance of low-risk drivers and high-risk drivers is the goal of most auto insurance companies including American Auto Insurance.

To get a quote with any insurance company you need to provide some basic information such as name, address, date of birth, and social security number. This allows the insurance company to come up with a profile that will determine your insurance rates.

Things such as age, experience, type of vehicle, location, and driving history all influence rates. When an insurance company receives your information, they pull up your driving history, current insurance company details, and any violations against you.

American Automobile Auto Insurance Customer Service

American Auto Insurance has a long-standing record of great customer service. Whether you are receiving a quote or filing a claim, American Auto Insurance customer service agents are helpful and well informed.

You can speak to someone directly or complete all your information and get questions answered online. Claim filing is available online 24 hours a day, 7 days a week. Customer service agents can also direct you to local agents who can address your concerns.

Customer service representatives can help you with all types of policies carried by American Auto Insurance. SR-22 drivers, those with tickets, drivers with accidents, drivers with suspended licenses, drivers with international licenses, and companies looking for commercial auto insurance.

However, policies are only given in the state of Illinois.

Customer service representatives can also direct you to an agent, give you tips on insurance discounts, answer questions about payments or policy details, and make changes to your policy.

It is important to inform customer service if anything changes in your policy or to your circumstances, negative or positive, that could affect your insurance.

A great way to save money on auto insurance is to compare auto insurance rates. Get started by entering your ZIP code below!


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