Northwestern Mutual Auto Insurance Review (2024)

Northwestern Mutual auto insurance reviews make it clear this company doesn't sell car insurance. Northwestern Mutual is a Fortune 100 company that sells life insurance and financial products, and has more than 4.5 million clients. However, you still need car insurance, right? Use our FREE quote comparison tool below.

UPDATED: Jan 8, 2024Fact Checked

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

UPDATED: Jan 8, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 8, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 8, 2024Fact Checked
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Northwestern Mutual

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A++

Complaint level:

Low

Pros

  • Northwestern Mutual traces its beginnings all the way back to 1857
  • The company is a major life insurer and also offers financial services

Cons

  • Northwestern Mutual doesn’t write auto insurance policies

Final Verdict: Review of Northwestern Mutual

Northwestern Mutual is a financial planning company that provides a variety of insurance policies including life, disability, and long-term care insurance. There is currently no Northwestern Mutual auto insurance division, and it does not seem like the financial advising company will be moving into that field of insurance anytime soon.

Although bundling is convenient and can potentially offer plenty of money in savings, we would suggest you look for another insurance company for your auto insurance needs. Northwestern Mutual car insurance is not currently available, so you will have to find your savings and your auto insurance elsewhere.

Are you still interested in finding affordable options for auto insurance?

Then look no further than our free online quote engine now that you’ve finished this Northwestern Mutual auto insurance review. You simply type in your ZIP code, and we handle the rest. Before you know it, you’ll be receiving a variety of detailed quotes from multiple auto insurance providers in your area. You may not be able to bundle, but you can still find the most affordable auto insurance policy using our search tool.

[su_box title="Things to remember..." style="default"]
  • Northwestern Mutual doesn't write auto insurance policies
  • The company is a major life insurer and also offers financial services
  • Northwestern Mutual is a top-rated company with an A++ from A.M. Best
[/su_box] Wondering if Northwestern Mutual is the insurance company for you? We have the answers you're looking for in our detailed guide to Northwestern Mutual auto insurance; we've done the research and provided you with all the details you need to make an educated decision when purchasing your insurance plans. From company history, contact information, and claims processing, we have the answers to your questions about bundling options with Northwestern Mutual car insurance. It seems like the full package when it comes to financial planning, but is Northwestern Mutual a good insurance company? And if so, does Northwestern Mutual, or its subsidiary Seaton auto insurance, offer bundling options and discounts for adding auto insurance to your existing insurance policies? Before jumping into our Northwestern Mutual auto insurance review, try out our free online quote option. You simply type in your ZIP code, and before you know it, you'll have quoted pricing estimates from the best auto insurance companies. It really is that simple.

What You Should Know About Northwestern Mutual

Northwestern Mutual traces its beginnings all the way back to 1857, and with a legacy that spans over 150 years, we feel it’s safe to simply say yes when asked is Northwestern Mutual trustworthy. John Johnston founded the company in Janesville, Wisconsin as the Mutual Life Insurance Company to offer life insurance policies to rural residents.

Within two years, Northwestern Mutual moved its headquarters to Milwaukee, but it continued to tout its small-town roots, along with its commitment to meeting the needs of its policyholders. Stories of then-President Samuel S. Daggett and his fellow trustees personally borrowing the money necessary to settle claims is evidence of that commitment that remains to this day.

After this first couple of years, the company quickly found its legs, rising from the rank of 25th in the industry (among 40 competitors) in 1860 to eighth in 1870 (among 100+ competitors).

By the end of Daggett’s tenure with the company, it had already expanded operations to 29 states with an increase in assets of more than three million dollars.

During the remainder of the 19th century, President Henry Palmer guided the insurance company to national success with an emphasis on only selling insurance through its own accredited agents.

However, the turn of the century was not so kind to Northwestern Mutual; after its initial success, World War I, the sinking of the Titanic, and the Spanish Influenza epidemic cost the company losses of more than 2,900 policyholders and payouts of $8.6 million in benefits.

Northwestern Mutual took these hits in stride, and in spite of these setbacks, the insurance company had acquired $2.2 billion in insurance policies by 1920. The continued growth and expansion of the business even forced the company to construct and move into a new home office, the very same building the company occupies today at 720 East Wisconsin Ave. Milwaukee, WI 53202.

As the 20th century roared on, Northwestern Mutual continued to reaffirm its founding principles, offering policyholders its “Update 80” policy amendment, which essentially offered existing policyholders a potential $4.5 billion of additional insurance at no premium increase. By 1986, Northwestern Mutual had paid out more than one billion dollars in claims.

Northwestern Mutual’s current reputation owes much to this long legacy of focusing on policyholders’ needs and success in the financial planning markets. As the company began advertising on television, it adopted the marketing slogan of “The Quiet Company.”

As far as its current reputation, is Northwestern Mutual a good financial advisor? Fortune magazine has recognized Northwestern Mutual several times for being the “Most Admired Company” for its financial planning advice as well as its life and health insurance, with particular emphasis placed on the company’s agents being the best in the country.

In 1996, Northwestern Mutual became the number one provider of life insurance in the United States with premiums exceeding one billion dollars.

By the year of its 150th anniversary, Northwestern Mutual became the first direct provider of life insurance to reach one trillion dollars in sales of individual life insurance.

As far as employee satisfaction, Glassdoor currently rates Northwestern Mutual with a 3.8 out of 5 for worker satisfaction with a 90 percent approval rating for the CEO. The company also ranked 67th in Glassdoor’s Best Places to Work 2018 list.

And not only is Northwestern Mutual a good company to work for, but for 36 years in a row, Northwestern Mutual has also earned top marks in financial ratings. A.M. Best, the top credit ranking agency in the insurance industry, recently gave the company an A++ (excellent), which is the best possible rating.

The company also holds excellent financial ratings from the other top three credit ranking agencies in the world. Fitch’s Northwestern Mutual ranking sits at AAA (highest), while Moody’s gave the company an Aaa (highest) rating; Standard & Poor’s rating was slightly lower at AA+ (second-highest), but this is still evidence that the company is a financially sound investment.

As far as the quality of Northwestern Mutual’s products, the Better Business Bureau (BBB) grades them an A+ (excellent) rating for efficient customer service and providing a high-quality consumer product. And according to J.D. Power, Northwestern Mutual is the top life insurance company in the nation receiving the best score of 810 out of 1,000 points in their U.S. Life Insurance review for customer service.

Northwestern mutual 65 life reviews of the company’s dedication to their clients remains overwhelmingly positive, and there are no signs of a Northwestern Mutual ratings downgrade in the near future.

Where is Northwestern Mutual located?

Northwestern Mutual’s corporate headquarters is located in Wisconsin at the following address: 720 East Wisconsin Ave. Milwaukee, WI 53202. You can find the nearest local Northwestern Mutual locations by searching offices by ZIP code on the company’s website.

After a quick search, you’ll find coast to coast local offices stretching from the Northwestern Mutual Fresno office in California all the way to the Boston location in Massachusetts. With close to 350 offices within the United States alone, it shouldn’t be hard to find a Northwestern Mutual office near you.

Does Northwestern Mutual have agents?

Northwestern Mutual does have agents, or what they call service representatives. Northwestern Mutual careers offer a variety of positions with the primary, highest-earning position aside from management being financial advisors.

The majority of first contact for Northwestern Mutual services, whether they be insurance or financial planning, seems to be directed online through portals linked on the company’s website. You can find an advisor or search for an insurance agent through the site’s Find a Financial Advisor link at the top of the page.

Does Northwestern Mutual pay a base salary to these financial advisors or is their work commission based?

Northwestern Mutual financial advisors never earn any form of commission or performance-based fees for making trades.

The financial planning division of Northwestern Mutual holds the belief that this form of payment keeps advisors unbiased while promoting better long-term performance for both you and the company.

Northwestern Mutual’s advisors are also available by phone to answer any questions you might have, whenever you have them. Questions as far out there as is Northwestern Mutual a pyramid scheme as well as more relevant inquiries about if the company’s plan for universal life insurance is a good investment strategy can all be directed to the customer representative hotline.

You can contact a service representative by phone Monday through Friday 7:00 a.m. to 6:00 p.m. (CT) at 1-866-950-4644. It’s suggested that you remember to have your policy number handy when calling for faster service.

How do I file a claim with Northwestern Mutual?

Like the majority of modern insurance companies, Northwestern Mutual has the majority of its claims process online. However, Northwestern Mutual auto insurance is not available so the company does not have an auto insurance claims process, online or otherwise.

You can file a claim for an existing policy online through easy to follow portals on Northwestern Mutual’s website or by calling 1-800-748-9493. No matter which method you prefer, you’ll be prompted to complete a basic claims form, providing your policy number and details about the incident.

Once you contact your local representative or file your claim online, a claims kit will be sent either through email or regular postal mail which will include claims and authorization forms to help guide you through the entire process.

A quick survey of Northwestern Mutual’s website shows that it is well organized, even offering separate claims processes for each division of insurance. The process appears very easy to navigate as customers use their Northwestern Mutual login to access account information and claims status reports.

By making sure that your claim is directed through the appropriate channels, Northwestern Mutual shows a level of organizational skill and attention to detail that you should look for in an insurance company. This should boost your confidence in knowing your individual claim will be heard, processed, and paid.

Not only can you get the latest status updates on claims through your Northwestern Mutual life insurance login portal, but the site also offers some comforting videos to guide people through the emotionally difficult claims process. The video below offers a brief guide on what to expect if you need to file a life insurance claim due to a death in the family.

This next one is meant to guide policyholders through the claims process involved in disability insurance claims.

This final video offers guidance and help in the long-term care claims process.

As mentioned previously, you’ll need to find the appropriate claims center for your insurance type as the policyholder, but Northwestern Mutual does seem to provide clear instructions for the claims process that are easy to follow. A quick look at Northwestern mutual reviews on Reddit reveals that customers are mostly content with the company’s claims process and response time.

Like most companies of today, though, Northwestern Mutual’s claims process does lean toward new tech and the internet. Retirees or elderly policyholders may find it difficult to file claims if they are not overly familiar with internet transactions. In this case, customer service representatives are still available to call for guidance as well.

How do I get a quote from Northwestern Mutual?

You can get a quote from Northwestern Mutual online through the company’s website. The search portal will pair you with a financial advisor who will help you find the right type of insurance, and the right amount, for your needs.

A Northwestern Mutual rep or financial advisor can provide you with detailed quotes; their virtual planning tools are meant to help you plan not just for today, but for the days to come as well.

The quote process will consist of the following steps:

  1. You give Northwestern Mutual a few details about yourself.
  2. They match you with the right advisor to meet your insurance needs.
  3. They formulate a plan and quote designed specifically for you.

Once again, the majority of Northwestern Mutual’s operations, like the claims and quotes processes, have shifted to online portals. The company’s website also has a handy life insurance calculator to help you estimate costs, as well as a learning center with informative articles for individuals seeking life, disability, or long-term care insurance options.

Since Northwestern Mutual does not offer auto insurance, you’ll need to look elsewhere for a policy. If you’re shopping for a policy now, consider using our free quote tool to look at auto insurance rates from multiple insurance companies. You just type in your ZIP code, and we’ll guide you step by step through the simple process.

Northwestern Mutual Insurance Coverage Options

Northwestern Mutual has made a name for itself as a financial planning institution; but is Northwestern Mutual an insurance company?

The financial planning divisions of Northwestern Mutual are only one part of a much larger company that offers a variety of insurance products.

And what type of insurance does Northwestern Mutual sell? The company focuses on insurance types that include Northwestern Mutual life insurance, long-term care insurance, disability insurance, annuities, mutual funds, and employee benefit services.

So the question on many auto owners’ minds remains; does Northwestern Mutual have car insurance?

Unfortunately, Northwestern Mutual does not currently sell auto insurance, and neither of its subsidiaries offer auto insurance either. Seaton Auto Insurance review and Uniguard Auto Insurance review divisions do not currently exist.

If you’re searching for what an auto insurance specialist might say about bundling rate discounts, we would suggest keeping an eye out in the future for Northwestern Mutual partnerships with auto insurance companies.

This would be a best case scenario, but we feel customers should probably not wait for any developments in the auto insurance department when it comes to Northwestern Mutual.

If you are looking for auto insurance, the table below can give you an idea of what you may expect to pay with some of the larger auto insurance companies.

Auto Insurance Rates by Age and Gender for the U.S.
Insurance CompaniesAverage Annual Rates for a Single 17-Year-Old FemaleAverage Annual Rates for a Single 17-Year-Old MaleAverage Annual Rates for a Single 25-Year-Old FemaleAverage Annual Rates for a Single 25-Year-Old MaleAverage Annual Rates for a Married 35-Year-Old FemaleAverage Annual Rates for a Married 35-Year-Old MaleAverage Annual Rates for a Married 60-Year-Old FemaleAverage Annual Rates for a Married 60-Year-Old Male
USAA$4,807.54$5,385.61$1,988.52$2,126.14$1,551.43$1,540.32$1,449.85$1,448.98
Geico$5,653.55$6,278.96$2,378.89$2,262.87$2,302.89$2,312.38$2,247.06$2,283.45
Nationwide$5,756.37$7,175.31$2,686.48$2,889.04$2,360.49$2,387.43$2,130.26$2,214.62
State Farm$5,953.88$7,324.34$2,335.96$2,554.56$2,081.72$2,081.72$1,873.89$1,873.89
American Family$5,996.50$8,130.50$2,288.65$2,694.72$2,202.70$2,224.31$1,992.92$2,014.38
Farmers$8,521.97$9,144.04$2,946.80$3,041.44$2,556.98$2,557.75$2,336.80$2,448.39
Progressive$8,689.95$9,625.49$2,697.73$2,758.66$2,296.90$2,175.27$1,991.49$2,048.63
Allstate$9,282.19$10,642.53$3,424.87$3,570.93$3,156.09$3,123.01$2,913.37$2,990.64
Travelers$9,307.32$12,850.91$2,325.25$2,491.21$2,178.66$2,199.51$2,051.98$2,074.41
Liberty Mutual$11,621.01$13,718.69$3,959.67$4,503.13$3,802.77$3,856.84$3,445.00$3,680.53

It’s unlikely Northwestern Mutual will move into the car insurance field anytime soon, so policyholders should look elsewhere for their auto insurance needs.

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Frequently Asked Questions

Does Northwestern Mutual offer auto insurance?

Northwestern Mutual is primarily known as a life insurance and financial planning company. However, as of my knowledge cutoff in September 2021, Northwestern Mutual does not offer auto insurance. They focus more on life insurance, disability insurance, long-term care insurance, and other financial products and services.

Can I get auto insurance through Northwestern Mutual if I’m an existing customer?

As Northwestern Mutual does not offer auto insurance, they do not provide this coverage to their existing customers. If you are looking for auto insurance, it’s recommended to explore other insurance providers who specialize in this type of coverage.

What types of insurance does Northwestern Mutual offer?

Northwestern Mutual primarily offers life insurance, disability insurance, long-term care insurance, and annuities. They specialize in providing financial planning and investment services to help individuals and families achieve their financial goals.

Are there any alternatives to Northwestern Mutual for auto insurance?

Yes, there are numerous insurance companies that specialize in auto insurance. Some well-known alternatives include Geico, Progressive, State Farm, Allstate, and Liberty Mutual. It’s advisable to research and compare quotes from different insurers to find the one that best suits your needs.

How can I contact Northwestern Mutual for more information?

To contact Northwestern Mutual, you can visit their official website and use their contact information to reach out to their customer service or locate a local representative. They can provide information on their available insurance products and guide you in the right direction based on your specific needs.

Can I bundle my auto insurance with other insurance products through Northwestern Mutual?

Since Northwestern Mutual does not offer auto insurance, bundling it with their other insurance products is not possible. However, if you have other insurance needs such as life insurance or disability insurance, you may be able to bundle those policies with a different insurance provider that offers auto insurance.

Does Northwestern Mutual have good customer service?

Northwestern Mutual is generally known for providing excellent customer service. They prioritize building long-term relationships with their clients and offering personalized financial planning advice. While they don’t offer auto insurance, if you have other insurance or financial planning needs, their customer service team can assist you.

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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