Best Auto Insurance Companies That Don’t Lobby (2021)

The insurance industry is well known for being incredibly aggressive when lobbying lawmakers in government. If you don't want to buy auto insurance from auto insurance companies that do lobby, an insurance company like Eerie may be a good fit for you. Eerie offers an average rate of only $100/month and is one of a few auto insurance companies that don't lobby.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Sep 8, 2021

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Things to Remember

  • The insurance industry is well known for its aggressive lobbying
  • Some major insurance companies have spent more than $500,000 lobbying in 2021 alone
  • You can find shop online to find auto insurance companies that don’t lobby

It seems like every aspect of life is embroiled in politics these days and the car insurance industry is no exception.

A lobbyist for car insurance companies could tell you that the insurance industry has a longstanding reputation as being one of the most generous and aggressive industries when lobbying for its interests.

If you want to buy auto insurance from auto insurance companies that don’t lobby, you can. You can get auto insurance quotes from auto insurance companies that don’t lobby elected representatives.

Enter your ZIP code to get free quotes from auto insurance companies that don’t lobby today.

Auto Insurance Companies That Don’t Lobby

If you don’t think that your money should fund car insurance companies’ political contributions, then you should take a look at some companies that are not major players when it comes to lobbying.

Below are a few such companies:

  • Progressive
  • Eerie
  • Metromile

These companies are all respected in the insurance industry, and if you’re worried about losing out on excellent rates with your current insurance company, don’t worry. You can secure affordable auto insurance companies that don’t lobby.

Eerie, for example, offers an average rate of only $100 per month. If you’ve just discovered that your insurance company is going against your political beliefs you can switch at any point.

Before you switch, though, always be sure to get quotes from at least three other insurance companies and make sure that every discount you deserve has been applied to your quote.

Common Auto Insurance Discounts Offered by Insurance Companies
Vehicle DiscountsDriver/Customer DiscountsPersonal Discounts
Active Disabling DeviceClaim FreeEmergency Deployment
Adaptive Cruise ControlContinuous CoverageFamily Legacy
Adaptive HeadlightsDefensive DriverFamily Plan
Anti-lock BrakesDriver's EducationFederal Employee
Audible AlarmDriving Device/AppFurther Education
Automatic BrakingEarly SigningGood Student
Blind Spot WarningFull PaymentHomeowner
Daytime Running LightsGood CreditLife Insurance
Economy VehicleLoyaltyMarried
Electronic Stability ControlMultiple PoliciesMembership/Group
Farm/Ranch VehicleMultiple VehiclesMilitary
Forward Collision WarningNew Customer/New PlanNew Address
Garaging/StoringOccasional OperatorNew Graduate
Green/Hybrid VehicleOnline ShopperNon-smoker/Non-drinker
Lane Departure WarningOn-time PaymentsOccupation
Newer VehiclePaperless/Auto BillingRecent Retirees
Passive RestraintPaperless DocumentsStable Residence
Utility VehicleRoadside AssistanceStudent Away
Vehicle RecoverySafe DriverStudent or Alumni
VIN EtchingSeat Belt UseVolunteer

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You can review this comprehensive list as you shop so you know that you’re getting the best deal possible while simultaneously living by your convictions.

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Auto Insurance Companies That Do Lobby

Some individuals are very conscious about how they spend their money politically so if you don’t want to work with auto insurance companies that lobby, even affordable auto insurance may not be enough to keep you there.

According to, the auto insurance companies listed below each spent over $500,000 in lobbying in 2021 alone. Take a look to see if your insurance company is listed below:

  • USAA
  • Nationwide
  • State Farm
  • Allstate
  • Liberty Mutual
  • Travelers

Some of these companies have also made political contributions to candidates and parties.

What is lobbying?

Insurance companies cannot just do whatever they like. Regulations put in place by the government keep insurance companies from committing such wrongdoings as forming monopolies to selling consumer data.

Because of the role government plays in private industry, lobbying is par for the course for American politics. Through lobbying, insurance industry representatives endeavor to influence legislation that would tighten or loosen regulation on the insurance industry.

Lobbyists, in short, try to make sure that the insurance companies that they are representing receive preferential treatment from the government.

Auto Insurance Companies That Don’t Lobby: The Bottom Line

If you would like to avoid doing business with auto insurance companies that do lobby, an auto insurance company that doesn’t engage in politics might be the best fit for you.

You can learn more about the auto insurance rates of auto insurance companies that don’t lobby with a simple search online and find the best companies for you.

If you’re ready to get free quotes from auto insurance companies that don’t lobby, then enter your ZIP code today.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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