Anthem Auto Insurance Review (2020)

We know what it’s like to search for auto insurance — there are a million options and the insurance companies start to blur together. It can be difficult to determine which insurance companies sell auto insurance and which don’t. That’s why we build guides that walk you through different types of auto insurance coverage and each company’s offerings.

Today, we’ll be reviewing a popular insurance provider: Anthem Insurance. First, let’s get one thing straight: Anthem does not sell auto insurance. So, no, you can’t buy Anthem car insurance. However, Anthem does sell health insurance, and it is the largest for-profit health care provider within the Blue Cross Blue Shield Association.

In this review, we’ll go over Anthem’s services and company history. We’ll also explain how you can file a claim through Anthem or get a health insurance quote from the company. By the end of our guide, you’ll have all the information you need to know about what parts of a car accident Anthem insurance might cover while still finding car insurance quotes.

If you’d like to review auto insurance quotes before we get started with our Anthem auto insurance review, just enter your ZIP code into the quote box above.

Does Anthem sell auto insurance?

You’re not alone, many drivers are asking: Does Anthem Blue Cross Blue Shield sell auto insurance? Unfortunately, there is no such thing as Anthem car crash insurance.

So, what does Anthem Blue Cross cover? Even though there’s no Anthem auto insurance, Anthem does sell health insurance plans. The company’s offerings include:

• Anthem general health insurance
• Anthem vision insurance
• Anthem dental insurance
• Supplemental insurance
• Travel medical insurance

So, does Anthem Blue Cross cover car accidents?

While there is no Anthem car insurance, the company’s health care policies can compensate you for the medical bills as a result of a car accident. So yes, Anthem does cover injuries in an auto accident. This coverage is not, however, a substitute for auto insurance.

Where is Anthem located?

Anthem’s headquarters is located in Indianapolis, Indiana. Anthem BCBS is available in Virginia, CT, and other states. The complete list is below:

• California
• Connecticut
• Indiana
• Maine
• New Hampshire
• New York
• Virginia
• Colorado
• Georgia
• Kentucky
• Missouri
• Nevada
• Ohio
• Wisconsin

In California, the company goes by Anthem Blue Cross. In New York, the company goes by Empire BlueCross BlueShield, and in 10 other states, the company is called Anthem Blue Cross and Blue Shield (or Anthem BCBS for short).

If you purchase Anthem’s travel health insurance, you can use it internationally, as recommended by the Insurance Information Institute. Here’s a helpful video about using Anthem travel health insurance while abroad:

As you can see, Anthem customers can get coverage that will protect them as they travel the world.

Does Anthem have agents?

So, does Anthem have insurance agents? Yes, Anthem is represented by a number of company agents and independent brokers.

You can speak with an agent by calling Anthem Insurance at 1-800-407-4627. You can also speak with an Anthem agent by visiting your local Anthem insurance office. Anthem agents can help you learn about Anthem insurance prices, file a claim, and service your Anthem insurance policy.

You can also learn about and use Anthem’s services through the company’s website. For example, you can use Anthem’s website to visit your Anthem FSA page or the Anthem Provider Portal.

 

How do I file a claim with Anthem?

The easiest way to file a claim with Anthem is to fill out the company’s electronic claims form. This form is available on Anthem’s website 24 hours a day, 7 days a week. On average, Anthem’s electronic claims are processed seven to 10 days faster than mail-in paper claims. This method will require your Blue Cross Blue Shield login.

Mail-in claims are also a viable option, though. To mail a paper claim, you must fill out Anthem’s medical claims form and mail it to Anthem’s claims address: P.O. Box 60007, Los Angeles, CA, 90060.

How do I get a quote from Anthem?

Unfortunately, you cannot obtain an insurance quote from Anthem online.

You can get a quote from Anthem by calling the company’s general contact number. You can also get a quote by contacting and visiting your local Anthem office. Once you’re in touch with an Anthem representative, they can provide you with an insurance quote based on your personal circumstances and medical history.

Anthem History

Lastly, let’s go over Anthem’s history. The company was founded in Indianapolis in 1964. At the time, it was comprised of two companies: Mutual Hospital Insurance Inc. and Mutual Medical Insurance Inc.

In 1996, the company changed its name to Anthem Insurance Company. Around this time, Anthem began obtaining Blue Cross and Blue Shield providers across the country. You may be wondering: Is Anthem the same as Blue Cross Blue Shield?

While Anthem is its own distinct insurance provider, it’s also a subsidiary of Blue Cross Blue Shield. So yes, in a sense, Anthem is Blue Cross Insurance. Today, Anthem is a major provider of health insurance in the United States. In 2020, the company reported a revenue of $109 billion.

Anthem’s health insurance is used by a number of companies and institutions. For example, you can get coverage by Anthem at Purdue University. Anthem is also associated with Advance Auto Parts and the Auto Workers Union.

However, the company is not without its controversies. In 2017, the California Department of Managed Health Care fined Anthem for its untimely responses to customer complaints. In 2019, U.S. News and World Report reported Anthem settled this dispute for $2.8 million.

Now that we’ve covered Anthem’s insurance services, ask yourself: Is Anthem a good insurance provider for me?

So, what are the best companies for auto insurance? Now that you’ve finished this Anthem auto insurance review, if you’d like to compare auto insurance quotes, enter your ZIP code into the quote box below.