Anthem Auto Insurance Review (2024)

Although Anthem auto insurance isn't offered, Anthem Blue Cross Blue Shield insurance is a successful U.S. health insurance company that made over $100 billion in 2019. You can still compare the best car insurance companies using our FREE tool below.

UPDATED: May 9, 2024Fact Checked

Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Licensed Insurance Agent & Agency Owner

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

Licensed Agent & Financial Advisor

UPDATED: May 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: May 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: May 9, 2024Fact Checked

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Anthem Blue Cross Blue Shield

Average monthly rate for good drivers:

$146

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Anthem customers can get coverage that will protect them as they travel the world
  • Anthem’s health insurance is used by a number of companies and institutions
  • Anthem Blue Cross Blue Shield offers a variety of health insurance options

Cons

  • In 2017, the California Department of Managed Health Care fined Anthem for its untimely responses to customer complaints
  • You cannot obtain an insurance quote from Anthem online.
  • Anthem Blue Cross Blue Shield does not offer auto insurance

Final Verdict: Review of Anthem Blue Cross Blue Shield

We know what it’s like to search for auto insurance — there are a million options and the insurance companies start to blur together. It can be difficult to determine which insurance companies sell auto insurance and which don’t. That’s why we build guides that walk you through different types of auto insurance coverage and each company’s offerings.

Today, we’ll be reviewing a popular insurance provider: Anthem Insurance. First, let’s get one thing straight: Anthem Blue Cross Blue Sheild does not sell auto insurance. So, no, you can’t buy Anthem car insurance or Anthem accident insurance. However, Anthem does sell health insurance, and it is the largest for-profit health care provider within the Blue Cross Blue Shield Association.

In this Anthem insurance review, we’ll go over their services and company history. We’ll also explain how you can file a claim through Anthem or get a health insurance quote from the company. By the end of our guide, you’ll have all the information you need to know about what parts of a car accident Anthem insurance might cover while still finding car insurance quotes.

If you’d like to review auto insurance quotes before we get started with our Anthem health insurance review and auto insurance review, just enter your ZIP code into the quote box above.

[su_box title="Things to remember..." style="default"]
  • Anthem Blue Cross Blue Shield offers a variety of health insurance options, but not auto insurance.
  • The easiest way to file a claim with Anthem is to fill out its online claims form.
  • Anthem customers can get coverage that will protect them as they travel the world.
  • Anthem's health insurance is used by a number of companies and institutions.
[/su_box] We know what it's like to search for auto insurance — there are a million options and the insurance companies start to blur together. It can be difficult to determine which insurance companies sell auto insurance and which don't. That's why we build guides that walk you through different types of auto insurance coverage and each company's offerings. Today, we'll be reviewing a popular insurance provider: Anthem Insurance. First, let's get one thing straight: Anthem does not sell auto insurance. So, no, you can't buy Anthem car insurance. However, Anthem does sell health insurance, and it is the largest for-profit health care provider within the Blue Cross Blue Shield Association. In this review, we'll go over Anthem's services and company history. We'll also explain how you can file a claim through Anthem or get a health insurance quote from the company. By the end of our guide, you'll have all the information you need to know about what parts of a car accident Anthem insurance might cover while still finding car insurance quotes. If you'd like to review auto insurance quotes before we get started with our Anthem auto insurance review, just enter your ZIP code into the quote box above.

What You Should Know About Anthem

The Anthem Blue Cross Blue Shield address and headquarters is located in Indianapolis, Indiana. Anthem BCBS is available in Virginia, CT, and other states. The complete list is below:

  • California
  • Connecticut
  • Indiana
  • Maine
  • New Hampshire
  • New York
  • Virginia
  • Colorado
  • Georgia
  • Kentucky
  • Missouri
  • Nevada
  • Ohio
  • Wisconsin

In California, the company goes by Anthem Blue Cross. In New York, the company goes by Empire BlueCross BlueShield, and in 10 other states, the company is called Anthem Blue Cross and Blue Shield (or Anthem BCBS for short).

If you purchase Anthem’s travel health insurance, you can use it internationally, as recommended by the Insurance Information Institute. Here’s a helpful video about using Anthem travel health insurance while abroad:

As you can see, Anthem customers can get coverage that will protect them as they travel the world.

Does Anthem have agents?

So, does Anthem have insurance agents? Yes, Anthem is represented by a number of company agents and independent brokers.

You can speak with an agent by calling Anthem Insurance at 1-800-407-4627. You can also speak with an Anthem agent by visiting your local Anthem insurance office. Anthem agents can help you learn about Anthem insurance prices, file a claim, and service your Anthem insurance policy.

You can also learn about and use Anthem’s services through the company’s website. For example, you can use Anthem’s website to visit your Anthem FSA page or the Anthem Provider Portal.

How do I file a claim with Anthem?

The easiest way to file a claim with Anthem is to fill out the company’s electronic claims form. This form is available on Anthem’s website 24 hours a day, 7 days a week. On average, Anthem’s electronic claims are processed seven to 10 days faster than mail-in paper claims. This method will require your Blue Cross Blue Shield login.

Mail-in claims are also a viable option, though. To mail a paper claim, you must fill out Anthem’s medical claims form and mail it to Anthem’s claims mailing address: P.O. Box 60007, Los Angeles, CA, 90060.

Getting a Quote from Anthem

Unfortunately, you cannot obtain an insurance quote from Anthem online.

You can get a quote from Anthem by calling the Anthem phone number. You can also get a quote by contacting and visiting your local Anthem office. Once you’re in touch with an Anthem representative, they can provide you with an insurance quote based on your personal circumstances and medical history.

Using the Anthem Website

Accessing the Anthem website is easy.

You can start by entering “Anthem BCBS login” or “Anthem insurance login” into your search engine or browser. Then, search for the official Anthem Blue Cross Blue Shield website and click the link. From the homepage, you can click the “Member Login” button, enter your username and password, and log into your account.

If you’d like to use Anthem.com to find a doctor, you should use the “Find a Doctor” or “Provider Search” tool located on their website. If you’re looking for information about State Health Benefit Plan (SHBP) in Georgia, you can use Anthem.com/shbp to login and access the login page for SHBP member specifically.

Anthem Insurance Coverage Options

You’re not alone, many drivers are asking: Does Anthem Blue Cross Blue Shield sell auto insurance? Unfortunately, there is no such thing as Anthem car crash insurance.

So, what does Anthem Blue Cross cover? Even though there’s no Blue Cross Blue Shield car insurance, Anthem does sell health insurance plans. The company’s offerings include:

  • Anthem general health insurance
  • Anthem vision insurance
  • Anthem dental insurance
  • Supplemental accident insurance
  • Travel medical insurance

So, does Anthem Blue Cross cover car accidents? Blue Cross Blue Shield accident insurance is not a service that is provided by the company.

While there is no Blue Cross car insurance the company’s health care policies can compensate you for the medical bills as a result of a car accident. So yes, Anthem does cover injuries in an auto accident. This coverage is not, however, a substitute for auto insurance. Contacting Anthem Blue Cross by phone is the best ways to inquire regarding what is covered and what isn’t covered under your insurance policy. The Anthem.com member login can also be accessed to acquire policy specifics.

Anthem History

Lastly, let’s go over Anthem’s history. The company was founded in Indianapolis in 1964. At the time, it was comprised of two companies: Mutual Hospital Insurance Inc. and Mutual Medical Insurance Inc.

In 1996, the company changed its name to Anthem Insurance Company. Around this time, Anthem began obtaining Blue Cross and Blue Shield providers across the country. You may be wondering: Is Anthem the same as Blue Cross Blue Shield?

While Anthem is its own distinct insurance provider, it’s also a subsidiary of Blue Cross Blue Shield. So yes, in a sense, Anthem is Blue Cross Insurance. Today, Anthem is a major provider of health insurance in the United States. In 2020, the company reported a revenue of $109 billion.

You may be wondering if Blue Cross Blue Shield auto insurance is offered. Blue Cross auto insurance is unfortunately not offered by the company. Some Anthem Blue Cross Blue Shield complaints in Anthem BCBS reviews state that policyholders wish the company carried an auto insurance option.

Anthem Insurance Annual Revenue
YearAnthem Revenue
2017$90.04 billion
2018$92.10 billion
2019$104.21 billion
2020$109.16 billion

Anthem’s health insurance is used by a number of companies and institutions. For example, you can get coverage by Anthem at Purdue University. Anthem is also associated with Advance Auto Parts and the Auto Workers Union.

However, the company is not without its controversies. In 2017, the California Department of Managed Health Care fined Anthem for its untimely responses to customer complaints. In 2019, U.S. News and World Report reported Anthem settled this dispute for $2.8 million.

Now that we’ve covered Anthem’s insurance services, ask yourself: Is Anthem good insurance for my personal needs?

So, what are the best companies for auto insurance? Now that you’ve finished this Anthem auto insurance review, if you’d like to compare auto insurance quotes, enter your ZIP code into the quote box below.

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How Anthem Ranks Among Providers

You might be wondering, “is Anthem insurance good?”

Anthem is generally regarded as reputable. However, experiences vary based on individual experiences and factors such as location, coverage options, and customer service provided. Many factors should be considered when researching the right policy for your needs.

Coverage options are the first thing that should be considered when looking into Anthem’s insurance. Policies should align with your needs and budget for your vehicle. Make sure to get a few Anthem insurance quotes before deciding on the policy for you. Anthem supplemental benefits may be offered with specific policies.

Research Anthem insurance reviews, not to be confused with Anthem health insurance reviews, for customer service information and for feedback on Anthem’s claims process. A great customer service team can make a huge difference when purchasing an auto policy. An efficient claims process is crucial after an accident. Future and current policyholders with questions should contact an Anthem insurance agent during the Anthem member services hours.

Some other things to consider are Anthem’s financial stability, discounts, and benefits. Financial stability can help indicate if a company is able to pay out claims. Check their financial ratings from agencies like A.M. Best. Anthem Blue Cross Blue Shield review for financial stability is not going to be indicative of Anthem Insurance Group auto insurance, because they are different companies.

Anthem automotive reviews and ratings make it possible to get an idea of other people’s experiences with Anthem. Websites like Consumer Reports, and the Better Business Bureau can provide context. Anthem complaints can also reveal important information about the agency. When it comes to auto insurance, Anthem may be the perfect choice for you.

The worth of Anthem auto insurance for you will depend on how well it meets individual specific needs and expectations. Compare quotes and options from multiple insurers to find the best fit for you.

Frequently Asked Questions

What is Anthem Auto Insurance?

Anthem Automotive Insurance is a type of insurance coverage provided by Anthem, a well-known insurance company. It offers protection for individuals and families against financial loss in the event of an accident, damage, or theft involving their vehicles.

Their website states that automobile insurance is one of the many insurance options they offer. Similarly to insurance companies like State Farm, Anthem provides personal, business, life, and health insurance in the states of Illinois and Iowa.

How can I contact Anthem?

To contact Anthem Insurance Group’s general phone number, call 309-680-5981. It’s recommended to use the Anthem member services phone number or their Anthem technical support phone number listed to contact them. Since Anthem services the states of Illinois and Iowa, customers in Indiana might have a different Anthem Iowa phone number.

If you locate an Anthem Indiana phone number, it is more than likely for Anthem BCBS, since they are located in Indiana.

Is Anthem Blue Cross Blue Shield?

Anthem Blue Cross Blue Shield is a health insurance company. Not to be confused with Anthem Automobile Insurance, based out of Illinois. Anthem Automobile insurance services the states of Illinois and Iowa.

What is liability coverage?

Liability coverage is a fundamental component of auto insurance that helps pay for injuries or property damage you may cause to others in an accident. It typically includes bodily injury liability and property damage liability.

What is collision coverage?

Collision coverage is a type of insurance that helps cover the cost of repairing or replacing your vehicle if it is damaged in a collision with another vehicle or object, regardless of who is at fault.

Is Anthem an insurance company?

Anthem Insurance Group  is an independent insurance agency located in Illinois. They service Iowa and Illinois with various different types of insurance policies, including but not limited to: home, automobile, pet, farm, disability, and long term care.

What is comprehensive coverage?

Comprehensive coverage is an optional insurance coverage that helps pay for damage to your vehicle caused by non-collision events, such as theft, vandalism, fire, severe weather, or hitting an animal.

Does blue cross blue shield cover auto accidents?

Unfortunately, car accident damages are not typically covered by Anthem. Car accident injuries can be covered by your Anthem medical plan, however.

Anthem Blue Cross Blue Shield coverage does not typically include auto accidents or provide accident health insurance coverage. Health insurance policies cover medical expenses related to illness or injury, such as an accident, but they don’t cover automobile expenses related to auto accidents. Unfortunately, BCBS auto insurance is not offered.

For expenses related to auto accidents, such as medical bills or lost wages, individuals generally rely on their auto insurance policy’s personal injury protection (PIP) or medical payments (MedPay) coverage. These coverages are part of the auto insurance policy and are designed to cover medical expenses for injuries sustained in an auto accident, regardless of who was at fault.

What is medical payments coverage?

Medical payments coverage, also known as MedPay, is an optional coverage that helps pay for medical expenses resulting from an accident, regardless of who is at fault. It can cover medical bills, hospital stays, surgeries, and other related costs.

What is personal injury protection (PIP)?

Personal injury protection (PIP) is a type of auto insurance coverage that helps cover medical expenses, lost wages, and other related costs for you and your passengers if you are injured in an accident, regardless of who is at fault. PIP is required in some states.

What does voluntary accident insurance cover?

Voluntary accident insurance provides benefits for covered injuries resulting from accidents. Some common coverages found in voluntary accidental insurance coverage policies are Accidental Death and Dismemberment, medical expenses, disability income, emergency room and ambulance benefit, and accidental medical expense reimbursement.

Reviewing the terms of your accident insurance coverage policy can clarify what is covered and any exclusions.

Does health insurance cover car accidents?

No, health insurance does not typically cover car accidents. However, medical insurance can help cover the cost of accident related injures.

What is the Anthem claims mailing address?

The the listed Anthem claims processing address is:
123 S. Sampson St.
Tremont, IL 61568

They can also be found at:
324 1/2 Locust St.
Delavan, IL 61734

It’s best to check your personal policy documents regarding the best address to make sure you aren’t accidentally using the Anthem BCBS claims address, as that is not the same organization.

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Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Licensed Insurance Agent & Agency Owner

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

Licensed Agent & Financial Advisor

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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