Security National Auto Insurance Review (2024)

Check out this Security National auto insurance review to compare high-risk car insurance. Security National underwrites policies for Bristol West Insurance in Florida and Texas and costs around $200/mo. If you need to file a claim, the Security National auto insurance company phone number is 800-274-7865.

UPDATED: Mar 13, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 13, 2024Fact Checked

Dorothea Hudson

Insurance and Finance Writer

Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...

Insurance and Finance Writer

Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

UPDATED: Mar 13, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Mar 13, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 13, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 13, 2024Fact Checked

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Security National

Average monthly rate for good drivers:

$166

A.M. Best rating:

A- (Excellent)

Complaint level:

Low

Pros

  • Affordable rates for high-risk drivers with bad credit
  • Long list of auto insurance discounts
  • Unique coverages, including rideshare insurance

Cons

  • Only available in Texas and Florida
  • More expensive than average for good drivers
  • Poor claims reviews

Final Verdict: Review of Security National

When it comes to finding the right insurance company to protect your assets, Security National Insurance Company is a top choice. With a strong reputation for providing reliable coverage and excellent customer service, Security National Insurance Company offers a range of insurance options to meet your needs. You can trust in the company’s financial backing and claims handling for your insurance needs.

The Security National auto insurance company promises affordable rates to new drivers and drivers with bad credit or poor driving history. However, you can’t buy a policy directly from Security National. Instead, Security National underwrites policies for Bristol West Insurance.

Security National Insurance company, through Bristol West, is only available in Texas and Florida. Texas auto insurance and Florida auto insurance are more expensive than average.

Bristol West and Security National Insurance in Florida and Texas both offer competitive rates for high-risk drivers at $330/mo.

Security National also boasts a long list of auto insurance discounts and a variety of policies for drivers who need unique coverage, including rideshare insurance and custom parts coverage.

Explore your options below in our Security National auto insurance review. Then, enter your ZIP code to compare the Security National insurance charge against multiple auto insurance quotes from companies in your state.

The Security National insurance company mostly sells auto coverage products through Bristol West Insurance Group. Through this parent company, customers are promised quality service when claims are filed. The Security National company is a member of Farmers Insurance; it has the backing of a large insurance company with years of experience. Plus, Farmers is rated in our list for best companies for auto insurance. Not yet ready to buy Security National auto insurance? Read our guide for more information. Or get free auto insurance quotes right now by entering your ZIP code into our free tool.

What You Should Know About Security National

Who is Security National Insurance Company? National Insurance car insurance is not related to the Security National Life insurance company — it exclusively sells auto insurance.

Security National Insurance Company auto insurance is only available in Texas and Florida. It underwrites policies for Bristol West, a high-risk auto insurance company. Bristol West sells auto insurance in 42 states, including Texas and Florida, and is a subsidiary of Farmers Insurance. Learn more in our Farmers auto insurance review.

If you want to buy Security National insurance car insurance, all of the company’s products are available through local, independent insurance brokers and agents. But because there’s a difference in minimum auto insurance coverage between Texas and Florida, the types of Security National Insurance Company car insurance coverage offered may vary.

Security National Insurance Company Reviews

If you’re looking for a Security National insurance company rating, many reviews will direct you to Bristol West. Bristol West is one of the leaders in the industry for physical damage and liability insurance for cars and has an excellent financial rating of A- from A.M. Best.

Security National Insurance Customer Service

Security National Insurance Company customer service isn’t nationally rated since it’s a regional company, but you can look to Bristol West customer service reviews to get an idea of what to expect.

Unfortunately, both Farmers and Bristol West have poor customer service, with Farmers performing below average in annual J.D. Power satisfaction surveys. Bristol West also has twice the number of customer complaints. Get the full ratings in our Bristol West auto insurance review.

Security National Insurance Company Claims Review

Bristol West and Security National claims are not nationally rated for customer service, but its parent company — Farmers — is. Farmers performed around average for claims satisfaction, with customers preferring to work with Allstate or State Farm when handling claims.

Despite no national ratings, drivers do review Security National auto insurance company claims service on sites like Yelp. On there, customers report that Bristol West and Security National agents are slow handling claims, with long hold times and unreturned phone calls being the biggest complaints.

If you need to file a claim with Security National, call the Security National auto claims number at 800-274-7865 to start the process.

Security National Insurance Company Address

The main Security National Insurance address for Florida drivers is 5701 Stirling Road, Davie, Florida, 33314. Texas drivers can find the company at 12790 Merit Drive, Dallas, TX, 75251 — this is also the Security National Insurance Company auto claims address in Texas.

However, Bristol West has multiple locations throughout the United States that you may need to contact:

  • For general inquiries and correspondence, the following address should be used for clients in California, Arizona, Mississippi, Colorado, Oregon, and Nevada: Security National Ins. Co., P.O. Box 229080, Hollywood, FL, 33022- 9080.
  • For general correspondence from clients in all other states, use P.O. Box 31029, Independence, OH, 44131-0029.
  • The overnight address is Rockside Center III, 5990 West Creek Rd, Independence, OH, 44131.
  • If you’re mailing a payment, send it to P.O. Box 7142, Pasadena, CA, 91109-7142. California, Arizona, Texas, and Nevada clients. Clients in other states mail it to P.O. Box 371329, Pittsburgh, PA, 15250-7329.

While most of these addresses are for Bristol West customers, you may need to use them if you are hit by a driver using Security National Insurance auto claims.

Security National Insurance Company Phone Number

The Security National Auto Insurance company phone number is 954-316-5200. The fax number is 954-316-5151. The toll-free fax number for Bristol West Insurance is 888-888-0070. To report fraud, call 800-496-2143.

For the Security National Insurance company customer service phone number, call toll-free at 888-888-0080.

Looking for the Security National claims department? The Security National Insurance Company auto insurance claims phone number is 800-274-7865. You may also file a claim online with Bristol West on the company website.

The Security National Insurance Company claims number is 800-274-7865.

The Security National phone number for marketing is 800-338-2560, ext 801-4220.

Security National Insurance Coverage Options

In general, the different types of Security National auto insurance policies available are:

  • Liability insurance
  • Comprehensive coverage
  • Collision coverage
  • Underinsured/uninsured motorist coverage
  • Medical payments coverage

Texas and Florida drivers can also choose from these optional policies:

Use our guide to determine your minimum auto insurance requirements by state. Or check out the Bristol West website, as it also contains information about each state’s auto insurance laws and requirements.

Tips for Filing Security National Insurance Company Auto Claims

To learn how to file an auto insurance claim with Security National insurance claims, you need to call the Bristol West phone number or the Security National car insurance phone number at 800-274-7865. Remember that you will only be able to file a claim to cover your vehicle damages if you have collision or comprehensive insurance — liability insurance only covers damage you cause to other drivers or property.

To file a claim with Security National Insurance, auto owners can file online or over the phone. As a Security National policyholder, you will have to provide your policy number. If you're involved in an accident with a Security National customer, give the adjuster their insurance information.

Daniel Walker Licensed Auto Insurance Agent

Even if you initiate the process online, you will be contacted via phone or text by a Bristol West claims adjuster. Be sure to provide photo evidence of the accident to support your claim and speed up the process. If you have any questions regarding your claim, policy coverages, or need to speak with an agent, reach out through the Security National Insurance number or the Security National Auto Insurance phone number listed in the above sections.

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Security National Insurance Rates Breakdown

There are many factors that affect your auto insurance rates including age, credit score, coverage type, and driving history. Fortunately, Security National and Bristol West prides itself on being affordable for those with low credit scores, first-time drivers, and those with bad driving records.  The company also offers auto insurance discounts to make insurance more affordable.

Keep scrolling to compare Security National auto insurance rates by these different factors.

Security National Auto Insurance Rates by Age and Coverage

One of the first things auto insurance companies look at is your age — most consider teenagers high-risk because of their lack of experience behind the wheel.  As drivers age into their 30s, they will usually see their rates go down. After age 55, however, drivers will often see a slight increase in their rates.

Security National rates are $200 monthly for the average driver, which is slightly more expensive than the national average.

Monthly Security National Auto Insurance Rates by Age, Gender, & Coverage
Age & GenderMinimum CoverageFull Coverage
16-Year-Old Female$150$300
16-Year-Old Male$175$350
20-Year-Old Female$130$260
20-Year-Old Male$150$300
30-Year-Old Female$100$200
30-Year-Old Male$105$210
40-Year-Old Female$95$190
40-Year-Old Male$100$200
50-Year-Old Female$90$180
50-Year-Old Male$95$190
60-Year-Old Female$85$170
60-Year-Old Male$90$180
70-Year-Old Female$90$180
70-Year-Old Male$95$190

Young drivers pay the highest rates, but buying only the state minimum can help save money. But you will want full coverage to pay for your vehicle’s damages. Adding collision and comprehensive insurance for full coverage will raise your monthly auto insurance rates. Learn more about these coverages in our guide to collision vs. comprehensive auto insurance.

Security National Auto Insurance Rates by Driving Record

Along with age, your driving record will have the biggest impact on your Security National insurance rates. Teen drivers with accidents or DUIs pay the most for car insurance.

The good news is Security National specializes in high-risk insurance and offers lower rates than standard companies. Security National only raises monthly rates by $100-$200 after a ticket or accident.

Monthly Security National Auto Insurance Rates by Age, Gender, & Driving Record
Age & GenderClean RecordSpeeding TicketAt-Fault AccidentDUI/DWI
16-Year-Old Female$320$420$520$620
16-Year-Old Male$370$470$570$670
20-Year-Old Female$290$390$490$590
20-Year-Old Male$340$440$540$640
30-Year-Old Female$220$320$420$520
30-Year-Old Male$230$330$430$530
40-Year-Old Female$200$300$400$500
40-Year-Old Male$210$310$410$510
50-Year-Old Female$180$280$380$480
50-Year-Old Male$190$290$390$490
60-Year-Old Female$170$270$370$470
60-Year-Old Male$180$280$380$480
70-Year-Old Female$190$290$390$490
70-Year-Old Male$200$300$400$500

If you’re a high-risk driver, we recommend comparing affordable car insurance rates from local providers against Security National auto insurance in Florida and Texas to see which insurer is the cheapest. Use our guide to the best auto insurance companies for high-risk drivers to see how it compares.

Security National Auto Insurance Rates by Credit Score

Sometimes insurance companies consider drivers with bad credit to be high-risk even though it has nothing to do with your driving experience. In 46 states it is legal for car insurance companies to check your credit score when setting rates, including Texas and Florida.

How credit scores affect auto insurance rates varies with each company. Security National is one company that doesn’t punish drivers with bad credit.

Monthly Security National Auto Insurance Rates by Age, Gender, & Credit Score
Age & GenderGood CreditBad Credit
16-Year-Old Female$300$400
16-Year-Old Male$350$450
20-Year-Old Female$250$350
20-Year-Old Male$300$400
30-Year-Old Female$200$300
30-Year-Old Male$210$310
40-Year-Old Female$180$280
40-Year-Old Male$190$290
50-Year-Old Female$170$270
50-Year-Old Male$175$275
60-Year-Old Female$165$265
60-Year-Old Male$170$270
70-Year-Old Female$175$275
70-Year-Old Male$180$280

Security National only raises rates by $100 monthly for drivers with poor credit, which is much cheaper than the competition. See how Security National compares against the best companies for credit-based auto insurance.

Security National Discounts Available

To help you save money, Bristol West Insurance Group has several car insurance discounts available. These include:

  • Affinity and membership discount
  • Automatic payment discount
  • Continuous coverage discount
  • Defensive driver course discount
  • Good student discount
  • Homeowner discount
  • Multiline bundling discount
  • Multi-car discount
  • Pay-in-full discount
  • Safe driver discount
  • Student-away-at-school discount
  • Young driver discount

You may qualify for even more discounts. Ask an agent for a full list of discounts before you buy Security National auto insurance to guarantee you’re getting the most savings possible.

How Security National Ranks Among Providers

If you have accidents or speeding tickets on your record, insurance companies will raise your rates. Some companies may outright refuse to insure you if you have multiple accidents or a bad credit score.

Security National provides auto insurance to high-risk drivers who can’t find coverage elsewhere, which is why it is more expensive than some of the most popular auto insurance companies.

Security National High-Risk Auto Insurance Monthly Rates vs. Top Providers
Insurance CompanyFull CoverageMinimum CoverageAfter an AccidentAfter a DUI
American Family$197$86$103$173
Allstate$308$88$140$281
Farmers$295$118$148$238
Geico$192$59$75$260
Nationwide$248$114$153$245
Progressive$295$103$126$164
Security National$210$105$430$530
State Farm$223$81$121$161
Travelers$239$70$96$187
USAA$191$62$96$178

When it comes to high-risk car insurance, many top providers are cheaper than Security National, especially after a DUI. However, Texas and Florida have some of the most expensive auto insurance rates in the country. Your best strategy is to compare insurance quotes online from multiple local companies before deciding to buy.

Get started with free auto insurance quotes from our comparison tool below. Just enter your ZIP code to get the most up-to-date insurance rates in your neighborhood.

Frequently Asked Questions

What is the Security National Insurance Company?

Security National Auto Insurance is an insurance company that specializes in providing coverage for automobiles. They offer a range of policies designed to protect you and your vehicle from various risks and damages.

Who owns Security National Insurance Company?

Security National is an arm of Bristol West Insurance in Texas and Florida. Bristol West is a subsidiary of Farmers Insurance. Learn more in our Farmers Insurance review.

What types of auto insurance policies does Security National offer?

Security National Auto Insurance offers several types of policies, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP).

How can I contact Security National Auto Insurance?

Call the Security National Insurance phone number toll-free at 888-888-0070 or visit the Security National Insurance company website to get in touch with their customer service team.

What is the Security National auto claims phone number?

The Security National claims phone number is 800-274-7865.

What is the Security National auto insurance claims address?

Texas drivers send Security National auto claims to 12790 Merit Drive, Dallas, TX, 75251. Other drivers send it to the Security National Insurance Company in Florida at 5701 Stirling Road, Davie, Florida, 33314.

What are the advantages of choosing Security National Auto Insurance?

Some pros of choosing Security National Auto Insurance include:

  • Coverage options: They offer a variety of coverage options to suit different needs and budgets.
  • Competitive rates: Security National Auto Insurance aims to provide competitive rates for their policies.
  • Customer service: They have a dedicated customer service team to assist policyholders with any inquiries or claims.
  • Convenient online services: The company offers online tools and services for policy management, making it easier for customers to access and manage their policies.
  • Strong financial stability: Security National Auto Insurance has a solid financial foundation, which can provide peace of mind to policyholders.

Are there any downsides to choosing Security National Auto Insurance?

While Security National Auto Insurance has its advantages, there are also a few potential cons to consider:

  • Limited availability: Security National Auto Insurance may not be available in all states or regions.
  • Coverage limitations: Some policyholders have reported limitations in coverage or specific exclusions, so it’s important to review the policy details carefully.
  • Claims process: Like any insurance company, the claims process can sometimes be complex or time-consuming, depending on the specific circumstances.

How do I file Security National auto insurance claims?

You should call the Security National auto insurance claims phone number at 800-274-7865 to contact the claims department directly. They will guide you through the process and provide the necessary forms and instructions.

What are Security National Auto Insurance career opportunities?

If you’re interested in a career in the insurance industry, there are several opportunities through Bristol West Insurance in departments like customer service, claims, finance, technology, product management, marketing, and human resources. You may be a good fit for Bristol West Insurance if you are service-oriented, ambitious, and intelligent.

Bristol West offers competitive salaries, several benefits, a commitment to communication and involvement, and visionary leadership. Check on the company’s website for available career opportunities.

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Dorothea Hudson

Insurance and Finance Writer

Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...

Insurance and Finance Writer

Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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