First Liberty Auto Insurance Review (2024)

Curious about First Liberty auto insurance? The company markets auto, home, boat, life, and other types of insurance through the Liberty Mutual Group.

UPDATED: May 14, 2024Fact Checked

Luke Williams

Insurance and Finance Writer

Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers. He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications.  His insurance and finance writing has been featured on Spoxor, The Good Men Project...

Insurance and Finance Writer

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...

Licensed Insurance Agent

UPDATED: May 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: May 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: May 14, 2024Fact Checked

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First Liberty Auto Insurance

Average monthly rate for good drivers:

$120

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Many types of coverage are available
  • Lots of discounts
  • Robust digital tools

Cons

  • Auto claims satisfaction rating is below average
First Liberty Auto Insurance is one of the 38 subsidiaries of the Liberty Mutual Group. This Fortune 500 company is the fifth-largest provider of property and casualty insurance in the United States. Although it is a subsidiary of Liberty Mutual, First Liberty is privately run in Boston, Massachusetts. This division is very small, employing only approximately a dozen employees. It does not have its own website; however, it is linked to the main Liberty Mutual site, which contains all of the necessary information about the different auto insurance products. Compare rates for First Liberty with those of other insurance companies in your area. Simply enter your ZIP code here to begin comparing auto insurance rates now.

What You Should Know About First Liberty

Things to Remember...

  • First Liberty Auto Insurance is lead by President, Edmund Francis Kelly
  • First Liberty Auto Insurance is one of the 38 subsidiaries of the Liberty Mutual Group
  • The company markets auto, home, boat, life, and other types of insurance through the Liberty Mutual Group

You might be asking yourself, “Is Liberty a good car insurance?” Our Liberty insurance review touches on both Liberty Mutual auto reviews and First Liberty car insurance reviews.

First Liberty Auto Insurance is one of the 38 subsidiaries of the Liberty Mutual Car Insurance Group, a Fortune 500 company that is the fifth largest provider of property and casualty insurance in the United States.

Although it is a subsidiary of Liberty Mutual auto insurance, First Liberty automobile insurance is privately run in Boston, Massachusetts.

This division is very small, employing only approximately a dozen employees. It does not have its own website; however, it is linked to the main Liberty Mutual site which contains all of the necessary information about the different auto insurance products.

Compare rates for First Liberty with those of other insurance companies in your area. Simply enter your ZIP code here to begin comparing auto insurance rates now.

What’s the First Liberty Auto Insurance Company Information?

The First Liberty insurance president is Edmund Francis Kelly. The company markets auto, home, boat, life, and other types of insurance coverage to customers through the Liberty Mutual Group. First Liberty Insurance stands out as a trusted provider for reliable insurance that provides a range of policy options. 

Liberty Mutual is one of the largest insurance companies in the country with assets totaling $11 million in 2010 and market capital of $3.6 million.

First Liberty uses independent auto insurance agents based locally in communities throughout the United States.

This approach is felt to create a closer connection between the insurance company and the people it serves.

What’s the First Liberty Auto Insurance contact information?

If you wish to inquire about receiving a Liberty Auto quote, you can speak to a local agent in your area or call or write to First Liberty’s main office in Boston at:

Phone: (617) 357-9500
Toll-Free: (800) 344-0197
Address: 175 Berkeley Street, Boston, MA 02116

What are the First Liberty Automotive Insurance policy ratings?

First Liberty Insurance Corp. has a strong reputation for great customer service and comprehensive coverage.  Our First Liberty car insurance review goes over the specifics.

Among national auto insurers, First Liberty and Liberty Mutual earn top customer satisfaction ratings in the auto insurance rating department. AM Best gives these companies a rating of A-excellent.

The Liberty Mutual auto insurance rating with Moody’s, another well-known rating company, is an A2. S&P gives Liberty Mutual & First Liberty an A-, all of which are commendable ratings for Liberty insurance reviews.

First Liberty & Liberty Mutual are Better Business Bureau accredited and maintain an A+ rating with the BBB.

Contacting First Liberty After an Accident

Filing a claim is easy with the First Liberty Insurance claims phone number. After a car accident, it’s important to contact the Liberty Mutual claims dept. as soon as possible.

If your policy is with First Liberty, you can reach them at their dedicated First Liberty Insurance customer service number.

Liberty Mutual car insurance reviews can help you understand the experiences of other policyholders after a car accident. Liberty insurance recommends contacting them via phone directly regarding all claim correspondence.

The claims process is usually seamless, and First Liberty claims department helps you after an accident. You should have all relevant information ready when you contact the first liberty car insurance number, including details of the accident, contact information for anyone else involved, and any witness statements or police reports. Providing this information promptly can help speed up the claims process.

What’s the First Liberty Auto claims process like?

If you are involved in an auto accident, you should call your local agent, First Liberty directly, or the Liberty Mutual claims center.

Make sure you are prepared to provide the following information to the claim expert:

  • Names and identifying information for all people involved
  • Vehicle damage
  • Describe any injuries
  • Witness information
  • Police report information

The next step in the First Liberty insurance claims process will be that First Liberty/Liberty Mutual will set up an appraisal of the damage and cost for repairs.

If you have rental coverage, a reservation for a rental vehicle will be set up for you.

Towing assistance will be provided, and your payment options will be reviewed. The company will review your appraisal once it takes place, and payment will be made on your behalf.

You can check the status of your auto insurance claim while waiting for this by logging onto the Liberty Mutual website. You can also check the status of your claim by calling the First Liberty auto insurance phone number. Once complete, you can pick up your repaired car from the approved Liberty auto shop.

How to Get First Liberty Car Insurance Quotes

First Liberty Insurance Company’s commitment to customer satisfaction and competitive rates make them a competitive choice for anyone seeking auto insurance. 

We will go over how to obtain your First Liberty automobile insurance quote.

You can get a quote through Liberty Mutual’s network of insurance agents; however, it is best to request a quote online. The process is very simple; all you need to do is provide certain information about yourself and your vehicle to determine the coverage’s price.

This information includes:

  • Full name
  • Date of birth
  • Contact information
  • Vehicle make and model
  • Ownership status
  • Number of drivers
  • Gender and marital status
  • Level of education
  • Current coverage

First Liberty Insurance Coverage Options

First, Liberty car insurance offers several types of coverage and additional coverage options through its parent company, Liberty Mutual.

These include:

Other optional coverages/add-on coverage for vehicles include:

They also offer policies for other types of vehicles, including motorcycles, boats and watercraft, antique and classic cars, ATVs and off-road vehicles, and recreational vehicles.

In addition to various policies, First Liberty and Liberty Mutual Insurance claim to have several perks that they say other companies may not offer.

When auto insurance is purchased through these companies, it comes standard with the following:

  • Accident forgiveness
  • Unlimited rental insurance
  • New car replacement policies
  • Guaranteed repairs
  • Twelve-month policies with no rate increases for the entire year

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First Liberty Discounts Available

When you shop for auto insurance through First Liberty, several auto insurance discounts are available through Liberty Mutual.

Some of these are related to the vehicle or vehicles you own, and others are related to the type of driver you are or the insurance packages you purchase.

Some of these discounts include:

  • Early shopper discount – get a quote before your current policy expires
  • Good student discount – keep a B grade point average or better
  • Multiple policy discounts – earn savings  by insuring multiple vehicles
  • Employee discount for employees of any Liberty Mutual Group Company
  • Multi-car discount
  • Passive restraint and airbags discount
  • Anti-lock brakes discount –  you may get reduced premiums for this safety feature
  • Anti-theft device discount – if your vehicle has this safety feature, you may qualify for a discount
  • Low mileage discount

How First Liberty Ranks Among Providers

Liberty car insurance reviews show that First Liberty is a trusted car insurance company that offers many options for those considering becoming policyholders.

One advantages is reputation for customer service, as stated in many First Liberty automotive insurance reviews. Numerous policyholders report positive experiences, citing the companies responsiveness and ability to help resolve claims efficiently. However, it’s essential to research the company’s policies to ensure they meet your needs.

Frequently Asked Questions

What is First Liberty Auto Insurance?

First Liberty car insurance is a fictional term and does not represent a specific auto insurance company. Liberty Mutual insurance reviews show that “First Liberty” is a generic term that refers to a subsidiary of Liberty Mutual.

Can I obtain auto insurance coverage from First Liberty Auto Insurance?

As mentioned earlier, First Liberty Insurance Corp. is not a specific insurance company. If you are looking for auto insurance coverage, you would need to contact reputable insurance companies that specialize in auto insurance or reach out to your current insurance provider to inquire about their offerings.

What types of insurance does First Liberty offer?

Insurance companies typically provide a range of coverage options, including auto insurance, home insurance, life insurance, and more. You can inquire with insurance providers directly to learn about the specific insurance products they offer. Contacting the Liberty insurance corporation phone number to inquire about services can provide more information.

How can I find reputable auto insurance companies for coverage?

To find reputable auto insurance companies, you can conduct research online, seek recommendations from friends or family, or consult with an insurance agent. It’s important to consider factors such as financial stability, customer service, coverage options, and customer reviews when evaluating insurance providers.

Can I bundle my auto insurance with other insurance policies?

Many insurance companies offer bundling options, allowing you to combine multiple insurance policies, such as auto, home, and life insurance, to potentially save on premiums. If you’re interested in more than just Liberty auto protection, you can inquire with your insurance provider or agent about their bundling options and any associated discounts or benefits.

How do I file an auto insurance claim with First Liberty Ins. Corp.?

If you need to file an auto insurance claim, you should contact Liberty Insurance Corporation claims. They can be reached via phone by contacting the First Liberty insurance claims phone number.

They will guide you through the First Liberty insurance company claims process and provide the necessary forms and instructions. It’s important to report the incident as soon as possible and provide accurate information to ensure a smooth claims process.

Can I cancel my auto insurance policy?

Yes, you can typically cancel your auto insurance policy. The cancellation process and any associated fees or penalties may vary depending on your insurance company and policy terms. It’s advisable to review your policy documents or contact your insurance provider to understand the specific cancellation procedures and any potential financial implications.

What is the AM Best rating for First Liberty Insurance Company?

The AM Best’s First Liberty automobile insurance review has a rating of A (Excellent).

For reference, an “A” Best AM rating is considered good in the insurance industry. Ratings from agencies are typically used to assess financial strength and dependability of insurance companies.

You can assume that companies with an “A” rating have a strong ability to meet their financial obligations. Meeting obligations to clients and partners means a company is more likely to remain stable in the future.

Ratings can vary between agencies. Customer service, claims handling, cost, and policy selection should also be considered when investigating an insurance agency.

How do I file a claim with First Liberty?

For Liberty Auto Claims, call the Liberty auto claims phone number. Remember, it’s necessary to report the accident as soon as possible. Provide all relevant details to ensure a smooth claims process.

It’s a good idea to keep the First Liberty insurance auto claims phone number saved as a contact in your phone in case of emergency.

How can I contact First Liberty?

For general inquiries about policy or coverage, you can try the Liberty car insurance phone number.

If you’re looking for a First Liberty auto insurance quote, you should be able to contact either the Liberty Mutual phone number or the First Liberty insurance phone number.

Is Liberty Mutual a good insurer?

While we can not answer this directly with an objective yes or no, we recommend looking into Liberty Mutual car insurance reviews to decide whether or not is a good option for you.

When it comes to researching Liberty Mutual auto insurance reviews, it’s a good rule of thumb to check out the Liberty Mutual BBB (Better Business Bureau) rating. Liberty Mutual auto insurance reviews from customers and trusted organizations can provide valuable insight.

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Luke Williams

Insurance and Finance Writer

Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers. He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications.  His insurance and finance writing has been featured on Spoxor, The Good Men Project...

Insurance and Finance Writer

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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