Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 22, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 175 Berkeley Street
City: Boston
State: Massachusetts
ZIP Code: 02116
Phone Number: (617) 357-4500
Website: http://www.libertymutual.com/
Year Founded:
AM Best Rating: A excellent
Company Rating 0 (0 reviews)

Things to Remember...

  • First Liberty Auto Insurance is lead by President, Edmund Francis Kelly
  • First Liberty Auto Insurance is one of the 38 subsidiaries of the Liberty Mutual Group
  • The company markets auto, home, boat, life, and other types of insurance through the Liberty Mutual Group

First Liberty Auto Insurance is one of the 38 subsidiaries of the Liberty Mutual Group, a Fortune 500 company that is the fifth largest provider of property and casualty insurance in the United States.

Although it is a subsidiary of Liberty Mutual, First Liberty is privately run in Boston, Massachusetts.

This division is very small, employing only approximately a dozen employees. It does not have its own website; however, it is linked to the main Liberty Mutual site which contains all of the necessary information about the different auto insurance products.

Compare rates for First Liberty with those of other insurance companies in your area. Simply enter your ZIP code here to begin comparing auto insurance rates now.

First Liberty Auto Insurance Company Information

First Liberty Auto Insurance is lead by President, Edmund Francis Kelly. The company markets auto, home, boat, life, and other types of insurance through the Liberty Mutual Group.

Liberty Mutual is one of the largest insurance companies in the country with assets totaling $11 million in 2010 and market capital of $3.6 million.

First Liberty uses independent auto insurance agents based locally in communities throughout the United States.

This approach is felt to create a closer connection between the insurance company and the people it serves.

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

First Liberty Auto Insurance Contact Information

If you wish to inquire more about First Liberty Auto Insurance you can speak to a local agent in your area or call or write to First Liberty’s main office in Boston at:

Phone: (617) 357-9500
Toll-Free: (800) 344-0197
Address: 175 Berkeley Street, Boston, MA 02116

First Liberty Auto Insurance Policy Ratings

First Liberty and Liberty Mutual earn top ratings in the auto insurance rating department. AM Best gives these companies a rating of A-excellent.

Moody’s, another well-known rating company gives them an A2, and S&P gives Liberty Mutual & First Liberty an A-, all of which are commendable ratings.

First Liberty & Liberty Mutual are Better Business Bureau accredited and maintain an A+ rating with the BBB.

First Liberty Auto Insurance Policies Offered

First Liberty offers several types of policies and policy add-ons through its parent company, Liberty Mutual.

These include:

  • Liability
  • Medical Payments/Personal Injury Protection
  • Uninsured/Underinsured Motorist Protection
  • Collision
  • Comprehensive
  • Better Car Replacement
  • Unlimited Rental Coverage

In addition to a variety of policies First Liberty and Liberty Mutual claim to have several perks that they say other companies may not offer.

When auto insurance is purchased through these companies it comes standard with:

  • Accident forgiveness
  • Unlimited rental insurance
  • New car replacement policies
  • Guaranteed repairs
  • Twelve-month policies with no rate increases for the entire year

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

First Liberty Auto Insurance Discounts

Several auto insurance discounts are available through Liberty Mutual when you shop for auto insurance through First Liberty.

Some of these are related to the vehicle you own and others are related to the type of driver you are or insurance packages you purchase.

Some of these discounts include:

  • Good student discount
  • Multiple policy discounts
  • Employee discount for employees of any Liberty Mutual Group company
  • Multi-car discount
  • Passive restraint and airbags discount
  • Anti-lock brake discount
  • Anti-theft device discount
  • Low mileage discount

First Liberty Auto Insurance Claims Process

If you are involved in an auto accident you should begin by calling your local agent, First Liberty directly, or the Liberty Mutual claims center.

Make sure you are prepared to provide the following information:

  • Names and identifying information for all people involved
  • Vehicle damage
  • Describe any injuries
  • Witness information
  • Police report information

The next step in this process will be that First Liberty/Liberty Mutual will set up and appraisal of the damage and cost for repairs.

If you have rental coverage, a reservation for a rental vehicle will be set up for you.

Towing assistance will be provided, and your payment options will be reviewed. The company will review your appraisal once it takes place and payment will be made on your behalf.

You can check the status of your auto insurance claim while waiting for this by logging onto the Liberty Mutual website.

Compare auto insurance quotes from First Liberty Auto Insurance with those from other leading insurance companies. Click here and enter your ZIP code, plus some basic information, to receive a list of quotes from insurance providers in your local area.