American Standard Auto Insurance Review (2022)

American Standard auto insurance is a subsidiary of American Family and is offered in only 17 states. The average American Standard car insurance rates are $199/mo, but the company offers multiple discounts to policyholders including good drivers, good students, and accident-free discounts. Our American Standard auto insurance review finds A.M. Best gives the company an A in financial strength. Read more.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Sep 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Rachel BodineReviewed By: Daniel WalkerUPDATED: Sep 22, 2022Fact Checked
Quick Read

Finding the cheapest auto insurance rates from the best auto insurance companies is a challenge all American’s face. We are here to help you muddle through all of your options and make the best decision for your family.

One company to consider is American Standard auto insurance which is a subsidiary of American Family auto insurance. American Standard auto insurance company was originally established in 1927 by Herman Wittwer of Wisconsin.

Keep reading our American Standard auto insurance review to learn more.

You can also begin comparing auto insurance quotes from American Standard auto insurance and many other auto insurance companies online by entering your ZIP code now!

Is American Standard Insurance a Good Choice?

Does American Standard auto insurance have good reviews?

American Standard is the 14th largest property and casualty company group with policyholder assets in excess of $5.4 billion.

American Standard auto insurance carries a grade of A (Excellent) with A.M. Best. Additionally, J.D. Power and Associates includes American Standard in their Distinguished Insurance Agency Program.

Company accolades can be found on their website. All letters speak praise of American Standard for their exceptional customer service and hassle-free approach.

Even non-customers who have had to deal with American Standard compliment the company on its excellent customer service.

What’s the history of American Standard auto insurance?

American Standard Auto Insurance is a subsidiary of American Family Mutual Insurance Company. American Standard began when Herman Wittwer began selling automobile insurance to Wisconsin farmers.

He established the company originally known as Farmers Mutual Automobile Insurance Company in 1927. In 1963 the name changed to American Family and incorporated various subsidiaries over the years including American Standard.

American Standard Insurance Rates

What are American Standard’s auto insurance rates?

Since American Standard insurance Company is a subsidiary of American Family, you can take a look at rates from American Family to get a good idea of what you may pay.

The best way to learn more about American Standard car insurance is to read our American Family auto insurance review which will compare American Family auto insurance rates to many more companies.

Speaking of rates, let's take a look at average rates for full coverage across the country. These will be useful for comparison purposes when you get your American Standard insurance quote or quotes from any other company.

As you can see, rates vary widely across the states, and they keep increasing each year.

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American Standard Insurance Discounts Available

What discounts does American Standard auto insurance have?

There are multiple auto insurance discounts available to American Standard’s policyholders. For example:

  • Multiple vehicle discounts
  • Good student discounts
  • Airbag discounts
  • Accident-free discounts
  • Good driver discounts

American Standard also offers two unique discounts. The first is an early bird discount. If you purchase your new policy at least seven days before the prior one expires, you can receive an additional discount because your car insurance policies overlap.

Similar to this discount, if you switch insurance from one of American Standard’s listed competitors, they will offer you an additional discount on your policy.

In addition to the discounts mentioned above, American Standard also offers a discount to its policyholders that are students away at college. If they attend a college over 100 miles away from home without their vehicle, their policy is extremely discounted.

American Standard Insurance Coverage Options

What types of auto insurance coverages does American Standard have?

American Standard offers several types of auto insurance coverages depending on your state’s requirements and your needs.

However, the company recommends bodily injury, property damage, uninsured motorist, medical expense, personal injury protection, and uninsured motorist property damage.

American Standard also recommends doing separate deductibles for collision and comprehensive damage.

Another unique fact about American Standard is that they ensure those that have difficulty obtaining insurance.

Whether it is due to a gap in coverage, tickets, accidents, or the need to provide an SR-22 form, American Standard is willing to insure you. An SR-22 is usually required if you have been convicted by a court of certain traffic violations.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

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