The General Auto Insurance Review in 2024 (See Average Rates Here!)

The General auto insurance review highlights affordable options, with rates starting at $54 per month. Known for accommodating high-risk drivers, The General offers straightforward plans and flexible payments. Discover if The General auto insurance aligns with your budget and coverage needs.

UPDATED: Oct 30, 2024Fact Checked

Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.  Maria has expanded her scope of expertise to home, health, and life...

Insurance and Finance Writer

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

UPDATED: Oct 30, 2024

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Oct 30, 2024Fact Checked
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The General

Average Monthly Rate For Good Drivers

$54

A.M. Best Rating:

A

Complaint Level:

High

Pros

  • Policies start at $54 per month.
  • Multiple payment plans.
  • Fast and easy quote process.

Cons

  • Fewer options than larger insurers.
  • Some report issues with claims handling.

This The General auto insurance review highlights affordable rates starting at $54 and flexible payment options. The General car insurance is best for budget rates and less-than-perfect records.

The General Auto Insurance Review

The General review finds this provider has limited coverage options for some customers yet it boasts fast online quotes and great customer service for high-risk drivers.

The General Auto Insurance Rating

Rating CriteriaThe General Tablepress Logo
Insurance Rating3.4
Business Reviews3.5
Claim Processing2.5
Company Reputation3.5
Coverage Availability4.5
Coverage Value3.1
Customer Satisfaction3.6
Digital Experience3.5
Discounts Available4.0
Insurance Cost3.3
Plan Personalization3.5
Policy Options3.1
Savings Potential3.5

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The most effective way to determine exactly how much car insurance you need is to compare quotes from various providers, ensuring you find the coverage that best fits your needs and budget.

No matter how much coverage you need, you can find the best rates for The General auto insurance by entering your ZIP code into our free comparison tool above.

Things to Remember

  • The General auto insurance review shows rates starting at $54 monthly
  • You can save up to 25% by bundling policies with The General
  • Many The General car insurance reviews praise their fast quote process

Coverage Cost With The General Auto Insurance

During a review of The General car insurance coverage costs, many factors that affect auto insurance rates will be considered such as the driver’s age, driving history, and gender along with location. Premiums often change with these particular factors, giving a personal figure to each driver.

The General Auto Insurance Monthly Rates by Coverage Level, Age, & Gender

Age & GenderMinimum CoverageFull Coverage
Age: 16 Female$330$846
Age: 16 Male$369$903
Age: 18 Female$269$624
Age: 18 Male$316$734
Age: 25 Female$104$276
Age: 25 Male$109$287
Age: 30 Female$95$250
Age: 30 Male$99$261
Age: 45 Female$89$233
Age: 45 Male$54$232
Age: 60 Female$85$226
Age: 60 Male$87$222
Age: 65 Female$86$223
Age: 65 Male$84$220

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The General frequently has competitive premiums, especially for high-risk drivers; and these rates are often cheaper than the other insurance companies to go along with it.

According to autoinsurance.org reviews, The General receives a rating of 3.3, indicating affordability but also showing potential for improvement. Furthermore, autoinsurance.org legitimacy suggests that while younger or less experienced drivers may see higher rates, older and more experienced drivers typically benefit from lower premiums.

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Average Cost vs. Competitors for The General Auto Insurance

On the other hand, when you evaluate The General with a major insurer such as State Farm for pricing (comparing apples to oranges) significant differences occur due to demographic effects.

Full Coverage Auto Insurance Monthly Rates by Age, Gender, & Provider

Insurance CompanyAge: 18 FemaleAge: 18 MaleAge: 30 FemaleAge: 30 MaleAge: 45 FemaleAge: 45 MaleAge: 65 FemaleAge: 65 Male
Allstate TablePress Logo$400$460$210$220$180$185$160$165
American Family TablePress Logo$360$420$190$200$170$175$155$160
Farmers TablePress Logo$380$440$200$210$175$180$160$165
Geico TablePress Logo$350$400$180$190$160$165$145$150
Liberty Mutual TablePress Logo$410$470$220$230$190$195$170$175
Nationwide TablePress Logo$375$425$190$200$170$175$155$160
Progressive TablePress Logo$390$440$200$210$175$180$155$160
State Farm TablePress Logo$370$420$185$195$165$170$150$155
Travelers TablePress Logo$370$430$195$205$175$180$160$165
USAA TablePress Logo$320$380$170$180$155$160$140$145

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One example may be State Farm offering cheaper rates to a young male with a clean driving record while The General typically serves the high-risk auto insurance audience.

High-Risk Auto Insurance Definition Card: The General auto insurance review

In the end, The General is possibly an option for some segments of drivers, but its rates can be higher than options like StateFarm if you have pretty low risks.

For further insights, you can visit autoinsurance.org. Additionally, be sure to check cheap autoinsurance.org reviews for more information on various insurance options.

Coverage Options Available Through The General Auto Insurance

As for you, The General insurance company review provides that coverage available through The General auto insurance varies to suit your personal needs as a diver or owner of a car such includes:

  • Full Coverage: Comprehensive protection, including liability, collision, and comprehensive coverage.
  • Minimum Coverage: The minimum insurance required by law in your state, it protects you from liability only.
  • Comprehensive Coverage: This coverage is against non-collision damages (stolen car or getting keyed).
  • Gap Insurance: Pays the difference between what is owed on a car loan and how much that specific vehicle would be worth should it get stolen or involved in an automobile accident.
  • Add-Ons and SR-22 Filings: Customizable options like roadside assistance and proof of financial responsibility after certain violations.

Regarding what are the recommended auto insurance coverage levels, The General has received a commendable score of 4.5, demonstrating strong offerings that meet various customer needs. The General reviews indicate a high level of satisfaction among policyholders.

Available Discounts From The General Auto Insurance

The General auto insurance provides numerous discounts that have huge potential to reduce your premiums. Discounts on the key available are:

Available Discounts from The General Auto Insurance

Discount TypeDescriptionSavings PercentageMaximum Savings
Multi-Policy DiscountFor bundling auto with home or renters insuranceUp to 20%Varies
Good Student DiscountFor students maintaining a B average or higherUp to 15%Varies
Low Mileage DiscountFor drivers who use their car less frequentlyUp to 15%Varies
Safe Driver DiscountFor drivers with a clean recordUp to 10%Varies
Military DiscountFor active duty military membersUp to 10%Varies

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The General receives a solid score of 4 for its discount offerings. The General is also an excellent choice if you are seeking out the best auto insurance discounts for good drivers. If you want more info visit www.autoinsurance.org regarding common The General car insurance review.

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Customer Reviews of The General Auto Insurance

The General Reviews from Customers The experience with The General automobile insurance is reflected in various customer opinions. On Reddit and Quora, some users also rave about cheap rates and the no-fuss claim process.

Customer reviews of The General auto insurance highlight its exceptional service and competitive rates, making it a reliable option for drivers

Eric Stauffer Licensed Insurance Agent

One user posted on Reddit, “I switched to The General after being unable to find coverage elsewhere and I am happy with it.” But others have dealt with consumer service hassles- especially issues about how the insurer deals with claims.

Is The General a good place to get auto insurance?
byu/zenlifey inInsuranceAgent

By and large, we can tell from customer reviews that the user experience of this company yields a score of approximately 3.6 overall (like how to dispute an auto insurance claim), with positive experiences slightly outranking negative ones.

Business Reviews for The General Auto Insurance

Reliable prints assess The General showcasing where it stacks up in the car insurance world. Here are reviews of The General auto insurance from some top entities:

The General Auto Insurance Business Ratings & Consumer Reviews

AgencyThe General Tablepress Logo
J.D. Power: The General Auto Insurance ReviewScore: 835 / 1,000
Avg. Satisfaction
BBB: The General Auto Insurance ReviewScore: B+
Good Business Practices
Consumer Reports: The General Auto Insurance ReviewScore: 68/100
Avg. Customer Feedback
NAIC: The General Auto Insurance ReviewScore: 1.15
More Complaints Than Avg.
A.M. Best: The General Auto Insurance ReviewScore: A
Excellent Financial Strength

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Taken together, these ratings present The General with an overall company review rating of 3.5 stars (fair to average) for stability in its business reputation within the car insurance marketplace. Interested in knowing what it offers, perhaps you should ask for The General auto quote by yourself and make your review.

Knowing these ratings is good because it helps you while researching the best commercial auto insurance companies and enables you to make more informed decisions about your coverage options.

Pros and Cons of The General Auto Insurance

When you are exploring your auto insurance options, it is important to weigh the advantages and disadvantages of each provider you look at.

This article has been written to focus on the advantages and disadvantages of regular automobile insurance, thereby helping you make an informed selection according to your equity. Moreover, we will refer to The General insurance company reviews for an all-in-one read.

Pros

  • Affordable Rates: Given the competitive rates, starting at $54 per month, making it particularly advantageous for high-risk drivers.
  • Convenient Payment: Their plans include a comfortable repayment schedule for many different financial scenarios.
  • Numerous Discounts: The company offers a long list of discounts that help to drive down policyholder costs.

Cons

  • More Expensive: Drivers with a good driving record may experience The General’s rates as higher than average.
  • Customer Service Complaints: Opinions on customer service are split, and some mentioned issues with claims.

While you are assessing your choices it is also important to have a clear understanding of how to file an auto insurance claim. This information could help add to your experience with The General and ensure that they can support you in times when it truly matters.

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Analyzing The General Auto Insurance Features

While The General auto insurance rates start at only $54 per month, our analysis indicates that the company offers very competitive pricing, positioning it as a strong option for high-risk drivers.

The General is known for its straightforward policies and flexible payment plans. Additionally, The General insurance reviews BBB reflect customer experiences and satisfaction with their services.

The General auto insurance features competitive pricing and customizable coverage options, providing valuable solutions for drivers of all backgrounds.

It also helps to have a solid comprehension regarding how credit scores affect auto insurance rates, so you can equate it with your possible premiums in addition to what kind of coverage might be available.

Start comparing affordable options for The General auto insurance by entering your ZIP code below into our free quote comparison tool today.

Frequently Asked Questions

What types of coverage does The General offer?

The General offers a range of coverage choices, such as liability, collision auto insurance, comprehensive coverage, uninsured/underinsured motorist protection, and personal injury protection. Understanding these options is crucial, especially collision auto insurance, as it plays a vital role in safeguarding your vehicle during accidents.

Is autoinsurance.org Legit?

Autoinsurance.org is a customer-first marketplace that collects authentic insurance company reviews and ratings from customers who have agreed to share their preferences and buying experiences.

Unlike other sites, they don’t rank companies based on how much they pay us to refer customers. They rank them solely based on how highly customers rank them regarding price and overall buying experience.

Is The General Good Car Insurance?

The General is known for offering affordable rates, starting at $54 per month, and accommodating high-risk drivers with straightforward plans and flexible payments. However, some reviews indicate that The General’s rates can be higher than competitors, and customer service has been a point of contention for some policyholders.

Can I get a quote online from The General?

Yes, you can easily obtain a quote online by visiting The General’s website and providing some basic information about yourself and your vehicle. Enter your ZIP code below in our free tool to start receiving quotes for The General auto insurance today.

Does The General offer discounts on car insurance?

Absolutely, The General provides a variety of discounts, such as those for safe driving, insuring multiple vehicles, and the best home and auto insurance bundling discounts. Understanding these discounts can help you save significantly on your premiums, making it worthwhile to explore all your options.

How does autoinsurance.org help consumers?

AutoInsurance.org helps consumers compare insurance rates and reviews from various companies, allowing them to make informed decisions based on customer experiences.

Is The General available in all states?

The General operates in most states, but availability may vary. It’s best to check their website or contact customer service for specifics.

Can high-risk drivers get insurance from The General?

Yes, The General specializes in providing coverage for high-risk drivers who may have difficulty obtaining insurance from other companies.

How can I file a claim with The General?

You can submit a claim with The General either through their website or by contacting their claims department directly. It’s important to consider questions like whether you can cancel an auto insurance claim after filing it because understanding the claim process and your options can help you make informed decisions about your insurance needs.

What are the common factors affecting car insurance rates?

Car insurance rates can be influenced by various factors, including driving history, age, location, type of vehicle, and credit score.

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Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.  Maria has expanded her scope of expertise to home, health, and life...

Insurance and Finance Writer

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for The General Auto Insurance

3.58 (823 reviews)
5
February 16, 2022

Glarison

Great company I'm riding with shack

Great customer service. Very helpful they explained everything in detail and had the best rate I would recommend them to anyone
5
December 30, 2021

HWalla

Quick and thorough

I did the entire process online and received my quote within minutes. The company was quick to respond and provided me with my policy documents immediately
5
October 8, 2021

Kasarah90

Quick and affordable would recommend

My car broke down on my way to work and I had just purchased another car but did not have insurance, tags, or taxes paid yet. The car the broke down was unfixable so while waiting on a tow truck I called the General to get a quote for the other car. The process was simple and I didn't have to wait to speak to a representative. I gave all the required information and had a reasonable quote from the representative in less than 20 minutes. I made th...
My car broke down on my way to work and I had just purchased another car but did not have insurance, tags, or taxes paid yet. The car the broke down was unfixable so while waiting on a tow truck I called the General to get a quote for the other car. The process was simple and I didn't have to wait to speak to a representative. I gave all the required information and had a reasonable quote from the representative in less than 20 minutes. I made the payment over the phone and bam the car was insured before the tow truck arrived. the quote was cheaper than I thought and the monthly payments were reasonable. When I turned down roadside assistance and life insurance the representative was not pushy. I would 100% recommend The General car insurance.
5
March 17, 2021

mcgowanjr60_henry_yahoo_com

The Lion of the Jungle

I’m just gonna be honest I don’t think there is a better company out there that can completely understand what you need and offer you simply a caring agent and just what need and nothing more except a perfect price to match only the General
5
February 26, 2021

Bentot

Lower monthly rate

This is the only insurance company can lower my monthly premium compare to all insurance company. Like others general easy to deal with.
1
January 17, 2021

Junglezx_3

High Insurance

Their price was very high. We shopped around for other insurance after a month and the price increased.
4
January 8, 2021

bwaryasz2012

You get what you buy!

This was a relatively easy purchase to make, I would really give them 4.8 stars however the review platform wouldn't let me do that so I was forced to go slightly lesser. Let's talk about the why? The big issue, I have multiple cars that I wanted to list on the policy and quote and it only accepted and applied for one of the vehicles. When I logged into the app it linked to my old policy only telling me that it couldn't link my new policy, whic...
This was a relatively easy purchase to make, I would really give them 4.8 stars however the review platform wouldn't let me do that so I was forced to go slightly lesser. Let's talk about the why? The big issue, I have multiple cars that I wanted to list on the policy and quote and it only accepted and applied for one of the vehicles. When I logged into the app it linked to my old policy only telling me that it couldn't link my new policy, which meant having to call in and have the entire profile reset and redoing the process all again. Mind you my insurance was still good. (loss of 1/5 star) Then when my app was fully set up and ready to go again I can't add the other vehicle to the policy as a means of simplifying the bill. When I attempted to contact the company the virtual assistant wouldn't transfer me to a real agent and didn't have the ability to understand my request. (loss of 1/5 star)
5
January 7, 2021

goog39826_

Thank you for great service!

I am very pleased with my Geico premium. Out of ALL the 12 quotes I received Geico was by far the best. I searched for several days and I could not find any better rate then Geico.. What I think is even better is that it was all done without talking to anyone on the phone. Thank you Geico
3
January 7, 2021

Jessbell19

Poor customer service

Poor customer service while reviewing terms and conditions of policy. Lack of knowledge of the policy changes and updates.
1
December 29, 2020

counterstrike1911

The general will generally treat you like crap and rip u off

The General had horrible customer service and treated me like crap after having to file 2 claims on 2 accidents one of which was not my fault and was a tiny paint scuff. And they then doubled my rates and continued to make paperwork for the claims take months it took me over 2 months to get my car back from the shop and the repair shop said they had spent months not being able to work on the car till they got the go ahead from the general. All in...
The General had horrible customer service and treated me like crap after having to file 2 claims on 2 accidents one of which was not my fault and was a tiny paint scuff. And they then doubled my rates and continued to make paperwork for the claims take months it took me over 2 months to get my car back from the shop and the repair shop said they had spent months not being able to work on the car till they got the go ahead from the general. All in all they were the worst insurance company ever!
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<h3>The General Auto Insurance Monthly Rates by Driving History </h3>
<h3>The General Auto Insurance Monthly Rates by Driving History </h3>