The General Auto Insurance Review in 2024 (See Average Rates Here!)
The General auto insurance review highlights affordable options, with rates starting at $54 per month. Known for accommodating high-risk drivers, The General offers straightforward plans and flexible payments. Discover if The General auto insurance aligns with your budget and coverage needs.
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
The General
Average Monthly Rate For Good Drivers
$54A.M. Best Rating:
AComplaint Level:
HighPros
- Policies start at $54 per month.
- Multiple payment plans.
- Fast and easy quote process.
Cons
- Fewer options than larger insurers.
- Some report issues with claims handling.
The General Auto Insurance Rating
Rating Criteria | |
---|---|
Insurance Rating | 3.4 |
Business Reviews | 3.5 |
Claim Processing | 2.5 |
Company Reputation | 3.5 |
Coverage Availability | 4.5 |
Coverage Value | 3.1 |
Customer Satisfaction | 3.6 |
Digital Experience | 3.5 |
Discounts Available | 4.0 |
Insurance Cost | 3.3 |
Plan Personalization | 3.5 |
Policy Options | 3.1 |
Savings Potential | 3.5 |
The most effective way to determine exactly how much car insurance you need is to compare quotes from various providers, ensuring you find the coverage that best fits your needs and budget.
No matter how much coverage you need, you can find the best rates for The General auto insurance by entering your ZIP code into our free comparison tool above.
- The General auto insurance review shows rates starting at $54 monthly
- You can save up to 25% by bundling policies with The General
- Many The General car insurance reviews praise their fast quote process
Coverage Cost With The General Auto Insurance
During a review of The General car insurance coverage costs, many factors that affect auto insurance rates will be considered such as the driver’s age, driving history, and gender along with location. Premiums often change with these particular factors, giving a personal figure to each driver.
The General Auto Insurance Monthly Rates by Coverage Level, Age, & Gender
Age & Gender | Minimum Coverage | Full Coverage |
---|---|---|
Age: 16 Female | $330 | $846 |
Age: 16 Male | $369 | $903 |
Age: 18 Female | $269 | $624 |
Age: 18 Male | $316 | $734 |
Age: 25 Female | $104 | $276 |
Age: 25 Male | $109 | $287 |
Age: 30 Female | $95 | $250 |
Age: 30 Male | $99 | $261 |
Age: 45 Female | $89 | $233 |
Age: 45 Male | $54 | $232 |
Age: 60 Female | $85 | $226 |
Age: 60 Male | $87 | $222 |
Age: 65 Female | $86 | $223 |
Age: 65 Male | $84 | $220 |
The General frequently has competitive premiums, especially for high-risk drivers; and these rates are often cheaper than the other insurance companies to go along with it.
According to autoinsurance.org reviews, The General receives a rating of 3.3, indicating affordability but also showing potential for improvement. Furthermore, autoinsurance.org legitimacy suggests that while younger or less experienced drivers may see higher rates, older and more experienced drivers typically benefit from lower premiums.
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Average Cost vs. Competitors for The General Auto Insurance
On the other hand, when you evaluate The General with a major insurer such as State Farm for pricing (comparing apples to oranges) significant differences occur due to demographic effects.
Full Coverage Auto Insurance Monthly Rates by Age, Gender, & Provider
Insurance Company | Age: 18 Female | Age: 18 Male | Age: 30 Female | Age: 30 Male | Age: 45 Female | Age: 45 Male | Age: 65 Female | Age: 65 Male |
---|---|---|---|---|---|---|---|---|
$400 | $460 | $210 | $220 | $180 | $185 | $160 | $165 | |
$360 | $420 | $190 | $200 | $170 | $175 | $155 | $160 | |
$380 | $440 | $200 | $210 | $175 | $180 | $160 | $165 | |
$350 | $400 | $180 | $190 | $160 | $165 | $145 | $150 | |
$410 | $470 | $220 | $230 | $190 | $195 | $170 | $175 | |
$375 | $425 | $190 | $200 | $170 | $175 | $155 | $160 | |
$390 | $440 | $200 | $210 | $175 | $180 | $155 | $160 | |
$370 | $420 | $185 | $195 | $165 | $170 | $150 | $155 | |
$370 | $430 | $195 | $205 | $175 | $180 | $160 | $165 | |
$320 | $380 | $170 | $180 | $155 | $160 | $140 | $145 |
One example may be State Farm offering cheaper rates to a young male with a clean driving record while The General typically serves the high-risk auto insurance audience.
In the end, The General is possibly an option for some segments of drivers, but its rates can be higher than options like StateFarm if you have pretty low risks.
For further insights, you can visit autoinsurance.org. Additionally, be sure to check cheap autoinsurance.org reviews for more information on various insurance options.
Coverage Options Available Through The General Auto Insurance
As for you, The General insurance company review provides that coverage available through The General auto insurance varies to suit your personal needs as a diver or owner of a car such includes:
- Full Coverage: Comprehensive protection, including liability, collision, and comprehensive coverage.
- Minimum Coverage: The minimum insurance required by law in your state, it protects you from liability only.
- Comprehensive Coverage: This coverage is against non-collision damages (stolen car or getting keyed).
- Gap Insurance: Pays the difference between what is owed on a car loan and how much that specific vehicle would be worth should it get stolen or involved in an automobile accident.
- Add-Ons and SR-22 Filings: Customizable options like roadside assistance and proof of financial responsibility after certain violations.
Regarding what are the recommended auto insurance coverage levels, The General has received a commendable score of 4.5, demonstrating strong offerings that meet various customer needs. The General reviews indicate a high level of satisfaction among policyholders.
Available Discounts From The General Auto Insurance
The General auto insurance provides numerous discounts that have huge potential to reduce your premiums. Discounts on the key available are:
Available Discounts from The General Auto Insurance
Discount Type | Description | Savings Percentage | Maximum Savings |
---|---|---|---|
Multi-Policy Discount | For bundling auto with home or renters insurance | Up to 20% | Varies |
Good Student Discount | For students maintaining a B average or higher | Up to 15% | Varies |
Low Mileage Discount | For drivers who use their car less frequently | Up to 15% | Varies |
Safe Driver Discount | For drivers with a clean record | Up to 10% | Varies |
Military Discount | For active duty military members | Up to 10% | Varies |
The General receives a solid score of 4 for its discount offerings. The General is also an excellent choice if you are seeking out the best auto insurance discounts for good drivers. If you want more info visit www.autoinsurance.org regarding common The General car insurance review.
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Customer Reviews of The General Auto Insurance
The General Reviews from Customers The experience with The General automobile insurance is reflected in various customer opinions. On Reddit and Quora, some users also rave about cheap rates and the no-fuss claim process.
Customer reviews of The General auto insurance highlight its exceptional service and competitive rates, making it a reliable option for driversEric Stauffer Licensed Insurance Agent
One user posted on Reddit, “I switched to The General after being unable to find coverage elsewhere and I am happy with it.” But others have dealt with consumer service hassles- especially issues about how the insurer deals with claims.
Is The General a good place to get auto insurance?
byu/zenlifey inInsuranceAgent
By and large, we can tell from customer reviews that the user experience of this company yields a score of approximately 3.6 overall (like how to dispute an auto insurance claim), with positive experiences slightly outranking negative ones.
Business Reviews for The General Auto Insurance
Reliable prints assess The General showcasing where it stacks up in the car insurance world. Here are reviews of The General auto insurance from some top entities:
The General Auto Insurance Business Ratings & Consumer Reviews
Agency | |
---|---|
Score: 835 / 1,000 Avg. Satisfaction |
|
Score: B+ Good Business Practices |
|
Score: 68/100 Avg. Customer Feedback |
|
Score: 1.15 More Complaints Than Avg. |
|
Score: A Excellent Financial Strength |
Taken together, these ratings present The General with an overall company review rating of 3.5 stars (fair to average) for stability in its business reputation within the car insurance marketplace. Interested in knowing what it offers, perhaps you should ask for The General auto quote by yourself and make your review.
Knowing these ratings is good because it helps you while researching the best commercial auto insurance companies and enables you to make more informed decisions about your coverage options.
Pros and Cons of The General Auto Insurance
When you are exploring your auto insurance options, it is important to weigh the advantages and disadvantages of each provider you look at.
This article has been written to focus on the advantages and disadvantages of regular automobile insurance, thereby helping you make an informed selection according to your equity. Moreover, we will refer to The General insurance company reviews for an all-in-one read.
Pros
- Affordable Rates: Given the competitive rates, starting at $54 per month, making it particularly advantageous for high-risk drivers.
- Convenient Payment: Their plans include a comfortable repayment schedule for many different financial scenarios.
- Numerous Discounts: The company offers a long list of discounts that help to drive down policyholder costs.
Cons
- More Expensive: Drivers with a good driving record may experience The General’s rates as higher than average.
- Customer Service Complaints: Opinions on customer service are split, and some mentioned issues with claims.
While you are assessing your choices it is also important to have a clear understanding of how to file an auto insurance claim. This information could help add to your experience with The General and ensure that they can support you in times when it truly matters.
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Analyzing The General Auto Insurance Features
Frequently Asked Questions
What types of coverage does The General offer?
Is autoinsurance.org Legit?
Autoinsurance.org is a customer-first marketplace that collects authentic insurance company reviews and ratings from customers who have agreed to share their preferences and buying experiences.
Unlike other sites, they don’t rank companies based on how much they pay us to refer customers. They rank them solely based on how highly customers rank them regarding price and overall buying experience.
Is The General Good Car Insurance?
The General is known for offering affordable rates, starting at $54 per month, and accommodating high-risk drivers with straightforward plans and flexible payments. However, some reviews indicate that The General’s rates can be higher than competitors, and customer service has been a point of contention for some policyholders.
Can I get a quote online from The General?
Yes, you can easily obtain a quote online by visiting The General’s website and providing some basic information about yourself and your vehicle. Enter your ZIP code below in our free tool to start receiving quotes for The General auto insurance today.
Does The General offer discounts on car insurance?
How does autoinsurance.org help consumers?
AutoInsurance.org helps consumers compare insurance rates and reviews from various companies, allowing them to make informed decisions based on customer experiences.
Is The General available in all states?
The General operates in most states, but availability may vary. It’s best to check their website or contact customer service for specifics.
Can high-risk drivers get insurance from The General?
Yes, The General specializes in providing coverage for high-risk drivers who may have difficulty obtaining insurance from other companies.
How can I file a claim with The General?
What are the common factors affecting car insurance rates?
Car insurance rates can be influenced by various factors, including driving history, age, location, type of vehicle, and credit score.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Glarison
Great company I'm riding with shack
HWalla
Quick and thorough
Kasarah90
Quick and affordable would recommend
mcgowanjr60_henry_yahoo_com
The Lion of the Jungle
Bentot
Lower monthly rate
Junglezx_3
High Insurance
bwaryasz2012
You get what you buy!
goog39826_
Thank you for great service!
Jessbell19
Poor customer service
counterstrike1911
The general will generally treat you like crap and rip u off