Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that exis...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 17, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 350 East 96th Street
City: Indianapolis
State: IN
ZIP Code: 46240
Phone Number: 1-888-557-5010
Year Founded: 1926
AM Best Rating: A+
Company Rating 0 (0 reviews)

Things to Remember...

  • American States Preferred is a subsidiary of Safeco Insurance
  • American States Preferred underwrites a variety of personal insurance policies for Safeco
  • They also offer a smaller selection of business insurance and specialty products

American States Preferred Insurance Company is a property and casualty underwriter based in Indianapolis, Indiana. The company was originally established in 1926.

American States Preferred was acquired by Safeco in 1997 and now operates as a wholly-owned subsidiary.

Currently, their only line of business is to act as an underwriter for Safeco branded insurance policies.

If you’re looking for affordable auto insurance rates you can get a leg up now by entering your ZIP code below.

American States Preferred Locations

Safeco lists the official address of American States Preferred as the Indianapolis address listed above.

However, other records point back to Safeco’s corporate headquarters as the main address for the company.

For your general information, we have listed the address and phone number of the corporate headquarters below:

Safeco Insurance Company of America
1001 4th Avenue
Seattle, WA 98154
Toll-free: 800-332-3226

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

American States Preferred Agents

As one of the largest providers of personal insurance products in the United States, Safeco and its subsidiaries, like American States Preferred, partner with thousands of independent agents and brokers throughout the country.

These agents are experts in their fields and are able to advise customers on the best types of insurance for their individual needs.

Safeco says they utilize independent agents because they believe the independent nature of local agents allows them to give more honest and trustworthy advice.

Independent agents generally represent multiple companies for each line of insurance they sell. So for auto insurance, an agent may represent Safeco as well as five or six other companies.

In the long run, doing business this way provides for a better working relationship between customer and insurance provider and keeps insurance costs lower.

The Safeco website provides an agent locator tool, which is used by entering your zip code. If you prefer a more specified search you can input your full address or search for a specific agency name.

The search engine returns results within a certain radius of your location complete with names, addresses, phone numbers, and e-mail addresses.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

American States Preferred Quotes

Safeco provides three methods by which consumers can receive quotes.

  1. The first and most recommended is to contact an independent Safeco agent. Local agents are fully knowledgeable in local and state regulations and any other specific conditions that might affect your auto insurance policy.
  2. The second method is to use the automated online quote tool found on the Safeco website. This tool involves several steps whereby information is collected about you, your car, and your driving habits. Upon completion of the survey questions, the quote tool will return to you an estimated cost.
  3. The third option is to contact Safeco directly using a toll-free phone number provided on their website. You’ll be asked a series of questions very similar to the online tool, plus some more specific ones that will help produce a more accurate price.

American States Preferred Claims

Safeco has different claims procedures for each of their various types of insurance.

For auto claims, they recommend that you called their toll-free claim number as soon as possible after being involved in an accident. They operate a 24-hour claims center staffed with knowledgeable representatives to assist you every step of the way.

Safeco recommends that customers call the claims hotline even if they believe their damages will cost less to fix than their deductible.

Customers do have the option of calling their local independent agent for claims of service as well. However, most local agents do not maintain office hours 24 hours a day, making it impossible to reach them after normal business hours.

In any event, even if you are successful in contacting your local agent, you will still have to deal with the corporate claims department at some point during the process.

Compare auto insurance quotes from companies like American States Preferred by entering your ZIP code in the tool below now.