Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 11, 2020

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Company Details
Address: 6145 E 21st St.
City: Tulsa
State: Oklahoma
ZIP Code: 74114
Phone Number: 918-832-8823
Website: http://allamericaninsurance.com/
Year Founded: 1982
AM Best Rating:
Company Rating 5 (1 review)

Things to Remember...

  • All American Insurance Brokerage Inc. specializes in auto, homeowners, life, health, and business owners policies
  • All American Insurance is an independent insurance brokerage which works closely with insurance providers
  • All American Insurance only offers coverage to residents in Oklahoma

This All American Auto Insurance review will focus on All American Insurance in Tulsa, OK. All American Insurance Agency is an independent insurance agency established in 1982.

All American Insurance Inc. is a full-service independent insurance agency offering a wide array of insurance products from several different insurance carriers. If you are looking for the best auto insurance companies in Tulsa, OK, this guide is for you. Details on this company such as contact information, services, and reputation follow. Use this information to compare rates and types of insurance coverage before committing to any policy.

If you’d like to start comparing quotes before you learn more about All American Insurance, enter your ZIP code below for your free online auto insurance quote comparisons.

Cheap Auto Insurance Rates With All American Insurance

There are often many benefits to choosing a small, local insurance agent for your insurance needs. When it comes to shopping for auto insurance online vs an agent, one benefit is that agents often act as brokers, meaning that they have more leeway when it comes to working with various insurance companies to customize a policy that is right for you.

Smaller companies are often more personalized when it comes to customer service, as well. All American Auto Insurance customer service is one of the areas the company can strive to compete in.

The auto insurance market is very competitive and reputation is one thing that smaller companies can use to their advantage since they are able to provide service on a more personal level.

You can take a look at the table below to get an idea of what you might pay for auto insurance depending on how much coverage you decide to buy. The table shows the average, annual rates based on coverage levels.

Average Annual Auto Insurance Rates by Coverage Type
Type of CoverageAverage Annual Auto Insurance Rates
Liability coverage$516.39
Collision coverage$299.73
Comprehensive coverage$150.36
Full coverage$954.99
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It is important to keep in mind that these are just guidelines. Actual rates will depend on a variety of factors such as age, driving history, ZIP code, etc.

What is All American Auto Insurance availability by state?

All American Insurance is currently only licensed to provide insurance services in the state of Oklahoma. So, if you’re wondering “Is there an All American Insurance near me?” the answer is most likely no unless you’re an Oklahoma resident.

You can watch the video below to get more information on auto insurance in Oklahoma.

All American specializes in coverage in the Tulsa area, but the company also services Bixby, Broken Arrow, Jenks, Owasso, Sapulpa, and their surrounding areas.

There are other listings for All American Insurance online such as All American Insurance in Florida, All American Insurance in Geneva, NE, All American Insurance Group in Columbia, SC, and the All American Insurance Company in Ohio. These are separate entities and are not associated with All American Insurance of Oklahoma.

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All American Auto Insurance Coverages Offered

Insurance for your automobile is one of the specialties of All American Insurance consultants.

One thing you will need to ask yourself before purchasing your auto insurance policy is “how much insurance coverage do I need?

If you’re financing your vehicle, your loan company may require you to carry full coverage insurance. Otherwise, you’ll need at least the minimum amount of liability insurance required by the auto insurance laws in your state of residence.

According to NOLO, the minimum liability requirements for auto insurance coverage in the state of Oklahoma are:

  • $25,000 bodily injury per person
  • $50,000 total bodily injury per accident
  • $25,000 property damage per accident

Oklahoma is a “fault state” when it comes to auto insurance. This means that the driver who is found at fault for the accident is the one who is responsible for any resulting damages.

If you decide that you need more than the minimum coverage required by the state, there are a number of different options available to you as additional coverage.

The table below shows some of the different types of policies and coverage available to you, along with what they do.

Types of Auto Insurance Coverage
Auto Insurance Coverage TypePurpose of Coverage
Bodily injury liabilityPart of your liability coverage that pays for medical bills if you've injured someone else in an automobile accident
CollisionCovers damage to your car after an automobile accident
ComprehensiveCovers damage to your car that happens when you're not driving
Personal injury protectionCovers medical expenses for you or your passengers after an automobile accident
Property damage liabilityThe other part of liability coverage that covers the cost of any property damage you've caused in an automobile accident
Uninsured/underinsured motoristCovers the costs if you're in an automobile accident caused by a driver with little or no car insurance
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Always check with your insurance company to see what add-ons, endorsements, and riders are available to you and make sure to take into account price and need when adding these things on to your insurance policy.

What are All American Auto Insurance’s bundling options?

Many auto insurance providers offer different bundling options. Bundling your insurance refers to purchasing multiple policies from the same company.

For example, you can purchase your auto insurance policy as well as your life insurance from the same company, if you choose. Most insurance companies offer a discount of anywhere from 5% to 25% if you choose to bundle.

Check out the video below to learn about the pros and cons of bundling your insurance policies.

Many companies offer multi-car discounts, also. You can think of this as a way of bundling, as well, but in this case, you are buying auto insurance for multiple vehicles. Auto insurance companies offer up to a 25% multi-car discount on combined policies.

What are discounts offered by All American Auto Insurance?

Generally, your auto insurance discount options through the company depend on what each provider has to offer, but many discounts are standard throughout the industry.

The table below shows some of the most common auto insurance discounts available, an estimate of how much money each can save you, as well as the major auto insurance companies that offer the discount.

Standard Auto Insurance Discounts Offered by Major Companies
Discounts OfferedAverage Percentage
of Savings
Companies Offering
Discounts
Low mileage/Low usage discountUp to 20%State Farm, Allstate, Travelers, Nationwide, Progressive
Defensive driving discount10%–15%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Farmers
Safe driver discount10%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Liberty Mutual
Military and federal employee discount8%–15%Geico, Esurance, USAA
Good student discount5%–25%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Liberty Mutual
Senior/Mature driver discount 5%–10%Geico, Allstate, Liberty Mutual
Homeowner discount3% State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Farmers
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As you can see, it is always a good idea to check with your insurance provider to see what types of discounts you may qualify for as they can save you a lot of money on your auto insurance.

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What programs are available from All American Auto Insurance?

Personal insurance products offered by All American Assurance Company include auto, homeowners, personal watercraft or boat, motorcycle, RV, renters, life, and health insurance. The company offers life insurance policies through the All American life insurance company website.

As an independent insurance brokerage, All American Insurance has access to several different insurance carriers.

The company currently works with over forty carriers to provide the highest quality auto insurance to its policyholders.

All American Insurance also has several business products available including owners’ policies, commercial auto, workers compensation, general liability, and bonds.

Canceling Your Auto Insurance Policy With All American Insurance

There are many reasons that you may need to cancel your policy and All American Auto Insurance makes it easy to do so.

Take a look at the video below for an idea of what to expect when canceling your auto insurance policy.

Keep reading to find out more about policy cancellations and filing claims.

Is there a refund?

Whether or not you can get a refund on your policy depends on the type of policy and when you choose to cancel.

Watch the video below to learn more about auto insurance premium refunds.

If you choose to cancel a refundable policy in the middle of the policy cycle, you will receive roughly half of what you paid, assuming that you only paid for that cycle.

Since refund amounts may vary and depend on a variety of factors, it is always best to check with your insurance agent to see what factors apply to you.

How do you cancel?

What should you do if you need to cancel your policy?

You can cancel your policy at any time simply by contacting your auto insurance agent and letting them know that you’d like to cancel your policy.

Your agent will let you know when the changes will take effect and whether or not you are entitled to a refund of any policy premiums you have paid in.

When can I cancel?

You can cancel your policy at any time simply by contacting your auto insurance agent and letting them know that you’d like to cancel your policy.

Your insurance provider will let you know what, if anything, is required of you in order to do so.

How to Make an All American Auto Insurance Auto Insurance Claim

Unfortunately, All American Insurance claims cannot be filed directly on the website. However, since the All American Insurance Agency offers services through multiple carriers, it is possible that your actual policy provider will offer online claims service on the company’s website.

All American Insurance Group provides a list of all the carriers on its website as well as the company’s claims contact information.

If you file an online claim directly through the website of your insurance provider, that information will be forwarded on to the All American Insurance company who will handle your claim from there.

You can watch the video below to get an idea of what to expect in the event that you need to file a claim.

If you need to file a claim and would like to do so by contacting All American Insurance directly, you can do so by calling the All American Insurance claims phone number at (918) 832-8823.

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All American Auto Insurance: Auto Insurance Ratings

There is little information available online for All American Insurance. The company is not located on the Better Business Bureau or A.M. Best, although you will find ratings for many of the carriers that All American Insurance works with.

There are several customer testimonials on the website that reflect well on the company, and there are reviews around the web that are positive.

All American Insurance seems to be a stable company. If you are looking for auto insurance in the state of Oklahoma, All American Insurance seems to be a viable option.

All American Insurance: The Bottom Line

Now that you know all that you need to know about purchasing your auto insurance policy from All American Auto Insurance, we hope that you will feel more confident in purchasing your policy.

Which part of this guide was the most helpful for you?

Enter your ZIP code below and start comparing FREE auto insurance quotes now that you’ve learned all about All American auto insurance.

Frequently Asked Questions: All American Auto Insurance

In this section, we answer some of the most commonly asked questions about All-American Auto Insurance policies. Some of the answers may have been covered in part or in full in the guide above, but if there’s something else you want to know, take a look below to see if your question has been addressed.

#1 – Is American Family a good insurance company and is it connected to All American?

American Family is one of the top car insurance companies in the nation. It has no connection with All American. If you’re wondering which is the best insurance company for home and auto, read as many reviews as possible.

#2 – What are the top 5 insurance companies?

The five largest car insurance companies in America are:

  • State Farm
  • Geico
  • Progressive
  • Allstate
  • USAA

#3 – Are there benefits to using an agent to purchase auto insurance?

While it’s possible to purchase your auto insurance policy directly instead of through an agent, there are some possible downsides to doing so.

First of all, if you choose to go with a local agent, you will get the advantage of more personalized service. This experience is just not possible when you purchase directly from a large company.

With a local agent, you may even speak to the same person about your policy every time.

Many people believe that buying directly from the company can save them money by cutting out the figurative “middleman,” but this theory fails to take into account the amount of money these companies spend on direct marketing. That can even out the playing field, meaning that a local agent can often offer you the same price you could get buying directly from the company.

#4 – Which insurance company has the highest customer satisfaction?

Customer satisfaction ratings vary by state, but among those that consistently rank at the top of J.D. Power studies are:

  • Amica Mutual
  • Auto-Owners
  • State Farm
  • Erie Insurance
  • Geico

#5 – Does All American Auto Insurance offer SR-22 insurance?

If you’ve had more than your fair share of traffic citations, automobile accidents, and/or auto insurance claims, you may be considered a high-risk driver.

In many cases, high-risk drivers are required to purchase SR-22 insurance. Several of the carriers that All American Insurance works with do provide SR-22 policies, so if this is your situation, this company may be a good fit for you.

The filing fee to get SR-22 insurance is only $15–$35, but the increase in rates for SR-22 insurance when compared to rates for drivers without any driving violations on their records is definitely not pocket change.

Rate increases for driving violations that result in a driver being forced to carry SR-22 insurance can be as much as $541/mo.