Interinsurance Exchange Auto Insurance Review (2024)

Interinsurance Exchange received an A+ financial rating from AM Best. Lower your rates by up to 20% when you compare multiple auto insurance quotes online.

UPDATED: Nov 27, 2023Fact Checked

Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.  Maria has expanded her scope of expertise to home, health, and life...

Insurance and Finance Writer

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...

Licensed Insurance Agent

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 27, 2023Fact Checked
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Interinsurance Exchange Auto Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Interinsurance Exchange is part of AAA of Southern California
  • AAA provides a variety of incentives including roadside assistance and discounts
  • AAA also offers different types of insurance coverage including auto and home insurance

Cons

  • None to mention at this time

Final Verdict: Review of Interinsurance Exchange Auto Insurance

This Interinsurance Exchange Auto Insurance review shows that all searches for Interinsurance Exchange lead to AAA of Southern California.

AAA has a long history of assisting drivers, and membership offers many incentives including:

  • discounts
  • roadside assistance
  • insurance and financial services.

When most people think of AAA, they automatically think of the roadside service that they offer.

A lot of people are unaware of all of the other products and services that AAA provides for its members.

Use our FREE online tool today to see side-by-side auto insurance quotes for your area. Enter your ZIP code now!

[su_box title="Things to Remember..." style="default”]
  • Interinsurance Exchange is part of AAA of Southern California
  • AAA provides a variety of incentives including roadside assistance and discounts
  • AAA also offers different types of insurance coverage including auto and home insurance
[/su_box] This Interinsurance Exchange Auto Insurance review shows that all searches for Interinsurance Exchange lead to AAA of Southern California. AAA has a long history of assisting drivers, and membership offers many incentives including:
  • discounts
  • roadside assistance
  • insurance and financial services.
When most people think of AAA, they automatically think of the roadside service that they offer. A lot of people are unaware of all of the other products and services that AAA provides for its members. Use our FREE online tool today to see side-by-side auto insurance quotes for your area. Enter your ZIP code now!

What You Should Know About Interinsurance Exchange

AAA, or the American Automobile Association, was founded in 1902. At the beginning of the 20th century, the interstates system in the United States had not been built yet.

As a result, when a person wanted to travel in the car, they had to use a system of roads that were not fitting for the newly invented automobile.

AAA was formed to provide roadside assistance to these automobile pioneers in case of any damage or other issues they ran into while out on the road.

Today, AAA works much the same way as it always has; however, they’re a lot easier to call when you need them. AAA members belong to one of the 69 clubs, and these clubs are the owners of AAA.

The clubs are funded by membership dues. These dues not only fund the clubs individually but also the national organization’s operations.

AAA has also spread far beyond the borders of the United States. There are AAA clubs in the United Kingdom, Germany, the Netherlands, Italy, Switzerland, Austria, Belgium, Spain, Denmark, and Canada.

The foreign AAA clubs extend benefits to American AAA members traveling in their countries. Also, members of these foreign clubs are given benefits when traveling in the United States.

Interinsurance Exchange Insurance Coverage Options

The Interinsurance Exchange offers many types of coverage policy options through the AAA of Southern California.

Some of these insurance policy options include:

  • Auto policies
  • Homeowners policies
  • Annuities
  • Renters coverage
  • Whole life policies
  • Small business coverage
  • Personal umbrella insurance
  • Collector car coverage
  • Boat and watercraft coverage

Having an auto insurance policy with AAA gives a customer certain benefits they would not have when they have a policy with a more typical auto insurance company.

By having a policy with AAA, a driver automatically becomes a member and has access to all of the other services that AAA offers its members.

The most recognizable of these services is roadside assistance. After a car accident, AAA will send a roadside assistance provider to the scene of the accident to tow the member’s car to the chosen repair shop.

AAA will also call any family on behalf of the member, arrange for a rental car, complete the insurance claim notice for the member, and even schedule the repair of the damaged vehicle without the delay of having to wait for an adjuster. This legendary service can’t be found at just any insurer, and that’s what sets AAA apart.

AAA offers the same types of insurance coverage as a more typical auto insurance provider.

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Interinsurance Exchange Discounts Available

AAA also offers a wide range of discounts that help you secure a lower auto insurance rate and keep the insurance company competitive when it is pitted against a more well-known auto insurance provider. Some of these discount options include:

  • Multi-policy discounts
  • Multi-vehicle discounts
  • Persistency discounts
  • Good student discounts
  • Car with air bags discounts
  • Driving course discounts
  • Professional discounts
  • Car with an alarm discount

One of the easiest ways for a driver to receive a substantial auto insurance discount is by also having homeowners insurance through AAA.

AAA gives its members two distinct homeowners insurance policies to choose from:

  • Your Home insurance policy – a basic home insurance policy that includes extended replacement cost coverage and personal property replacement cost coverage
  • Your Home Advantage insurance policy includes extra coverage options such as green coverage and identity fraud expense coverage

AAA also offers many discount opportunities for those with a homeowners insurance policy including protective device discounts, roof type discounts, and a new home discount.

Frequently Asked Questions

What is Interinsurance Exchange Auto Insurance?

Interinsurance Exchange Auto Insurance is an insurance company that provides auto insurance coverage to policyholders. They offer a range of insurance products and services designed to protect vehicles and drivers from potential risks and accidents on the road.

Is Interinsurance Exchange Auto Insurance available nationwide?

Interinsurance Exchange Auto Insurance operates as part of a larger organization called the Automobile Club of Southern California. While their services are primarily available in Southern California, they may also provide coverage in other states. It’s recommended to check with your local office to determine if Interinsurance Exchange Auto Insurance is available in your area.

What types of auto insurance coverage does Interinsurance Exchange Auto Insurance offer?

Interinsurance Exchange Auto Insurance offers various types of auto insurance coverage to meet the needs of drivers. Their coverage options typically include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and additional coverage options to provide a comprehensive protection plan.

Can I obtain a quote for Interinsurance Exchange Auto Insurance online?

Yes, Interinsurance Exchange Auto Insurance typically provides an online quote tool on their official website. By entering your personal details, vehicle information, driving history, and coverage preferences, you can obtain a quote tailored to your specific needs.

How do I file a claim with Interinsurance Exchange Auto Insurance?

In the event of an accident or incident, you can file a claim with Interinsurance Exchange Auto Insurance by contacting their claims department. They will guide you through the claims process, provide the necessary forms, and assist you in documenting the incident. It’s important to report the accident or incident promptly and provide accurate information to ensure a smooth claims process.

Can I manage my Interinsurance Exchange Auto Insurance policy online?

Yes, Interinsurance Exchange Auto Insurance typically offers online policy management options. Through their website or mobile app, you can access your policy details, make premium payments, view and update your coverage, and manage other aspects of your policy. Online account management provides convenience and flexibility for policyholders.

Can I customize my coverage with Interinsurance Exchange Auto Insurance?

Interinsurance Exchange Auto Insurance often allows policyholders to customize their coverage to suit their specific needs. You may have the option to select different coverage limits, add endorsements or specialized coverage, and tailor the policy to your individual requirements. However, the available customization options may depend on your location and policy type.

Can I cancel my Interinsurance Exchange Auto Insurance policy?

Yes, you can cancel your Interinsurance Exchange Auto Insurance policy. The specific cancellation process and any associated fees or penalties may vary depending on your insurance company and policy terms. It’s advisable to review your policy documents or contact Interinsurance Exchange Auto Insurance directly to understand the specific cancellation procedures and any potential financial implications.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.  Maria has expanded her scope of expertise to home, health, and life...

Insurance and Finance Writer

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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