Interinsurance Exchange Auto Insurance Review (2020)

Interinsurance Exchange received an A+ financial rating from AM Best. Lower your rates by up to 20% when you compare multiple auto insurance quotes online.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 25, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: P. O. Box 25001
City: Santa Ana
State: CA
ZIP Code: 92799
Phone Number: 800-222-4357
AM Best Rating: A+
Company Rating 1 (1 review)

Things to Remember...

  • Interinsurance Exchange is part of AAA of Southern California
  • AAA provides a variety of incentives including roadside assistance and discounts
  • AAA also offers different types of insurance coverage including auto and home insurance

This Interinsurance Exchange Auto Insurance review shows that all searches for Interinsurance Exchange lead to AAA of Southern California.

AAA has a long history of assisting drivers, and a membership offers many incentives including:

  • discounts
  • roadside assistance
  • insurance and financial services.

When most people think of AAA, they automatically think of the roadside service that they offer.

A lot of people are unaware of all of the other products and services that AAA provides for its members.

Use our FREE online tool today to see side-by-side auto insurance quotes for your area. Enter your ZIP code now!

A History of Interinsurance Exchange Through AAA

AAA, or the American Automobile Association, was founded in 1902. At the beginning of the 20th century, the interstates system in the United States had not been built yet.

As a result, when a person wanted to travel in the car, they had to use a system of roads that were not fitting for the newly invented automobile.

AAA was formed to provide roadside assistance to these automobile pioneers.

Today, AAA works much the same way as it always has. AAA members belong to one of the 69 clubs, and these clubs are the owners of AAA.

The clubs are funded by membership dues. These dues not only fund the clubs individually but also the national organization’s operations.

AAA has also spread far beyond the borders of the United States. There are AAA clubs in the United Kingdom, Germany, the Netherlands, Italy, Switzerland, Austria, Belgium, Spain, Denmark, and Canada.

The foreign AAA clubs extend benefits to American AAA members traveling in their countries. Also, members of these foreign clubs are given benefits when traveling in the United States.

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Products Offered by the Interinsurance Exchange

The Interinsurance Exchange offers many types of insurance policy options through the AAA of Southern California.

Some of these insurance policy options include:

  • Forms of auto insurance
  • Homeowners insurance
  • Annuities
  • Renters insurance
  • Whole life insurance
  • Small business insurance
  • Personal umbrella insurance
  • Collector car insurance
  • Boat and watercraft insurance

Having an auto insurance policy with AAA gives a person certain benefits they would not have when they have a policy with a more typical auto insurance provider.

By having an auto insurance policy with AAA a person automatically becomes a member and has access to all of the other services that AAA offers its members.

The most recognizable of these services is the roadside assistance. After a car accident, AAA will send a roadside assistance provider to the scene of the accident to tow the member’s car to the chosen repair shop.

AAA will also call any family on behalf of the member, arrange for a rental car, complete the insurance claim notice for the member, and even schedule the repair of the damaged vehicle without the delay of having to wait for an adjuster.

AAA offers the same types of auto insurance coverage as a more typical auto insurance provider.

Interinsurance Exchange and Auto Insurance Discounts

AAA also offers a wide range of auto insurance discounts. Some of these discount options include:

  • Multi-policy discounts
  • Multi-vehicle discounts
  • Persistency discounts
  • Good student discounts
  • Car with airbags discounts
  • Driving course discounts
  • Professional discounts
  • Car with an alarm discount

One of the easiest ways to receive a substantial auto insurance discount is by also having your homeowners insurance through AAA.

AAA gives its members two distinct homeowners insurance policies to choose from:

  • Your Home insurance policy – a basic home insurance policy that includes extended replacement cost coverage and personal property replacement cost coverage
  • Your Home Advantage insurance policy includes extra coverage options such as green coverage and identity fraud expense coverage

AAA also offers many discount opportunities for those with a homeowners insurance policy including protective device discounts, roof type discounts, and a new home discount.

Even though Interinsurance Exchange is only available to those living in Southern California, you can still use our FREE online tool to compare the auto insurance rates of companies where you live.



One Response

  1. Sandra Barron September 7, 2016

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