MetLife Auto Insurance Review (2023)

Is MetLife, Inc. a Good Choice?

Is MetLife in all 50 states?

MetLife’s long-standing good reputation in the industry makes them a great prospect for your next auto insurance policy. The company’s sheer size means that it serves all 50 states, including the Marshall Islands and the Virgin Islands.

That’s a plus for drivers who may be moving from one state to another and do not want to switch car insurance providers.

Additionally, drivers with a carrier whose coverage follows you throughout the 50 states and the listed island groupings can travel freely without much hassle.

It takes away some of the concerns for how a claim might be handled in another state.

Additionally, MetLife Auto has demonstrated as a company to have the substantial financial resources to consistently pay claims, according to various credit rating agencies.

They have consistent A-ratings. Customers are consistently satisfied with their claims experience as well.

How is MetLife Auto Insurance’s customer service?

When MetLife first began, their agents established a personal relationship with its clients. For example, agents called their clients at the same time every week.

It has since expanded its coverage greatly and maintains a strong presence in the insurance industry with an A.M. Best rating of A+.

By giving customers this personal attention, the company was able to grow. Personal attention can still be obtained through MetLife’s local offices today.

MetLife also provides online customer service. Through the website, an insured can do the following:

• manage their account
• contact MetLife
• pay insurance bills
• change an address
• find claim information

Forms are also provided online which explain MetLife Insurance products in detail.

The website also contains a section on helpful hints such as ways to keep your car safe while traveling.

These tips include keeping at least one-quarter tank of gas in your vehicle at all times, never leaving valuables in your car, looking in the backseat upon entering the vehicle, and other recommendations that can protect your well being as you travel.

Does MetLife Auto have insurance agents?

MetLife agents can be located online depending on the state you reside. Agents are also listed by region. You can contact an agent by visiting their office, calling them on the phone, sending a fax, or email.

If you are only interested in getting a quote, the website permits you to get an instant quote by entering your zip code or by calling 1-800-MET-AUTO.

MetLife offices are locally managed to provide the best customer service possible. Major locations are listed on the website, but the company’s headquarters is located within the former Pan Am building in midtown Manhattan at:

200 Park Avenue
New York, New York 10166

How can I start a career at MetLife?

MetLife has received much recognition as an employer. They have been awarded with the following:

• “World’s Most Admired Company”
• “Top Company for Executive Women”
• “Top 50 Companies for Diversity”
• “Best Place to Launch a Career”
• “Best Company for Working Mothers”
• “Best Adoption-Friendly Workplace”

There is a multitude of career opportunities at MetLife. The website is extensive in the various employment opportunities available according to your skill or background.

Jobs can be searched as a professional or even as a student looking for an opportunity to work at MetLife.

Career paths and career guides are also available on the website to help you determine the best career fit for your personality and job skill.

What do customer reviews say about MetLife?

The customer insurance reviews of MetLife vary greatly. It seems most customers begin quite happily with MetLife due to their good rates and discounts. Often, they incur a problem which changes their positive experience to one of negativity.

However, knowing their long history, strong ratings with all financial credit rating companies, huge client base and standing within the industry, MetLife must be doing right.

MetLife, Inc. Discounts Available

As a MetLife policyholder, there are auto insurance discounts available if you meet the stated requirements. For example:

• You can receive a $50 credit towards your deductible every year you are accident-free, with a maximum of $250 for a lifetime.
• Completing a safe driving course can earn you up to a seven percent discount on your policy.
• Multi-policy discounts are another way to save money.
• If your household is claim and violation free for five years, MetLife offers an additional discount. The discounts to drivers vary by state but can be as much as 20 percent off of your policy.
• High school students who bring home excellent grades can receive a student discount of up to 15 percent on the policy.

MetLife, Inc. Coverage Options

What policies does MetLife Auto Insurance offer?

MetLife offers many options for auto insurance.

The collision and comprehensive options take care of car accidents, theft, vandalism, fire, flood, and hail damage. This coverage also allows for new car replacement should you wreck your vehicle within one year of ownership or 15,000 miles.

Major parts are replaced due to the accident and are guaranteed as long as repairs are done through an approved facility.

Additional coverage, which is standard to MetLife Insurance, is also provided to its clients. For example, glass repairs are completed without any deductible being spent.

Identity protection coverage is provided at no additional cost, and uninsured and underinsured motorist coverage is also considered standard under a MetLife policy.

MetLife also covers the rental vehicle if you get in an accident while driving one.

The rental car insurance includes towing, decrease in market value of the rental, accident claims handling expenses, and rental income lost by the rental company during the vehicle’s repairs. However, this coverage is not permitted in North Carolina.

Personal Injury Protection is another benefit to MetLife policyholders. PIP covers medical services to the customer as needed.