CVS Auto Insurance Review (2024)

CVS auto insurance isn't available, and although they merged with Aetna they still don't sell any insurance. CVS employee auto insurance discounts and programs are available, but since the company doesn't sell insurance policies, there are no CVS auto insurance quotes and no CVS auto insurance claims.

UPDATED: May 21, 2024Fact Checked

Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage.  Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences i...

Commercial Lines Coverage Specialist

UPDATED: May 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: May 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: May 21, 2024Fact Checked
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CVS Health

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A

Complaint level:

Low

Pros

  • CVS Health merged with Aetna’s health and life insurance company in 2018
  • CVS provided prescriptions to an estimated 94 million customers in that same year

Cons

  • The company does not offer any form of insurance, nor health, life, or auto

Final Verdict: Review of CVS Health

In 2018, CVS provided prescriptions to 94 million customers, while Aetna provided coverage to 22 million. The merged companies have yet to fully explore their potential as a supplier of medications and health insurance; one thing is for sure, though, CVS Health does not currently offer an auto insurance policy.

CVS employee benefits packages do include the possibility of a discounted auto insurance policy through a third party like Liberty Mutual. However, CVS Health is still only operating as a retailer of pharmaceuticals.

Still interested in finding out what it would cost you to insure your automobile?

Although you can’t buy CVS auto insurance, you can try our free online quote option. You simply type in your ZIP code, and you’ll receive detailed quotes from multiple auto insurance companies in no time.

  • CVS began operating as a retail drug store back in 1967. The company does not offer any form of health, life, or auto insurance.
  • CVS Health merged with Aetna health and life insurance company in 2018.
  • CVS provided prescriptions to an estimated 94 million customers in that same year.
CVS Health is better known as the corner drug store with a stranglehold on the pharmaceutical market. Still, its recent 2018 merger with Aetna health insurance has started to blur the line between health care and medication providers. With your healthcare and medications all under one umbrella, you might ask yourself exactly what insurance does CVS offer? Is CVS auto insurance available for purchase in addition to healthcare options? What kinds of policies does CVS car insurance offer? How expensive is CVS auto insurance? Does CVS offer auto insurance discounts? And where is CVS insurance available? Our detailed CVS auto insurance review has the answers to these questions and a brief rundown of the insurance company's contact information, quote options, and claims process. While you can't get CVS auto insurance quotes, try our free online quote tool. Type in your ZIP code, and we'll cover the rest. It's that simple.

What You Should Know About CVS Health

Most motorists are familiar with the CVS drug store, but does CVS auto insurance offer car insurance in addition to pharmaceuticals?

The short answer is a definite no; no CVS car insurance exists. Even after its merger with Aetna, CVS remains focused on the healthcare and pharmaceutical fields of the insurance business and shows no signs of entering the auto insurance business.

 

Unfortunately, there is no CVS auto insurance company rating as that branch of the company does not exist, so any customers looking for a CVS Caremark discount auto insurance rate to add to their in-store savings are out of luck.

CVS Health offers extended benefits to its employees, including auto insurance; the company benefits site provides one of the best ways to compare auto insurance company rates and discounts after employees create an account and log in.

Through partnerships that have extended its reach through the Aetna merger, the CVS employee benefits auto insurance program can offer discounts and savings on auto policies, primarily with Liberty Mutual auto insurance which may help employees earn savings.

Do I have to be an employee to get CVS auto insurance? Yes. Only employees can receive any form of CVS employee auto insurance discount and any related car insurance discounts or services.

Where is CVS located?

Although there is no contact info for CVS auto insurance, CVS Health is headquartered at One CVS Drive, Woonsocket, Rhode Island, 02895.

Does CVS have agents?

CVS Health does not offer insurance so they do not have active agents to contact. Employees work either in-store as customer service representatives or in pharmacy-related positions and in-company warehouses as distribution management associates.

Is CVS a good company to work for?

According to Glassdoor, CVS Health has an average rating from current and former employees, sitting a little shy of a 3 out of 5 stars approval rating. Less can be said about employee confidence in leadership as only 33 percent approve of the CEO.

According to the U.S. Bureau of Labor Statistics, Pharmacists held about 314,300 jobs in 2018, making it one of the most readily growing industries in the nation. In 2018, CVS employed nearly 10 percent of the field with its over 30,000 pharmacists.

Does CVS pay out vacation? The merger has allowed CVS Health employees who average 30 hrs/wk to receive medical coverage through Aetna. Additional benefits after one year of working include CVS vacation time with most employees qualifying for 20-30 days of paid time off annually, and CVS employee benefits 401k plans.

Any other discounts and employee benefits can be accessed through the CVS employee discount card app, or for more detailed answers; the CVS employee benefits phone number is 1-888-789-0404.

How do I file a claim with CVS?

CVS Health has kept its focus on selling pharmaceuticals to its customers. It is an intermediary between the customer and health insurance companies but has no current claims process.

How does CVS auto insurance handle claims? CVS does not sell auto insurance, so the company has no CVS auto insurance claims process; it does not handle any form of auto insurance claim.

Are customers happy with the claims process? CVS Specialty generally files all claims with your insurance company for you. They act as an intermediary calling your insurance company to learn what is covered and the necessary paperwork. Customers are advised to read over plans to ensure better certain medications are covered and to understand what portion of the payment or copay the customer requires.

Prescription reimbursement claims forms can be filled out when a customer seeks compensation for full payment of their medication. However, this process would seem to involve either a customer with no health insurance seeking a discounted rate or a customer’s third-party insurance company.

By all reviewed accounts, customers have mixed feelings about the claims process, with most positive experiences going undocumented. Consumer Affairs, however, reports an overall positive rating of close to 4 out of 5 stars for CVS Pharmacy.

However, the consumer watchdog organization, the Better Business Bureau (BBB), gives CVS an average review with a B- rating for customer satisfaction.

How do I get a quote from CVS?

CVS Health is a pharmaceutical retailer, so it does not offer a quote. There are no CVS auto insurance rates available.

How to get a quote from CVS insurance?

There is no insurance plan directly associated with CVS Health; its merger with Aetna has allowed for an expanded reach into the healthcare market, but Aetna’s health and life insurance still operates as a separate entity from CVS Health. You must contact Aetna if you seek health or life insurance policies through the CVS Health company.

A CVS auto insurance quote can be provided for employees through the company benefits package. As mentioned, CVS Health has partnered with various insurance providers to offer discounted health, life, and auto insurance rates.

The company has an instant quote auto insurance option online through employee benefits portals; another benefit to these partnerships is taking some of the hassles out of finding out if an auto insurance company is legitimate or a fraud. Employee-related insurance partnerships increase security and comfort in an, at times, questionable insurance market.

With the employee benefits discount at CVS, auto insurance cost is generally reduced but is not guaranteed.

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CVS Health Insurance Rates Breakdown

Since we can’t provide you with average rates of what the CVS auto insurance cost will be, we’ve included a rundown of average rates by state for auto insurance companies. This way you can get a better idea of how much auto insurance will cost you in your local area.

Comprehensive Auto Insurance Monthly Rates by State
StateRates
Alabama$12
Alaska$12
Arizona$15
Arkansas$15
California$8
Colorado$13
Connecticut$11
Delaware$9
Florida$9
Georgia$13
Hawaii$8
Idaho$9
Illinois$10
Indiana$10
Iowa$14
Kansas$19
Kentucky$11
Louisiana$17
Maine$8
Maryland$12
Massachusetts$11
Michigan$12
Minnesota$14
Mississippi$16
Missouri$14
Montana$17
Nebraska$17
Nevada$10
New Hampshire$9
New Jersey$10
New Mexico$14
New York$13
North Carolina$10
North Dakota$19
Ohio$9
Oklahoma$17
Oregon$7
Pennsylvania$11
Rhode Island$10
South Carolina$14
South Dakota$19
Tennessee$11
Texas$16
Utah$9
Vermont$10
Virginia$11
Washington$9
Washington, D.C.$19
West Virginia$16
Wisconsin$11
Wyoming$19
U.S. Average$12

These average rates for comprehensive auto insurance coverage by state do not account for any form of CVS Health employee benefits discount that may be provided.

CVS Health Discounts Available

Do CVS employees get a discount elsewhere? CVS employees get a discount through the benefits program for cheaper auto insurance rates found online. It is important to note that these discounts are extended through partnerships CVS has with third-party auto insurance companies.

CVS does not offer an auto insurance discount, but you may receive discounted rates from specified auto insurance companies by being an employee.

What kind of discounts does CVS auto insurance offer?

CVS employees receive various employee discounts through partnerships that CVS Health and Aetna maintain with Liberty Mutual, MetLife, Nationwide, and Travelers. Below is a brief list of employee-related discounts.

  • CVS Employee Discount Verizon: 22 percent off voice/data plans and 25 percent off accessories
  • CVS Employee Discount AT&T: 20-23 percent off voice/data plans
  • CVS T-Mobile Discount: 20-23 percent off voice/data plans

If you’re not a CVS employee and still want to receive quotes for discounted auto insurance rates, then try out our free online quote option. Type in your ZIP code, and we’ll send you detailed quotes from multiple auto insurance companies in your area. It’s that simple.

Frequently Asked Questions

Who is CVS auto insurance and how long has CVS auto insurance been in business?

CVS is a chain of retailers specializing in pharmaceutical sales directly to customers. The company does not offer any form of auto insurance plan to its customers. CVS, however, has been in operation since 1967.

What is CVS auto insurance’s AM Best Rating?

There is no CVS auto insurance division of the company so naturally, there is no AM Best rating. CVS Health and all of its subsidiaries have received an excellent rating from A.M. Best scoring an A for both long and short-term financial stability.

Is CVS pet insurance available?

CVS does offer pet insurance as a benefit to its employees.

Can I get auto insurance coverage from CVS?

As mentioned earlier, CVS does not typically offer auto insurance coverage. They primarily focus on providing healthcare services and retail pharmacy products. To obtain auto insurance coverage, you would need to contact an insurance company that specializes in auto insurance, or reach out to your current insurance provider to inquire about their auto insurance offerings.

What types of insurance does CVS offer?

CVS primarily offers health insurance plans and related healthcare services. They provide various health insurance options, including individual and family plans, employer-sponsored plans, Medicare plans, and Medicaid plans. Additionally, CVS operates retail pharmacies and offers pharmacy benefit management services.

Can I bundle my auto insurance with my CVS health insurance?

Since CVS does not typically offer auto insurance coverage, it is not possible to bundle your auto insurance with your CVS health insurance. Auto insurance is typically provided by separate insurance companies specializing in auto coverage. However, you may want to inquire with your health insurance provider if they have any partnerships or affiliations with auto insurance companies that offer bundling options.

Is CVS affiliated with any auto insurance companies?

CVS is not directly affiliated with any auto insurance companies. Their primary focus is on healthcare and pharmacy services. However, they may have partnerships or affiliations with insurance companies in general, which could include auto insurance providers. It’s always best to contact CVS directly or review their official resources for information on any affiliations they may have.

How can I contact CVS for assistance with my health insurance or pharmacy services?

To contact CVS for assistance with health insurance or pharmacy services, you can refer to their official website or contact their customer service. They usually provide customer service phone numbers, email addresses, and online chat options to address your inquiries and concerns related to healthcare and pharmacy services.

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Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage.  Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences i...

Commercial Lines Coverage Specialist

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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