Germania Auto Insurance Review (2023)
This Germania Auto Insurance Review (2021) review will cover Germania Auto Insurance Review (2021) ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Germania Auto Insurance Review (2021) A.M. Best rating is A-. To compare insurance rates from the best companies in your locale, enter your ZIP code below.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
UPDATED: Sep 24, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 24, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Germania Insurance
Average monthly rate for good drivers:
$92A.M. Best rating:
A-Complaint level:
LowPros
- Germania Insurance is a mutual insurance group made up of six subsidiaries
- It is a company that is owned by its members. This means that when you purchase a policy, you receive some stock in the company
Cons
- Germania provides insurance products for individuals and businesses only in the state of Texas
The Bottom Line
Germania offers an array of discounts in the auto sector, as well as others, and has resources like repair shops that show they care about the individual’s needs. Furthermore, they offer extensive resources with claims and even have an app that allows you to get an estimate quicker. Policyholders can also view repair estimates online via GermaniaConnect.
You can find Germania Insurance in Amarillo, Wichita Falls, Dallas, and any other city in the Lone Star State. This narrow focus has allowed them expertise for situations and experiences in that area — establishing tailored coverage for natural disasters that happen in the state, for example.
With Germania, individuals and businesses alike can be assured that this organization knows their needs inside and out, as the state of Texas is their stomping ground. Agents can be found throughout the state of Texas.
Made up of six subsidiaries, Germania is the largest insurance company of its kind in Texas and offers several types of personal insurance to those living in the Lone Star State. It is also licensed by the Texas Department of Insurance to sell and write policies within the state.
Germania Insurance Rates
Germania provides insurance products for individuals and businesses in the state of Texas. The table below shows the average annual auto insurance rates in TX for core coverage types. These rates will give you a baseline when you compare Germania auto insurance rates against other companies in TX.
Auto Insurance by Coverage Type | Average Annual Auto Insurance Rates in TX |
---|---|
Liability | $528.75 |
Collision | $374.49 |
Comprehensive | $206.42 |
Full Coverage | $1109.66 |
Get Your Rates Quote Now |
You can find Germania Insurance in Amarillo, Wichita Falls, Dallas, and any other city in the Lone Star State. This narrow focus has allowed them expertise for situations and experiences in that area — establishing tailored coverage for natural disasters that happen in the state, for example.
With Germania, individuals and businesses alike can be assured that this organization knows their needs inside and out, as the state of Texas is their stomping ground. Agents can be found throughout the state of Texas.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Germania Insurance Discounts Available
To help their auto insurance policies to be even more affordable, Germania offers several auto insurance discounts to its drivers. These are the following discounts on car insurance:
- Multi-car discount
- Defensive driving discount
- Driver training discount
- Passive restraint discounts
- Anti-theft discount
- Companion auto policy
- Mature driver discount
- Academic Achievement
- New Vehicle Discount
Germania’s homeowner’s insurance policies cover suburban homes, rural homes, homes built with traditional construction, mobile homes, outbuildings, farms, and farm equipment. Discounts include companion policy discounts, all-metal roof discounts, hail-resistant roof discounts, claims-free discounts, and an alarm discount.
Germania Insurance Coverage Options
Germania, though officially a farm mutual insurance company, sells several types of insurance.
- Auto insurance
- Property insurance
- Personal liability insurance
- Life insurance
Having an array of coverage allows Germania to better serve the individuals and businesses of the state of Texas.
Germania Insurance vs. Competitors
Industry analyst A.M. Best gives Germania Mutual Insurance an “A-” rating for financial strength and an “A-” for issuer credit. This means that the company has an “excellent” ability to meet their insurance obligations, as well as an “excellent” ability to meet its ongoing senior obligations.
Going forward, A.M. Best anticipates continued stability in operating results. However, as a single-state writer in Texas, a certain degree of variability is expected due to the group’s inherent exposure to frequent and severe weather-related events, as well as any judicial, economic or regulatory concerns that may arise.
Frequently Asked Questions
#1 – How can I get in contact with Germania Insurance Company?
You can reach Germania Insurance Company in a couple of different ways. You can call toll free at (800) 392-2202. You can also call the local Brenham/Washing County number at (979) 836-5224.
If you’d prefer to use email, you can email [email protected] and someone will reach out to you regarding your inquiry.
#2 – What type of auto insurance does Germania Insurance offer?
While their website does not say specifically, we know that Germania offers personal auto insurance to individuals living in the state of Texas. That being said, the minimum liability requirements in Texas are 30/60/25. This means that Germania must at least offer bodily injury liability ($30,00 for injuries per person, up to a total of $60,000 per collision), as well as property damage liability ($25,000).
We recommend that you check with your agent or a customer service representative to see if Germania offers additional types of coverage that you can add to your policy, like collision and comprehensive coverage.
#3 – Where can I find an agent near me?
Germania Insurance company has a free insurance agent locator on their website where you can find local agents. Simply enter your zipcode to find agents near you.
What is also essential about the tool is that they have various methods of contact for agents, including email address, physical address, and phone number. Feel free to ask as many questions as you need to get started on what a Germania Insurance quote or policy might look like for you.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
alyonak89
Overall good
pixelcat
Germania is great insurance!
Shirley25300
Great Company
BB122316
Great rates
jennnn
Must be in your name
FamilyTiesRanch
Germania Auto Insurance Should Be Outlawed
kristinashleyut
Great service and excellent customer service!
jadon
No problems ever.
dickson07
Germania- 8 years leater
moores5
Great company!