Progressive vs. Travelers Auto Insurance (2021)

If you’re looking to compare Progressive vs. Travelers auto insurance rates, you’ll see that Progressive is cheaper for teenagers and older drivers. However, Travelers has lower rates than Progressive for most other ages. Additionally, Travelers has more coverage options and discounts than Progressive. Comparing Progressive vs. Travelers auto insurance will help you find the best option.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 28, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Progressive has lower rates than Travelers for teenagers and older drivers
  • Travelers has lower rates than Progressive for most age groups
  • Travelers has more coverage options than Progressive
  • Progressive and Travelers have been rated the same by A.M. Best

Progressive and Travelers offer cheap auto insurance to customers of various ages. Progressive has lower rates for teenagers and older drivers, but Travelers has lower rates for all other age groups. Comparing Progressive vs. Travelers will help you find the best choice.

Before comparing Progressive vs. Travelers, enter your ZIP code to find free auto insurance quotes from companies in your area.

Progressive vs. Travelers: What are their annual rates?

Comparing affordable Progressive vs. Travelers auto insurance rates will help you discover the most cost-effective option. The following chart shows the annual rates for Progressive and Travelers based on age, gender, and marital status.

Progressive vs Travelers: Average Annual Auto Insurance Rates by Age, Gender, and Marital Status
Age, Gender, and Marital StatusProgressive Average Annual RatesTravelers Average Annual Rates
Single 17-year-old female$8,690$9,307
Single 17-year-old male$9,625$12,851
Single 25-year-old female$2,698$2,325
Single 25-year-old male$2,759$2,491
Married 35-year-old female$2,297$2,179
Married 35-year-old male$2,175$2,200
Married 60-year-old female$1,991$2,052
Married 60-year-old male$2,049$2,074
Get Your Rates Quote Now

Compare RatesStart Now →

As you can see, Progressive has lower rates for teenagers and older drivers while Travelers has lower rates for all other age groups. Additionally, rates are lower for females than for males.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Progressive vs. Travelers: What coverages are available?

Auto insurance companies offer numerous forms of coverage to customers. Combining these coverages allows customers to create their ideal policy. Basic coverages provided by Progressive and Travelers include:

  • Bodily injury liability
  • Property damage liability
  • Personal injury protection
  • Uninsured/underinsured motorist
  • Medical payments
  • Collision
  • Comprehensive
  • Rental car reimbursement
  • Rideshare coverage

In addition to the basic coverages, Travelers offers GAP insurance, new car replacement, and accident forgiveness.

Progressive vs. Travelers: What discounts are available?

Car insurance discounts allow customers to save on their coverage. Comparing Progressive vs. Travelers auto insurance company discounts will help you determine the provider that offers the most savings.

Discounts offered by Progressive include:

  • Good student
  • Student away at school
  • Multiple policies
  • Multiple vehicles
  • Pay in full

Discounts offered by Travelers include:

  • Good student
  • Multiple policies
  • Multiple vehicles
  • Good driver
  • Student away at school
  • Driver training
  • Green vehicles
  • Pay in full

You can also obtain Travelers and Progressive windshield replacement coverage should you suffer glass damage.

Progressive vs. Travelers: What are their financial ratings?

Credit rating agencies review and rate insurance companies based on financial strength. These financial ratings determine the likelihood that the company will provide a payout when you file a claim. The most trusted rating agencies have rated Progressive and Travelers.

Progressive has been rated an A+ by A.M. Best, an A2 by Moody’s, and an AA by S&P. These are solid ratings, indicating that Progressive will provide a payout when you file a claim.

Travelers has been rated an A+ by A.M. Best, an Aa2 by Moody’s, and an AA by S&P. These are excellent ratings and suggest that Travelers is very financially strong.

While Progressive and Travelers have been rated the same by A.M. Best and S&P, Travelers is rated higher by Moody’s.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Progressive vs. Travelers: Do they have any complaints?

The Better Business Bureau (BBB) and the National Association of Insurance Commissioners (NAIC) allow customers to list complaints about insurance companies. The organizations have received complaints about Progressive and Travelers.

At the time of this comparison, the BBB has received 2,812 complaints about Progressive. Additionally, the company’s NAIC complaint index ratio is 1.66, indicating that Progressive has more complaints than similarly-sized companies.

The BBB has received 427 complaints about Travelers. According to the NAIC, the company’s complaint index ratio is 0.90, indicating fewer complaints than competitors of a similar size.

These numbers show that Travelers has greater customer satisfaction than Progressive.

Progressive vs. Travelers: Do they offer roadside assistance?

Progressive and Travelers offer roadside assistance to customers. This coverage is helpful when policyholders suffer car trouble while on the road.

In most states, Progressive includes roadside assistance with comprehensive and collision coverage. Travelers offers two levels of roadside assistance. The basic plan includes:

  • Towing up to 15 miles
  • Battery service
  • Fuel delivery
  • Tire change
  • Locksmith service

The Travelers premium option includes everything in the basic plan and trip interruption reimbursement, allowing drivers to obtain up to $200 per day for a rental car. If you purchase roadside assistance as an add-on, it will increase your Progressive or Travelers auto insurance quotes.

Progressive vs. Travelers: Do they have mobile apps?

Progressive and Travelers offer mobile apps that are accessible on any mobile device. Entering a Progressive or Travelers Insurance login allows customers to access digital ID cards, manage policies, request roadside assistance, and make payments.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Progressive vs. Travelers: How do you file a claim?

Customers that buy Progressive or Travelers auto insurance can file claims through the companies’ mobile apps, websites, or by calling customer service.

You can reach Progressive Insurance customer service by calling (800) 776-4737. You can make Travelers Insurance claims by calling (800) 252-4633.

Progressive vs. Travelers: Which company is best?

The decision on the best auto insurance company depends on your age and personal preference. Younger and older drivers will often find Progressive to be the cheaper option. On the other hand, those between the ages of 30 and 60 will find lower rates with Travelers.

Even if Progressive offers lower rates for your age, Travelers has more discount opportunities, allowing customers to decrease their monthly rates. Examining these discounts will help you find the best choice for your auto insurance.

Progressive vs.Travelers: The Bottom Line

The choice between Progressive and Travelers depends on what’s most important to you. While Travelers generally has lower rates than Progressive, the companies are rated the same by A.M. Best and offer similar coverages.

Comparing Progressive vs. Travelers will help you determine the best option for your situation.

Now that you’ve compared Progressive vs. Travelers, enter your ZIP code to get free auto insurance quotes from companies in your area.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption