Equity Auto Insurance Review (2023)

What You Should Know About Equity Insurance Company

The company offers 24-hours, 7 days a week customer service and claims assistance, according to the company website. The mission of Equity Group Insurance is to make lasting client relationships by providing superior customer service. They have a dedicated phone number, which you can use to contact customer support whenever you need to. If you need to file a claim, use their Equity Insurance claim phone number instead.

Equity Group Insurance’s auto insurance report (offered at no cost on the company website) states that no one specific company offers the lowest rates for all drivers. According to the report:

• Good drivers (those without speeding tickets or DUI/DWI citations) pay up to 10 times less than those drivers considered high risk
• Good drivers living and driving a car in a major city (such as Chicago, Denver or Houston) pay up to five times more in premiums than a driver with a similar driving record in rural areas

Clients and prospects may obtain an instant quote by submitting a request on the company website. They must provide the following information:

• Name
• Address
• Gender
• Marital status
• Birthdate

Potential customers also need to reveal the following information:

• Whether they’ve had a policy lapse (within six months)
• Length of time living in residence
• Type of home
• Number of vehicles to be insured
• Disclosure of driving under the influence/driving while impaired
• Vehicular homicide history
• Hit-and-run conviction

Equity Insurance Company Insurance Coverage Options

The company website explains mandatory auto insurance laws in force in almost every state in the U.S. In some places, drivers only need to buy liability coverage.

Liability insurance allows you to pay for the property & casualty claim submitted against your policy by another driver in an auto accident you cause.

Equity Group Insurance suggests that most clients need higher minimum coverage levels for maximum financial protection.

If the client drives an expensive car, they will certainly want to look at higher financial coverage limits on an auto insurance policy. In addition to standard auto insurance products, Equity Insurance offers towing and rental car coverage.

Equity Insurance Company Discounts Available

Equity Auto Insurance’s “10 Ways to Save Money” on Auto Insurance:

• Save money by combining your car and homeowners/renters policy
• Good drivers get lower quotes and rates
• Take mass transit to work (declare your vehicle is used for personal driving only)
• Drive your car less than 1,000 miles per month
• Drive a modest model/easy-to-repair car
• Ask for a high deductible (pay a higher out-of-pocket cost to repair your car in the event of an accident)
• Drop coverage you don’t really need (for instance, a car worth less than $1,000 may not need collision and comprehensive coverage)
• Get discounts for a car with airbags, anti-lock brakes, automatic seat belts, and theft alarms (ask about discounts for younger drivers with good grades)
• Sign up for a defensive driving program
• Consider moving to a rural community if you’re living and working in the city (drivers in New Jersey, Hawaii, and Massachusetts pay higher rates than those in North and South Dakota)
• Use your good credit report to get discounts

Regardless of your driving history, comparing quotes can help you save money on car insurance.

It’s no secret that auto insurance companies want your business – so give them the opportunity to compete for it.