Mercer Auto Insurance Review (2020)

UPDATE: Mercer was acquired by United Fire Group in 2010. 

This Mercer Auto Insurance Company Review explores the operations and products of publicly-owned Pennington, New Jersey-based Mercer Insurance Company.

The company’s shares trade on the NASDAQ Exchange , MIGP. The company’s primary business is the direct marketing of auto insurance coverage, and other motorized vehicle insurance.

Mercer Insurance Company sells Franklin Insurance and Financial Pacific Insurance products and services. The company employs about 200 people at all locations combined.

Mercer Insurance Company and its subsidiary, Mercer Insurance Company of New Jersey, offers personal and commercial insurance lines.

Businesses may choose from the Business Owners Program (a portfolio of risk management tools), commercial auto coverage, garage owners policies, property insurance coverage, project or construction insurance coverage, or umbrella liability coverage.

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Continue reading about Mercer Insurance Company to learn if this insurer has the kind of auto insurance coverage plans you’re looking for. Learn about Mercer Auto Insurance claims, agents, and more.

Mercer Auto Insurance Company History

Mercer Mutual Insurance Company was founded in March 1844 by an Act of the New Jersey Legislature.

The company was later called Mercer County Mutual Fire Insurance Company, reflecting its property and casualty insurance roots. The company issued an Initial Public Offering in December 2003.

Mercer Auto Insurance Company Payment Addresses

Send payments by mail to Mercer Insurance Company to P. O. Box 947, Lock Haven, PA 17745, or call the company payment processing office toll-free at +1-800-223-0534.

Send payments by mail to Franklin Insurance Company to P. O. Box 480, Lock Haven, PA 17745. Send Payments to Financial Pacific Insurance Company to P. O. Box 45376, San Francisco, CA 94145-0376, or call +1-800-371-8067.

Mercer Auto Insurance Claims

Contact the Mercer Insurance or Franklin Insurance at +1-609-757-0426 during normal business hours (Monday to Friday, 8:00 a.m. to 5:00 p.m.).

If you need to report a severe loss auto insurance claim before or after business hours, please contact +1-800-621-5410. To report a Financial Pacific policyholder claim, contact +1-916-435-5922 as soon as possible.

Preliminary claims information may be submitted through the company website.

Mercer Auto Insurance Agents

Independent auto insurance and property and casualty insurance agents may submit a preliminary indication of interest in selling Mercer Auto Insurance Company’s products and services.

Mercer Insurance Group offers an online “Prospective Agent Application” to allow interested, experienced insurance agents to communicate with the company.

According to the company website, Mercer Insurance Group boasts the following:

• offers financial stability (A.M. Best rating of “A” reaffirmed in May 2011)
• offers established markets and products
• offers customer service orientation
• operates with ethical business practices
• is an independent broker and agent system
• has competitive compensation and commissions

The company’s network consists of about 550 agents in New Jersey, California, Pennsylvania, Arizona, Nevada, and Oregon. The network generates approximately $150 million in annual premium sales.

Mercer Auto Insurance Markets

Mercer Auto Insurance Company actively writes property & casualty insurance, such as auto insurance policies, in New York, New Jersey, and Pennsylvania on the East Coast, and California, Oregon, Arizona, and Nevada in the Western and Southwestern United States.

The company is licensed but inactive in most Midwest States and Washington. The company writes “mail order surety” policies in Missouri, Michigan, Idaho, Montana, Colorado, and Alaska.

– Mercer Auto Insurance Financial Information

United Fire & Casualty Group acquired Mercer Insurance Company on March 28, 2011. The parent company generated annual sales of $591.7 million is fiscal 2010.

The company posted 3.3 percent one-year sales growth. The net income for 2010 fiscal year was $47.51 million. The company has total assets of about $3.01 billion and a market value of approximately $474.95 million.

– Mercer Auto Insurance Disaster Recommendations

The company recommends that all property owners prepare for the possibility of natural or environmental disasters. Creating a “survival kit” should include a copy of your Mercer auto insurance policy and other important documents, according to the website.

In addition, policyholders should include potable water, non-perishable foodstuffs or canned goods, light source and batteries, blankets, extra clothing, prescription medicines, camping equipment, cash and emergency currency, and a first aid kit.

Keeping extra first aid equipment, a flashlight, tire repair tools, and an emergency radio in the car is also helpful in the event of an emergency.

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