Mercer Auto Insurance Review (2023)
Mercer auto insurance was founded in 1844. It was acquired by United Fire Group in 2010. Affordable Merce auto insurance is only available in five states: Massachusetts, New Jersey, New York, Ohio, and Pennsylvania. Mercer's financial rating is A from AM Best. You can save money by comparing your Mercer auto insurance quotes against top auto insurance companies. Enter your ZIP code below to get started.
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Written by
Rachel Bodine |
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Reviewed by
Daniel Walker
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UPDATED: Sep 26, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 26, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
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Mercer
Average monthly rate for good drivers:
$160A.M. Best rating:
AComplaint level:
LowPros
- The NAIC reports that Mercer Insurance Company had zero customer complaints
Cons
- Mercer doesn’t list any auto insurance rates on their website or United Fire & Casualty’s website
The Bottom Line
Mercer auto insurance is through UFG Insurance, so any policy you receive will be through the UFG. You won’t be able to get a quote online, but you can find a UFG Insurance agent. Once you get in touch with an agent, you can pursue an auto insurance quote.
Mercer doesn’t list any auto insurance rates on their website or United Fire & Casualty’s website. However, United Fire & Casualty Group does have a place where you can enter your ZIP code to generate a quote.
We don’t know if Mercer Insurance Company or UFG Insurance carries accident forgiveness or usage-based insurance, but they do offer Identity Management.
Identity Management is an identity monitoring service that alerts you when someone is using your identity.
The UFG website details its identity monitoring process. Identity monitoring service has become more prevalent recently due to data breaches at different companies. It may a good idea to look into this option, as it can save you money on your Mercer auto insurance quote.
Mercury Insurance Group Rates
The following table displays coverage rates for Mercer Insurance Company in each of the five states where it operates.
| States | Average Annual Rates | Average Monthly Rates |
|---|---|---|
| Massachusetts | $2,679 | $223 |
| Ohio | $2,710 | $226 |
| Pennsylvania | $4,035 | $336 |
| New York | $4,290 | $357 |
| New Jersey | $5,515 | $460 |
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Each average annual rate is a composite of auto insurance rates from companies in each state. The most expensive state for coverage is New Jersey and the cheapest is Massachusetts.
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Mercury Insurance Group Coverage Options
All states have a set of minimum requirements for auto insurance. Here is a table that lays out some of the different requirements necessitated by different states.
| States | Minimum Requirements | Coverage Rule |
|---|---|---|
| Massachusetts | BI & PD Liab, PIP | 20/40/5 |
| New Jersey | BI & PD Liab, PIP, UM, UIM | 15/30/5 |
| New York | BI & PD Liab, PIP, UM, UIM | 25/50/10 |
| Ohio | BI & PD Liab | 25/50/25 |
| Pennsylvania | BI & PD Liab, PIP | 15/30/5 |
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The coverage rule represents your coverage limits. For example, a 50/100/50 coverage rule means $50,000 for one person per accident, $100,000 for multiple people per accident, and $50,000 for property damage per accident. BI and PD Liab are abbreviated for bodily injury and property damage liability, the two factors that makeup liability coverage.
Frequently Asked Questions
1. What is Mercer Insurance Associates?
Mercer Insurance Associates is an insurance company that offers insurance in West Virginia and Virginia. It has no affiliate with UFG Insurance.
2. What are Mercer voluntary benefits?
Mercer voluntary benefits don’t involve auto insurance. It’s a program where employers help their employees with student loans, a health plan, and other options to help them fill gaps in insurance.
3. Which auto insurance company has the highest customer satisfaction?
According to reports across the web, The Auto Club Group, CSAA Insurance Group, and USAA have the highest customer satisfaction reviews.
4. Who are the top 5 auto insurance companies?
The top five auto insurance companies are determined by market share. Currently, the top five auto insurance companies by auto insurance market share are State Farm, Geico, Progressive, Allstate, and USAA.
5. What are the worst insurance companies?
The worst auto insurance companies are determined by the customers, as each experience is different for every customer.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Rachel Bodine |
|
Reviewed by
Daniel Walker
|
KamiBahrami
Worse Auto Insurance Of All
steeeeve
Worst Insurance Co.
Shaya
My Review
JuneT
Mercury Insurance High Premiums
shorty22
great service
Evan507
Great customer service.
lordaz
Mercury Review
danimurillo
Great service
asanchez7876
No Problems so Far.
chiver
Good service but high price