Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 26, 2020

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Company Details
Address: PO Box 12687
City: Birmingham
State: AL
ZIP Code: 35202
Phone Number: 1-800-866-9933
Year Founded: 1907
AM Best Rating: A+
Company Rating 1 (1 review)

Things to Remember...

  • Protective Life Corporation offers investment and insurance products
  • Protective Life Corporation provides its products through its four subsidiaries
  • Protective Life Corporation has a high financial rating from agencies such as AM Best

Protective auto insurance reviews are pretty good, but Protective Life Corporation is not an auto insurance company exclusively. Instead, this is a company that sells investment products and a variety of insurance products in the U.S.

The company was founded in 1907 and sells many of their products through their subsidiaries. Protective Life Corporation has four subsidiaries. Protective auto insurance reviews are pretty good all around.

Those companies and their products, along with information on the claims process for these companies, are detailed below.

It’s always best to get different quotes from the best companies and get the cheapest price for auto insurance. Enter your ZIP code below to get your FREE online auto insurance quotes today.

Protective Auto Insurance Reviews

What’s interesting about this company is that despite its size and age, there really aren’t many consumer reviews for this company online. The company has good financial ratings, as you can see in the table below.

Protective Life Insurance Company Ratings
Rating ScaleProtective Life Insurance Company Rating
AM BestA+
Standard and Poor'sAA-
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They do have a Better Business Bureau Rating of A+.

The good news is that there are no problems with the company that we could find. There aren’t any pending lawsuits, fines from the states they sell products in, etc.

They are also a financially stable company. The Protective Insurance company A.M. Best rating is an A+, the second highest rating that a company can receive.

This video talks a little about A.M. Best Ratings.

If you are looking for the type of insurance products offered by this company, you can feel comfortable buying from them.

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Protective Auto Insurance Company Claims

If you have an auto insurance claim, then you have two options.

  • The first one is that you can go online and fill out the necessary forms to start your claim
  • The second option is to call the company directly to speak with a customer service representative regarding your claim

If you are filing an auto insurance claim, it is important to inform your insurance company via phone as soon after the accident as you can. This ensures that the claims process can get started faster.

For all other claims, you can download the forms online and then email, snail mail, fax or simply bring in your paper to your local agent.

The information you will need to file your claim will depend on what type of claim you are filing.

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Protective Auto Insurance & Protective Life Products

Protective Life sells the following types of products:

  • Life Insurance
  • Annuities
  • Asset protection

Auto insurance falls under the asset protection category of this website.

In addition to types of auto insurance coverage for your car or truck, the Protective car insurance company also offers:

  • Limited warranty program
  • Engine warranty program
  • GAP insurance
  • Tire and wheel road hazard coverage
  • Roadside assistance

Their insurance products are available to both consumers and businesses, and they also offer auto insurance products to auto dealers, garage owners and so on.

Protective Auto Insurance & Protective Life Locations

Protective insurance products are available in the U.S. and in Canada.

Their regional offices are located in:

  • Alabama
  • California
  • Illinois
  • Georgia
  • Kansas
  • Missouri
  • Minnesota
  • Nebraska
  • North Carolina
  • Ohio
  • Tennessee
  • Virginia

Some of the more prominent locations for Protective auto insurance in Fayetteville, Hope Mills, and Laurinburg, NC. They even have an office in Quebec.

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Protective Auto Insurance & Protective Life Agents

Protective agents work solely for Protective; however, they are not Protective employees. Protective agency auto insurance agents are independent auto insurance agents.

Because they only have offices in 13 cities, they have agents who work out of their homes so that they can be available in cities all around the US.

When you speak to an agent that sells Protective products, they only sell Protective products, even though technically they are independent of the company.

These men and women are experts on Protective products and won’t try to sell you products from other companies.

Protective Auto Insurance & Protective Life Careers

In order to apply for a job at Protective, you must do it online.

All of their applications are only available in this way, and it does help to speed up the process.

Protective offers great benefits for working for their company including:

  • Health, dental and vision insurance
  • Life insurance
  • Floating holidays
  • On staff registered nurse & nutritionist
  • Cash reward program for staying fit
  • 100% funded pension plan
  • Free Long and short-term disability insurance
  • Paid time off
  • Ability to carry paid time off from year to year
  • Flex spending plans
  • 401(k)
  • Stock ownership
  • Employee school scholarships

Readon to learn about affordable auto insurance quotes from Protective.

Protective Auto Insurance Quotes

There are two problems with getting quotes from Protective.

The first one is that they don’t offer a quote tool on their website. The second issue is that they claim to sell products throughout the U.S. but they don’t really specify where in the U.S.

While it is possible that they are licensed in all 50 states, it is also possible that they are only available in the states where you will find their offices.

It’s always good to shop around with different companies for the best rates. We can help. Now that you’ve finished this Protective auto insurance review, enter your ZIP code into our FREE quote tool and get multiple quotes from insurers.

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Frequently Asked Questions: Protective Auto Insurance

We’ve added a few more FAQs below.

#1 – What is the Protective Insurance claims phone number?

You can speak to a representative at 1-800-866-9933, according to Protective insurance company‘s website. Another number listed for the company is 205-268-1000.

#2 – What are the Protective life insurance subsidiaries?

According to their website, the subsidiaries of Protective Life include:

  • Protective Life and Annuity Insurance Company
  • West Coast Life Insurance Company
  • MONY Life Insurance Company
  • Protective Property and Casualty Insurance Company
  • United States Warranty Corporation