Protective Auto Insurance Review (2020)

This Protective Auto Insurance Review (2020) review will cover Protective Auto Insurance Review (2020) ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Protective Auto Insurance Review (2020) A.M. Best rating is A+. To compare insurance rates from the best companies in your locale, enter your ZIP code below.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Nov 2, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: PO Box 12687
City: Birmingham
State: AL
ZIP Code: 35202
Phone Number: 1-800-866-9933
Year Founded: 1907
AM Best Rating: A+
Company Rating 1 (1 review)

Things to Remember...

  • Protective Life Corporation offers investment and insurance products.
  • The company provides its products through four subsidiaries.
  • Protective Life Corporation has a high financial rating from agencies such as A.M. Best.

Protective auto insurance is actually a sub-category under the Protective Life Corporation. Protective Insurance is, firstly, a life insurance agency.

Protective Insurance sells investment products and a variety of insurance products in the U.S.

The company was founded in 1907 and sells many of its products through subsidiaries. We’ll discuss those companies, their products, and their claims processes in the guide below.

It’s always best to get multiple quotes from the best companies and to find the cheapest price for auto insurance. Enter your ZIP code below to get your FREE online auto insurance quotes today.

Protective Insurance Agency

Despite its size and age, there really aren’t many consumer reviews for this company online. It does have good financial ratings, as you can see in the table below.

Protective Life Insurance Company Ratings
Rating ScaleProtective Life Insurance Company Rating
AM BestA+
Moody'sA1
Standard and Poor'sAA-
FitchA+
Get Your Rates Quote Now

Compare RatesStart Now →

Protective Insurance has a Better Business Bureau Rating of A+.

The good news is that there are no problems with the company that we could find. There aren’t any pending lawsuits, records of state fines, etc.

It’s also a financially stable company. The Protective Insurance Company’s A.M. Best rating is an A+, the second highest rating that a company can receive.

This video talks a little about A.M. Best ratings.

If you’re looking for the type of insurance products offered by this company, you can feel confident in its financial future.

Protective Insurance Claims

If you have to file an auto insurance claim, you have two options.

  • Go online and fill out the necessary forms to start your claim.
  • Call the company directly to speak with a customer service representative about your claim.

Knowing how to file an auto insurance claim is important, as it is one of the first steps you should take after an accident or other incident with your vehicle. This ensures that the claims process can get started faster.

For all other claims, you can download the forms online and then email, snail mail, fax, or simply bring them to your local agent.

The information you’ll need to file your claim will depend on what type of claim you’re filing.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

More About Protective Life

Protective Life sells the following types of products:

  • Life insurance
  • Annuities
  • Asset protection

Auto insurance falls under the asset protection category on the company’s website, should you want to buy Protective auto insurance.

Protective Asset Protection

In addition to various types of auto insurance coverage for your car or truck, the Protective car insurance company also offers:

  • A limited warranty program
  • An engine warranty program
  • GAP insurance
  • Tire and wheel road hazard coverage
  • Roadside assistance

Protective Insurance’s products are available to both consumers and businesses, and the company also offers auto insurance products to auto dealers, garage owners and so on. Check out the Protective warranty reviews and other ratings with Protective Asset Protection.

Protective Locations

Protective Insurance products are available in the U.S. and in Canada.

The company’s regional offices are located in:

  • Alabama
  • California
  • Illinois
  • Georgia
  • Kansas
  • Missouri
  • Minnesota
  • Nebraska
  • North Carolina
  • Ohio
  • Tennessee
  • Virginia

Some of the more prominent locations for Protective auto insurance are in Fayetteville, Hope Mills, and Laurinburg, NC. They company also has an office in Quebec.

Protective Insurance Subsidiaries and Agents

According to its website, the subsidiaries of Protective Life include:

  • Protective Life and Annuity Insurance Company
  • West Coast Life Insurance Company
  • MONY Life Insurance Company
  • Protective Property and Casualty Insurance Company
  • United States Warranty Corporation

For more information on Protective Life complaints and customer service, contact your local agent.

Protective agency auto insurance agents are independent auto insurance agents.

Because Protective only has offices in 13 cities, it has agents who work out of their homes so that they can be available all of the U.S.

When you speak to an agent that sells Protective products, they only sell Protective products, even though technically they are independent agents.

These agents are experts on Protective products and won’t try to sell you products from other companies.

Protective Insurance Quotes

There are two problems with getting quotes from Protective.

The first one is that the company doesn’t offer a quote tool on its website. The second issue is that Protective claims to sell products throughout the U.S. but doesn’t specify where in the U.S.

While it is possible that the company is licensed in all 50 states, it may be that its products are only available in the states where its offices are located.

It’s always good to shop around with different companies for the best rates. We can help. Now that you’ve finished this Protective auto insurance review, enter your ZIP code into our FREE quote tool and get quotes from multiple insurers.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Frequently Asked Questions: Protective Auto Insurance

Check out the questions below for more information about Protective.

#1 – What is the Protective Insurance claims phone number?

You can speak to a Protective insurance customer service representative at (800) 866-9933. There, you can get Protective auto insurance quotes and rates.

Another number listed for the company is (205) 268-1000.

#2 – What is the best insurance for auto?

It’s always best to determine what you need first.

What are the 10 best insurance companies? Below, you can find a list of auto insurance companies that offer deals and discounts.

Best Auto Insurance Companies
Insurance CompanyTotal Number of DiscountsHighest Percent DiscountBest for
Allstate2945%Usage-based and pay-as-you-drive policies
American Family2740%Best value in coverage level and 60+
Farmers345%Married and longer commute
Geico3140%Teen drivers and those with a speeding ticket or accident
Liberty Mutual3835%Vehicle recovery system discount
Nationwide3540%Teen drivers and best value in coverage level
Progressive3631%Poor credit and DUI
State Farm1950%Poor driving record and 60+
Travelers2830%Middle-aged drivers and poor credit
USAA2815%Military (especially if single)
Get Your Rates Quote Now

Compare RatesStart Now →

Price is important, but the best auto insurance company for you will depend on your specific needs and personal demographics.

#3 – What does auto insurance protect against?

Car insurance is a written agreement between you and your insurance company in which your insurer promises to pay (within the limits of your policy) for damages in the event of an accident, theft, or other damaging incident. According to the Insurance Information Institute, there are three basic components to auto insurance: property, liabilty, medical.

Get Covered, Today

Do you know what your car coverage is right now? How about your life insurance? Protective Insurance is one of many companies in the nation that provide fair coverage.

Find out what options are available in your area. Enter your ZIP code below and start comparing quotes from multiple companies.

One Response

  1. tom Ritchie June 22, 2017

Leave a Reply

Sending

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption