Caviar Courier Auto Insurance (Rates & Requirements)

Caviar Courier driver auto insurance covers you while delivering food. Caviar doesn't offer in-house auto insurance policies. The average cost of commercial coverage for food delivery is $273.08/month but shop around to find the best Caviar Courier auto insurance rates.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jul 16, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to remember...

  • Commercial coverage is what you want if you are a Caviar delivery driver
  • Caviar only hires drivers who have an insurance policy for their car
  • Your insurance company could deny your claim if they find out you’re a delivery driver

Will my auto insurance cover an accident delivering food for Caviar? You need proper Caviar delivery driver auto insurance coverage to be a driver. Caviar is a delivery service designed to offer restaurant delivery service to consumers who want food delivered to them at home or work. The concept certainly isn’t new, but the company works to provide this service to those who don’t otherwise have the option for food delivery.

Unlike your local pizza delivery company or the take-out places, you can now order food anywhere in your city, and your Caviar driver picks it up and delivers it to you while it’s still hot and fresh.

The company is rapidly expanding, and they offer a great compensation plan for drivers at up to $25 per hour. It’s enticing for many drivers, which is probably why you’re considering it as a career move.

The company only hires people who have:

  • Driven in a similar capacity for at least two years
  • A good driving record
  • Their own car insurance policy

Insurance is perhaps the biggest concern you might have, which is why you must know what might happen to your insurance if you’re involved in an accident making deliveries for Caviar as well as how you can find the best policy for the best price.

Looking to become a food delivery driver and need better auto insurance? Enter your ZIP code above and compare at least three to four policies today!

Must You Carry Auto Insurance that Meets Your State Minimum Requirements?

Every state in the U.S. has laws in place requiring all drivers with registered vehicles to carry insurance. Each state has a different minimum requirement, but all drivers must abide by the laws in their state.

You must figure out what the minimum requirement is where you live and ensure you have a policy that covers at least that minimum.

Most states require you to carry at least liability insurance, and some require you also carry uninsured motorist coverage.

If your car is leased or financed, you must have a policy with full coverage. If you lease, you’ll always carry full coverage insurance. If you finance your car, you must have full coverage until you pay off your car.

Once it’s yours, you get to decide how much insurance you want to carry as long as it meets your state’s requirements.

If you choose not to carry insurance, you won’t get a job with Caviar. You also face penalties, fines, and even jail time in some states. You must have proper delivery driver auto insurance. Being involved in an accident without car insurance is one of the most expensive problems you’ll ever have, and most people just cannot afford to pay for their own car repairs and medical bills.

Fewer people can afford to pay for the cost of a personal injury lawsuit if they are to blame for the accident.

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What do I need to know about insurance driving for Caviar?

You must have insurance if you want a job, but your current policy might not be enough when driving with Caviar.

The company is not required to provide you with additional insurance for driving, but your insurance company might deny your claims if you’re involved in an accident while delivering food.

If you are to blame and the insurance company sees you were on the road delivering food, they automatically consider you a riskier driver because you spend ample time on the road making lots of deliveries.

They could decide to deny your claim since they view it as a company problem. They might choose to sue your employer for the cost of the accident, and the other driver’s insurance company might do the same if your claims are denied and their costs aren’t covered.

For this reason, it’s helpful to consider calling your insurance company and asking for a commercial coverage policy for food delivery workers.

This kind of policy is more expensive than personal coverage, but it’s more affordable than being in an accident in which your claim is denied by insurance. The coverage varies depending on:

  • Where you live
  • How much you drive
  • What kind of delivery you do

You can call your current insurance agent to learn more or begin comparing rates.

What Are Tips for Finding the Best Caviar Auto Insurance?

Shopping for Caviar driver car insurance isn’t as much fun as shopping for a new house or a fun outfit for vacation, but it’s necessary. You can’t put it off and avoid it, so you must find time for it.

If you want to cover your vehicle with a commercial policy as a delivery driver, you want to shop around.

The policy is more expensive, so you want to find the best rates. You want to know how to save every dollar possible.

Start with your credit. If your score is damaged, you’re labeled as a risk, and insurance companies offer you higher rates. If you can check your report and fix mistakes on it, you can raise your score and find lower rates.

You can also ask for car insurance discounts:

  • If you have more than one car on the policy
  • If you are retired and only delivering part-time
  • If you have a car that’s considered safer than others

All these safety precautions help cover you in case of an accident driving for Caviar.

Want to ensure you’re covered in case of an accident? Start comparison shopping today for the best car insurance by entering your ZIP code below!



Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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