Diamond State Auto Insurance Review (2024)

Curious about Diamond State auto insurance? They offer auto, home, life, umbrella, and general liability coverage to commercial clients in high-risk industries.

UPDATED: Oct 13, 2023Fact Checked

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Licensed Insurance Agent

Daniel Walker

Licensed Auto Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Auto Insurance Agent

UPDATED: Oct 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Oct 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Oct 13, 2023Fact Checked

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Diamond State Group

Average monthly rate for good drivers:

$142

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Diamond State is a brokerage firm with its own underwriting staff
  • Diamond State offers commercial property, automobile, and general liability insurance

Cons

  • Diamond State Group does not offer general property and casualty insurance options to consumers
  • Diamond State does not offer personal auto insurance coverage

Final Verdict: Review of Diamond State Group

This Diamond State auto insurance review will focus on Diamond State Group located in Bala Cynyd, Pennsylvania which has been in operation since 2007.

Diamond State Group offers commercial property, automobile, and general liability insurance products.

The company only has seven offices but is able to offer services to people in all 50 states and is a member of Global Indemnity.

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[su_box title="Things to Remember..." style="default”]
  • Diamond State is a brokerage firm with its own underwriting staff
  • Diamond State offers commercial property, automobile, and general liability insurance
  • Diamond State does not offer personal auto insurance coverage
[/su_box] This Diamond State auto insurance review will focus on Diamond State Group located in Bala Cynyd, Pennsylvania which has been in operation since 2007. Diamond State Group offers commercial property, automobile, and general liability insurance products. The company only has seven offices but is able to offer services to people in all 50 states and is a member of Global Indemnity.

What You Should Know About Diamond State Insurance

Diamond State Group has a financial strength rating of A through AM Best. The company also has an issuer credit rating of A.

Both of these ratings are considered excellent and the outlook of the company is stable.

There are few online reviews available for Diamond State Group. They do have a large clientele base and are able to serve customers in all 50 states.

Unfortunately, the company isn’t able to offer personal auto insurance products. They do have the ability to write commercial auto insurance depending on the industry in which you work.

For the specialized insurance products that Diamond State Group offers, it appears to be a good option for anyone looking for that type of insurance product.

Diamond State Group works exclusively with these products and will have more knowledge to answer all of your questions. They also have specialized underwriters for these insurance products.

There is a lack of insurance companies that specifically offer these types of insurance products for professionals. If you fall under this category, Diamond State Group would be a good place to start your search for insurance.

Diamond State Group Customer Service

Diamond State Group gives customers the opportunity to file an insurance claim online. There is also a claims e-mail address and a toll-free phone line.

As a specialized insurance group, Diamond State Group is able to offer specialized underwriting experience.

The representatives and agents are knowledgeable about the products and will be able to answer questions about what the best coverage option would be for each specific client.

There are many auto insurance options available to adjust the liability coverage as well as the deductible amount. Diamond State Group looks to customize products to meet each customer’s specified needs.

Some of the products are not available to clients of all 50 states. More information on the availability and limitations of their insurance products can be found by visiting the Diamond State Group website or contacting an insurance agent.

Diamond State Insurance Coverage Options

Diamond State Group does not offer general property and casualty insurance options to consumers.

This is a specialty brokerage company that offers casualty insurance to those who work in industries that are considered medium to high-risk including contractors, builders, and those who work in manufacturing.

Casualty insurance covers electrical parts, buildings or commercial vehicles. Diamond State Group may also be able to insure special events.

There are limitations as to which special events they are able to insure. More information can be found by speaking with a Diamond State Insurance agent.

Diamond State Group also offers liability insurance to those who work in the medical field, including social services.

Liability is broken up into categories of property, general, and professional. General liability applies primarily to employees of the business. Professional liability may cover claims such as sexual abuse.

Diamond State Group offers liability insurance to professionals outside of the medical industry as well. The liability coverage for these professionals should handle any lawsuits that may arise. This includes home inspectors and insurance agents.

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Frequently Asked Questions

What is Diamond State Auto Insurance?

Diamond State Auto Insurance is an insurance company that provides coverage for automobiles. They offer a range of policies to protect drivers and their vehicles against accidents, theft, and other risks.

What types of coverage does Diamond State Auto Insurance offer?

Diamond State Auto Insurance offers various types of coverage, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection. They also provide optional add-ons such as roadside assistance and rental car coverage.

How can I contact Diamond State Auto Insurance?

You can contact Diamond State Auto Insurance by phone at their customer service hotline or through their website. They usually have a dedicated customer support team available to assist with inquiries, claims, and policy-related questions.

Are there any discounts available with Diamond State Auto Insurance?

Yes, Diamond State Auto Insurance offers discounts to eligible customers. These may include safe driver discounts, multi-policy discounts, good student discounts, and discounts for certain safety features installed in the vehicle.

How do I file a claim with Diamond State Auto Insurance?

To file a claim with Diamond State Auto Insurance, you should contact their claims department either by phone or through their website. They will guide you through the process and provide the necessary forms and information required to file your claim.

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Licensed Insurance Agent

Daniel Walker

Licensed Auto Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Auto Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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