Centennial Auto Insurance Review (2023)

What You Should Know About Centennial

Centennial Insurance Agency has five offices in Colorado and New Mexico. In Denver, the address is 621 17th Street, Suite 1125, Denver, Colorado, 80293.

In Colorado Springs, the address is 121 South Tejon Street, Suite 1107, Colorado Springs, Colorado, 80903.

The address for the Grand Junction office is 104 Orchard, Suite B- 4, Grand Junction, Colorado, 815010. In Pueblo, the office location is 1515 Fortino Boulevard, 2nd Floor, Pueblo, Colorado, 81008.

Centennial Insurance Agency Promise

Centennial Insurance lives by particular standards and promises to its customers. Everyone who works for the company is expected to stand by them. Centennial wants you to feel like part of the family.

Not only do they send out a handwritten note at least once a week to someone who has a birthday or needs sympathy, but they go the extra step for customer satisfaction.

They also treat fellow employees with consideration and respect. In addition, they adhere to being professional, courteous, and respectful at community functions.

Centennial Insurance Agency History

The company, as it is known today, is made up of the acquisition of four different insurance agencies. In May 1981, Leach Insurance Agency out of Pueblo, Colorado joined Centennial Insurance.

In October, Chalif Agency was acquired and in 1985, Sam Jones Agency was purchased, which was one of the biggest agencies in Southern Colorado at the time.

Since its start in 1981, Centennial Insurance Agency has grown from three employees to 25 employees with offices in five locations.

Centennial Insurance Coverage Options

One of the reasons that Centennial Insurance is able to offer a variety of insurance products is because it represents a number of insurance carriers.

Some of the carriers include Auto-Owners Insurance, Met Life Auto & Home, United Fire & Casualty, Colorado Casualty, Pinnacol Assurance, The Hartford, Safeco, Zurich, Travelers, Progressive, Foremost, Philadelphia Insurance Companies, and Central Mutual.

As an independent company, Centennial Insurance has access to different insurance carriers, which means the company can be more flexible when finding a policy for you.

This usually means it can also offer you lower rates than an insurance company that only works with one carrier.

Independent insurance companies are also able to find insurance policies for individuals who have difficulty obtaining insurance.

Oftentimes, if someone is a new driver, has a poor driving record, or has legal difficulties, some insurance companies will see them as too high of a risk and will not insure them.

Centennial Discounts Available

Insurance companies will often offer certain discounts to help keep your rate low. Discounts may be given for a safe driving record, anti-theft devices, air bags, multiple vehicles, combined homeowners/ auto policy, and for attending a safety driving course.

Check with your agent or local office to see what discounts you are eligible for.