Ranchers and Farmers Auto Insurance Review (2022)

Ranchers and Farmers Mutual is a property and casualty company representing several big names in auto insurance, including Progressive and GMAC.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Sep 28, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 28, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Rachel BodineReviewed By: Daniel WalkerUPDATED: Sep 28, 2022Fact Checked
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Ranchers and Farmers Mutual Insurance

Average annual rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Ranchers and Farmers Mutual does represent several big names for auto insurance, including Progressive and GMAC

Cons

  • AM Best last records filed for Ranchers and Farmers in 2010 show the company to be doing well financially

The Bottom Line

There are numerous business listing sites that have several different addresses for this company. The official records from the Texas Department of Insurance list the Orleans Street address as seen above, although the records are a bit out of date.

Although details about the business are sketchy, we were able to uncover the fact that Ranchers and Farmers Mutual does represent several big names for auto insurance, including Progressive and GMAC.

As an agency rather than a carrier, Ranchers and Farmers are able to offer policies from several different providers according to the needs of the individual customer.

This Beaumont, Texas company is in no way affiliated with American Farmers and Ranchers of Oklahoma or Farmers Mutual Insurance of Nebraska.

According to state insurance records, Ranchers and Farmers Mutual is licensed in Texas as a property and casualty company selling a variety of insurance products at the consumer level.

It would appear from this address that the company is most likely an agency representing multiple auto insurance carriers, rather than a regional or national carrier themselves.

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Ranchers and Farmers vs. Competitors

Searching for customer reviews of this company definitely yields interesting results. That’s because the words “ranchers” and “farmers” are used so interchangeably that it’s difficult to figure out which company is being referred to. With a little bit of educated research, it becomes apparent that most customer reviews relate to one of the other two companies listed at the start of this review.

AM Best doesn’t provide ratings for agencies – they focus on carriers. That said, the last records filed for Ranchers and Farmers in 2010 show the company to be doing well financially.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

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