Tesla Auto Insurance Review (2024)
The Tesla insurance company offers specialized EV coverage for Tesla drivers, averaging $150/mo. It also bases Tesla auto insurance rates on driving behavior, which could benefit good drivers. Our Tesla auto insurance review will overview everything from coverage options to Tesla insurance reviews from customers.
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Aug 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Tesla Insurance
Average Monthly Rate For Good Drivers
$114A.M. Best Rating:
AComplaint Level:
LowPros
- Tesla has 20-30% lower rates than other insurers
- The company has gained more market share in the previous year
- They have a mission to help out the environment
Cons
- They are very, very expensive
- Its policies are only available to Tesla owners in California
- Tesla has faced hundreds of millions of dollars in losses
Tesla auto insurance offers competitive coverage to drivers with Teslas, costing around $150/mo. The company also advertises that it cuts rates by 20% to 30% compared to the best auto insurance companies. Since the company bases its rates on driving habits, good drivers can expect to save on Tesla insurance coverage.
Read More: How to Get a Good Driver Auto Insurance Discount
Fortunately, if you’re wondering, “Who underwrites Tesla insurance?” the answer is State National, which has an excellent financial rating of A from A.M. Best. However, some Tesla insurance complaints say the company doesn’t have the greatest customer service.
Our Tesla auto insurance review will overview customer satisfaction with Tesla insurance services and explain what coverages you can get, helping answer the question, “Is Tesla insurance good?” Enter your ZIP code into our free tool above to instantly compare your Tesla insurance quote against top competitors.
What You Should Know About Tesla Insurance
Ratings are important. It’s why we have the New York Times Best Seller list, People’s Most Beautiful list and Navigant Research’s autonomous vehicle companies list.
There is no doubt that Tesla has grown tremendously in the past few years in terms of overall revenue. But that doesn’t necessarily mean the company’s financial outlook is strong. And if you’re looking to buy insurance from them, you will want to know if it’s a financially strong company.
The Tesla insurance rating reflects the overall evaluation of the company’s insurance services in terms of pricing, coverage options, and customer satisfaction. That’s what we’ve got here — a mix of financial ratings and customer satisfaction ratings. So that you, as a current or potential buyer, know what your peers think of it.
We’re on stretch one. Let’s give it some gas.
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Tesla Auto Insurance Rates: Comparing by Age and Gender
Check out the table below to see how much Tesla charges for coverage and find the average car insurance rates by age and gender.
Tesla Auto Insurance Monthly Rates by Driving Record
Age & Gender | Clean Record | Speeding Ticket | At-Fault Accident | DUI/DWI |
---|---|---|---|---|
16-Year-Old Female | $300 | $400 | $500 | $600 |
16-Year-Old Male | $350 | $450 | $550 | $650 |
20-Year-Old Female | $275 | $375 | $475 | $575 |
20-Year-Old Male | $300 | $400 | $500 | $600 |
25-Year-Old Female | $200 | $300 | $400 | $500 |
25-Year-Old Male | $225 | $325 | $425 | $525 |
35-Year-Old Female | $170 | $270 | $370 | $470 |
35-Year-Old Male | $175 | $275 | $375 | $475 |
45-Year-Old Female | $145 | $245 | $345 | $445 |
45-Year-Old Male | $150 | $250 | $350 | $450 |
55-Year-Old Female | $135 | $235 | $335 | $435 |
55-Year-Old Male | $140 | $240 | $340 | $440 |
65-Year-Old Female | $125 | $225 | $325 | $425 |
65-Year-Old Male | $130 | $230 | $330 | $430 |
As you can see, the average 16-year-old male car insurance cost is $175 a month for minimum coverage and over $600 a month for full coverage. Fortunately, those rates drop steadily as the driver ages and gets more experience behind the wheel. In fact, the average car insurance cost for a 35-year-old male averages $175 a month for full coverage.
Comparing Tesla Car Insurance Rates by Coverage Level
Now, let’s evaluate how much you could pay for Tesla coverage from top competitors by coverage level:
Tesla vs Competitors: Auto Insurance Monthly Rates
Insurance Company | Coverage Level | Tesla Rate | Average Rate | Price Increase |
---|---|---|---|---|
Allstate | High | $395 | $316 | $79 |
Allstate | Medium | $381 | $305 | $76 |
Allstate | Low | $357 | $286 | $71 |
Farmers | High | $442 | $354 | $88 |
Farmers | Medium | $420 | $336 | $84 |
Farmers | Low | $388 | $310 | $78 |
Geico | High | $261 | $208 | $52 |
Geico | Medium | $243 | $195 | $49 |
Geico | Low | $218 | $174 | $44 |
Liberty Mutual | High | $268 | $215 | $54 |
Liberty Mutual | Medium | $255 | $204 | $51 |
Liberty Mutual | Low | $235 | $188 | $47 |
Nationwide | High | $421 | $336 | $84 |
Nationwide | Medium | $395 | $316 | $79 |
Nationwide | Low | $348 | $279 | $70 |
Progressive | High | $255 | $204 | $51 |
Progressive | Medium | $245 | $196 | $49 |
Progressive | Low | $213 | $170 | $43 |
State Farm | High | $378 | $303 | $76 |
State Farm | Medium | $356 | $285 | $71 |
State Farm | Low | $316 | $253 | $63 |
Travelers | High | $307 | $246 | $61 |
Travelers | Medium | $287 | $229 | $57 |
Travelers | Low | $244 | $195 | $49 |
USAA | High | $241 | $193 | $48 |
USAA | Medium | $229 | $183 | $46 |
USAA | Low | $204 | $163 | $41 |
Auto insurance coverage levels can range for numerous reasons.
The first is the number of coverages you have. Your coverage level is higher if you have liability on top of comprehensive and collision.
The second is the limits on your coverage. For instance, your coverage levels will be higher if you have a $50,000 bodily liability limit versus a $30,000 bodily liability limit.
It is unknown what coverage limits Tesla will offer, but it will at least be 15/30/5. Those are the minimum liability auto insurance coverages required in California.
- $15,000 for bodily injury or death per person
- $30,000 for total bodily injury or death per accident
- $5,000 for property damage per accident
Savings for Tesla Insurance range from $490 to $1,060 based on its 20% discount.
Tesla: How to Get a Quote Online
So, you’ve decided you’re interested in Tesla auto insurance quotes. There are a couple of options.
- You can log in and get a quote online if you have an account.
- If you don’t have an account, call the Tesla insurance phone number: 1-844-34-TESLA (1-844-348-3772).
Tesla doesn’t have in-person agents or physical agencies, so you’ll deal directly with the company.
Easy enough, right? But most importantly, you will want to compare rates, so you know you’re getting the best auto insurance rates.
Entering your info on multiple company websites is time-consuming, but we make it easy.
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Average Cost of Tesla Insurance by Model
Expect to pay between $1,900 and $3,000 annually to insure your Tesla.
- Model 3: $159
- Model X: $206
- Model S: $247
As you can see, the Tesla Model 3 averages the least cost at under $2,000 annually, and the Model S averages over $3,000.
This comprehensive table breaks down the auto insurance expenses for Tesla’s Model 3 and Model Y, providing insights into cost differentials between the two models.
Tesla by Model: Learn More |
---|
Tesla Model 3 |
Tesla Model Y |
While Tesla insurance rates by model vary, you won’t know exactly what you’ll pay until you compare quotes.
Better Business Bureau
The Better Business Bureau (BBB) is an organization that ranks businesses through numerous factors.
The rating methodology for businesses includes resolving customer complaints, any legal action filed against the business, and any advertising issues known.
BBB gives Tesla an A+.
Customers are somewhat mixed about Tesla, giving it a 3.1 out of five stars out of 96 reviews. There were 1,200 complaints closed in the past three years, which is more than GM, Ford, or Toyota.
Moody’s Rating
Moody’s is considered one of the big three financial rating agencies in the United States. It issues credit ratings, economic outlook ratings, and overall financial strength ratings.
Moody’s gives Tesla a B3 rating. What does this mean? According to Moody’s methodology, “obligations rated B are considered speculative and are subject to high credit risk.” A 3 is the lowest sub-rating in the B category.
This B3 rating is for Tesla’s long-term global outlook, based on evaluating credit levels and the amount of revenue coming in. The company is considered stable and not on watch.
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S&P Rating
Standard and Poor’s (S&P) is also considered a big three financial rating agency in the United States. Like Moody’s, it issues credit ratings, economic outlook ratings, and overall financial strength ratings.
S&P gives Tesla a B- rating. This means, according to S&P’s methodology, that Tesla is at a higher risk of nonpayment than those with a BB or above.
It can still meet its financial obligations but may have trouble under adverse economic conditions.
The S&P wrote in May, when it upgraded Tesla’s ratings, “The negative outlook reflects risks related to weaker than expected demand, ongoing profitability challenges, and the company’s lack of free cash flow over the next 12-24 months.”
It added that the company’s financial position might be unsustainable due to these factors and Tesla’s rising financial commitments.
Consumer Reports
Consumer Reports (CR) is an organization that allows consumers to rate their satisfaction with a company. It also rates products, such as mattresses, vacuum cleaners, and cars.
CR has not been positive about Tesla’s vehicles. The highest-rated vehicle is the 2019 Model S (78 out of 100), while the lowest is the 2019 Model X (just a 55).
However, despite the low CR ratings for Tesla’s vehicles, Tesla’s customers are satisfied, coming in at the top of all car manufacturers. Its customer satisfaction rating is 89 out of 100.
Read More: Best Tesla Model X Auto Insurance
Consumer Affairs
Consumer Affairs is a bit like CR without product reviews. Instead, it is a site where customers can rate a company and leave reviews.
Consumers had mixed feelings about Tesla, giving it 3.2 out of five stars from 328 reviews. Some of these complaints concerned customer service or the repair process. The purchase process was lauded by some.
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Tesla History
Tesla was founded in 2003, in honor of Nikola Tesla, who, along with Edison, was one of the two most impactful inventors of the late 19th century.
Its goal to supply American households with affordable, quality electric cars was simple in theory but difficult in execution.
Still, it attracted investor after investor, with current CEO Elon Musk supplying money each round. Today, the name is synonymous with electric cars and innovation. Flash and glam and great car release nights.
But we know you might care more about a company than its products. How it treats its employees, what it does in the community, and even its position for the future can all play a role in whether you sign up for them or not. How does Tesla measure up in these regards?
We’re heading into stretch two.
Tesla Market Share
There are two components to Tesla’s market share. The first is the geographic area, such as California, the United States, or global. The second is between the electric vehicle (EV) market and the whole automotive market.
When it comes to the first, Tesla’s market shares are fairly small.
In California, Bloomberg reports that Tesla’s market share for all automobiles is 4.2%. In the U.S., that number is around 2%, according to Statista.
And while it’s tough to gauge its market share worldwide, The Driven reports that Tesla tripled its market share in Europe in the first half of 2019 from .16% to .54%.
The reason for the rise is the Model 3 electric sedan, which, when released, became a bestseller in 2018. Due in large part to it, California’s EV market share rose above 5% for the first time.
This car has also helped Tesla further dominate the U.S. EV market, with 60% of all EV purchases in the first quarter of 2019 being a Tesla 3. That contributed to an overall EV market share of 50%.
What does this mean for insurance? As we’ll see, Tesla’s insurance only applies to Tesla owners, meaning that the larger its market share, the more potential customers it has.
Tesla’s Position for the Future
Tesla’s future seems bright and uncertain, a strange mix for a company currently dominating market share in an upcoming industry segment.
Tesla Awards
Year of Award | Award |
---|---|
2019 | Top Regarded Companies (#30) |
2018 | Best Employers for New Grads (#89) |
2018 | Growth Champions (#31) |
2018 | World's Most Innovative Companies (#4) |
While it generates roughly $5 billion in revenue each quarter, it scales up its production often dramatically, causing it to lurch into an uncomfortable financial position.
Moody’s and Standard and Poor’s rate Tesla in the middle tier. This means it has a higher chance of not meeting credit obligations (paying back debt) than other, more highly-rated companies.
Standard and Poor’s actually rated its outlook as negative.
But there’s always the flip side. It dominates an upcoming market segment in electric vehicles, has the brand name to get people’s attention, and soon will be producing vehicles that appeal to middle-class workers.
This should all increase its revenue and market share significantly, especially if taxpayers are continuously rewarded for buying electric vehicles and the market shifts in that direction.
And then there is the insurance angle, which is why we’re here today. Tesla’s insurance is just for Tesla owners, meaning that the more it grows in market share, the more customers it might have.
Tesla’s Online Presence
Tesla has four social media outlets that post videos, images, and more.
- YouTube
Each has hundreds of thousands, if not over a million, followers.
Tesla in the Community
Corporate stewardship arises from the understanding that a company cannot exist as a separate entity from a community, a neighborhood, a city, a country, or the world. As such, a company is responsible for acting for the betterment of those communities, whether socially, economically, or through environmental issues.
Tesla doesn’t have publicized work in the community. Istead, the company focuses on stewardship with a particular angle that aligns with its products and mission.
Tesla puts a strong focus on environmental stewardship, improving the quality of our energy sources and reducing our dependence on fuels that harm the environment.
To this end, its work in places like Samoa, Kauai, and Europe aims to reduce dependence on fossil fuels and create energy that relies on natural sources or those that reduce overall energy consumption.
Tesla’s Employees
We know commercials and corporate stewardship are important, but another part is also. How Tesla treats its employees can be seen as a reflection of the company’s priorities.
Its employees are not necessarily positive about Tesla, though its ratings on Indeed are similar to those from major insurance companies like Allstate and Farmers.
Their qualms, including a brutal work schedule and some insecurity about their jobs, have been covered in detail by some outlets. On the other end of the ratings are the pay and benefits, the top-rated category.
Tesla Indeed Ratings
Category | Result |
---|---|
Overall Rating | 3.5 |
Work-Life Balance | 2.9 |
Pay & Benefits | 3.7 |
Job Security & Advancement | 2.9 |
Management | 3 |
Culture | 3.3 |
Reviewers on PayScale noted that the job is highly stressful, which may align with the work hours and insecurity of their jobs. Job satisfaction is good, however.
Tesla Payscale Ratings
Category | Result |
---|---|
Job Satisfaction | 3.7 |
Highly Stressful | 82% |
Reviewers on Glassdoor are slightly less positive about Tesla than on Indeed and PayScale. Just about half would recommend Tesla to a friend, though 65% approve of Elon Musk.
Tesla Glassdoor Ratings
Category | Result |
---|---|
Rating | 3.3 |
Recommend to a Friend | 51% |
Approve of CEO | 65% |
Generally, it’s a mixed bag, with workers reporting high-stress levels and a poor work-life balance but also high pay and good benefits. It also has average to good overall ratings.
Tesla is one of the rare companies where people might buy into the culture and the mission to an unusual extent, working more hours as a result.
Combine that with Elon Musk’s ethos and example as a CEO, and it may come as no surprise that there is a mixed bag of ratings and reviews, as employees have differing views.
To many, Tesla is controversial. That extends to its company culture and the demands it may place on employees.
Canceling Your Policy with Tesla
There is no information available about how to cancel a Tesla insurance policy. However, some general guidelines help a cancellation process go smoothly.
- First, a prorated refund is generally if the customer cancels before their policy is up.
- Second, cancellation fees can vary. Often it depends if you’re canceling well before your policy is supposed to end.
There are a couple of problem areas to watch out for.
Don’t cancel your policy before having another in place. If you cancel without having another in place, your DMV might ask you to surrender your plates and tags.
Don’t just stop paying your policy and hope it will be canceled. If you do so, you might be charged for the grace period. Or, even worse, you’ll continue to be charged for the overall policy.
Each company has its own steps to cancel. Often, you need to talk to your agent first. The company usually needs your termination request in writing.
Finally, have a specific cancellation date in mind. Ensure your new and old policies overlap by at least a couple of days.
Generally, you can cancel your policy anytime.
Tesla Insurance Coverage Options
It is unknown which coverages Tesla will offer, as it has none listed on its website. However, there are some typical coverages that companies offer.
Six are personal auto coverages.
Types of Personal Auto Coverage
Coverage | Purpose | When You Need It |
---|---|---|
Bodily Injury Liability | Will pay for the other drivers' medical bills/loss of income in an accident you caused | When the 25-year-old rock star you hit has broken his strumming hand |
Property Damage Liability | Will pay for the damage to the property in an accident you caused | When the policeman insists you pay for hitting his vehicle |
Personal Injury Protection | Pays for your medical bills/loss of income after an accident | When someone T-bones you and you get a strained neck |
Uninsured Motorist | Helps you when you are in an accident with a driver who's uninsured | Because drivers in American have no chill |
Underinsured Motorist | Helps you when you are in an accident with a driver who's underinsured | Because some drivers in America have more chill than others |
Medical Payments | Helps pay for you and your passengers' medical costs after an accident | When the hospital comes a-callin' |
Two are vehicle coverages.
Types of Vehicle Coverage
Coverage | Purpose | When You Need It |
---|---|---|
Collision | Pays for damages to your car in a collision with an object or vehicle | When an 80-year-old woman strikes your car from the rear |
Comprehensive | Pays for damages to your car for situations not involved in a collision (theft, vandalism, etc.) | When a 16-year-old kid spray-paints your car |
And this special auto coverage is specifically mentioned on the website in the FAQ section of Tesla’s website.
Types of Special Auto Insurance Coverage
Coverage | Purpose | When You Need It |
---|---|---|
Emergency Roadside Assistance | Will pay for when you need a tow, jump start, or more | When it's pouring rain and you're stranded on the side of the road |
The guess is that Tesla will roll out a complete auto insurance plan, with enough coverage to compete with other companies in California.
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Tesla Insurance Discounts Available
Discounts are also a bit of an unknown. However, there are four that Tesla mentions in its FAQ section. Three are demographic- or policy-oriented.
Tesla Auto and Home Insurance Discounts
Discount | Details |
---|---|
Advanced Safety Features | Anti-lock brakes, electronic stability control |
Homeowner | Need to be a homeowner |
Multiple Drivers | A discount for insuring more than 1 driver |
Multiple Vehicles | A discount for insuring more than 1 vehicle |
One discount Tesla has made clear it won’t have, at least initially, is telematics. This is fairly common with other insurance carriers and involves installing an app that monitors driving.
Tesla doesn’t have this now but indicates it might in the future.
Tesla’s Programs
There doesn’t appear to be a special program for its own insurance. However, it once had a program through a partnership with Liberty Mutual.
It was called InsureMyTelsa and was supposed to lower rates for Tesla drivers, who had high rates even compared to other luxury car owners.
Currently, there’s no evidence of that program on Tesla’s website. It appears it might have been shelved, as customers complained of high rates, and Tesla decided to roll out its own insurance program.
Frequently Asked Questions
Is Tesla Insurance expensive?
Tesla Insurance is supposed to be 20% to 30% cheaper than insurance from other carriers — its rates average $150/mo for full coverage.
A brief look at a Reddit thread about the rates indicates many users’ rates were decreased. However, the algorithm is still being adjusted.
We have also read some comments saying “my Tesla insurance adjuster is not responding,” but we have been told that the representatives are very responsive when you call the 1-844-34-TESLA phone number.
When will Tesla Insurance be available?
Tesla Insurance launched in late August. It is available now but only in California and only for Tesla owners. There are plans to expand the insurance availability nationwide, but there’s no definitive date on that expansion at this writing.
Who is Tesla Insurance underwritten by?
State National Insurance Company does the underwriting for Tesla Insurance. It is a subsidiary of the Markel Corporation, which underwrites companies in many industries, including property and casualty insurance. State National has an A rating from A.M. Best.
How does Tesla Insurance work?
Tesla purports that its insurance is 20–30% cheaper than other insurers’. It does this by taking advantage of Tesla cars’ advanced safety features, pairing owners with Tesla Body Repair Centers, and cutting out agents by selling insurance directly.
How do I buy Tesla auto insurance?
Tesla doesn’t have any in-person agents or insurance shops you can drop into, so you have to purchase insurance directly through the company. You can do so through its website or by dialing the 1-844-34-TESLA number. In case you need that in full digits, that complete phone number is: 1-844-348-3752.
Will my insurance rates increase if I switch from a gasoline-powered vehicle to a Tesla?
While it’s possible for insurance rates to increase when switching to a Tesla, it’s not a guarantee. Insurance rates are influenced by various factors, including the make and model of the vehicle, driving history, location, coverage options, and discounts. It’s recommended to obtain quotes from multiple insurance providers to determine the potential impact on your rates.
Can I get insurance for a Tesla if I lease the vehicle instead of owning it?
Yes, you can typically obtain insurance for a leased Tesla. In most cases, the leasing company may require you to maintain specific coverage limits and add them as an additional insured party. It is advisable to check with both the leasing company and your insurance provider to ensure compliance with their requirements.
How can I find the best insurance coverage and rates for my Tesla?
To find the best insurance coverage and rates for your Tesla, consider the following steps:
- Research and compare insurance companies that offer coverage for Tesla vehicles.
- Obtain quotes from multiple insurers to compare premiums, coverage options, and discounts.
- Evaluate the coverage limits, deductibles, and additional benefits offered by each insurer.
- Check customer reviews and ratings of insurance companies to gauge their reputation and customer service.
- Consider consulting with a licensed insurance agent or broker who can help navigate the options and find the best coverage for your needs.
We can help you find the best auto insurance for Teslas and the lowest rates. Use our free search tool to get started!
What is the average insurance cost per month for 16-year-old male drivers?
The average 16-year-old male driver will pay $150 a month for minimum coverage or up to $650 a month for full coverage.
The average monthly insurance cost for teen drivers is quite steep due to a lack of driving experience and a higher likelihood of being involved in accidents.
It is important for parents and guardians of new drivers to shop around and compare insurance quotes to find the best possible rates. Try our free quote comparison tool today!
Taking advantage of discounts such as good student discounts or completing a defensive driving course will also help lower those dreaded monthly premiums for young drivers.
What is the average car insurance cost for 30-year-old male drivers?
The car insurance cost for a 30-year-old male will vary depending on factors such as driving record, location, and type of vehicle.
On average the car insurance cost for a 30-year-old male with a clean driving record and driving a standard vehicle is around $1,400 to $1,800 per year.
Just remember that insurance costs will increase if you have a history of accidents or traffic violations.
What are the average rates for Tesla insurance in California?
Tesla coverage is the most affordable option for insuring Teslas available in the Golden State. The average Tesla insurance rates in California (across all Tesla models) is $2,246 a year.
Tesla’s insurance coverage is 45% less than California’s auto insurance average rates, and $972 a year cheaper than the second-lowest option, Geico.
Keep in mind that the average Tesla insurance cost in California will vary based on factors such as the model of Tesla you drive, your age, your driving history, and the coverage level you select.
Can I use any insurance company to insure my Tesla, or do I have to use a partner insurance company?
While you are not obligated to use a partner insurance company to insure your Tesla, it is recommended to consider partnering insurance companies due to their familiarity with Tesla vehicles. Partner insurers may offer specialized coverage options, discounted rates, and better knowledge of Tesla repairs, which can provide a smoother insurance experience.
How do I get help with my Tesla car insurance claim?
A quick way to get help with your car insurance claim is by calling the Tesla insurance claims phone number: 1-844-34-TESLA.
Tesla Insurance promises to make your claims process efficient and seamless. You can handle your claim through the Tesla app in the event of an accident, collision, damage, and more.
You can file and manage your claim, review repair estimates, and schedule an appointment directly in your Tesla app.
If you need help filing your claim or have questions about an existing claim, the Tesla Insurance Claims team is available to help Monday through Friday 7:30 AM – 5 PM Pacific Time.
What are the advantages of insuring a Tesla with a partner insurance company?
Insuring a Tesla with a partner insurance company can offer advantages such as:
- Familiarity with Tesla vehicles and their unique features, ensuring better understanding of repair costs and coverage needs.
- Tailored coverage options designed to address specific requirements and risks associated with Tesla vehicles.
- Potential access to specialized repair facilities trained in handling Tesla repairs.
- Exclusive discounts or benefits for Tesla owners that may not be available with other insurers.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
S3318
Deliberate bad faith - zero communications
LesterA
Customer Service is Nonexistent
KiranM
Bad customer service, longer wait times
Ic3MaN
Claims are nightmare with Tesla insurance
Nik_Patro
The worst insurance company you can come across
Michelle Lan
Tesla Insurance review
Jessica1111
Worst Insurance Ever
PeaceMaker
Proving to be 100% LIE or SUPER SCAM
schea
Tesla Insurance is one of the worse
bcc452
DO NOT USE TESLA INSURANCE!!!!!!!!