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Berkshire Hathaway Auto Insurance Review (2025)

Berkshire Hathaway commercial insurance is available for public vehicles like limousines, ambulances, and hearses. However, it owns Geico, which sells personal auto insurance for $80/mo. Use this Berkshire Hathaway auto insurance review to compare financial and consumer Berkshire Hathaway insurance reviews.

UPDATED: Mar 27, 2025Fact Checked
Home › Companies › How to Choose an Auto Insurance Company

Written by:

Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.  Maria has expanded her scope of expertise to home, health, and life...

Full Bio →
Written by Maria Hanson

Insurance and Finance Writer

Reviewed by:

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Full Bio →
Reviewed by Brad Larson

Licensed Insurance Agent

UPDATED: Mar 27, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Mar 27, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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UPDATED: Mar 27, 2025Fact Checked
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Berkshire Hathaway

Average Monthly Rate For Good Drivers

$158

A.M. Best Rating:

A++

Complaint Level:

Low

Pros

  • Provides commercial coverage for limos and ambulances
  • Holds an A++ financial strength rating for claim reliability
  • Offers diverse coverage options through Geico’s policies

Cons

  • Only sells commercial insurance through Berkshire Hathaway
  • Requires managing personal policies exclusively via Geico
[su_box title="Things to Remember" style="default”]
  • Berkshire Hathaway was founded in 1955.
  • Auto insurance is available through the Berkshire Hathaway-owned company Geico.
  • Geico auto insurance is the second-largest auto insurer in the United States.
[/su_box] Although there is no Berkshire Hathaway auto insurance, they do own Geico, which offers different types of auto insurance coverage. Berkshire Hathaway was founded in 1955. It became a company when Valley Falls Company and Hathaway Manufacturing Company merged. Valley Falls Company was in the textile mill industry and Hathaway was in manufacturing. When they merged, their business was failing. They had to continue to close down mills over the next decade. Originally American Centennial, the name Berkshire Hathaway stuck in 2015. Learn more about Berkshire Hathaway below and make sure to use our free insurance quote tool above to start comparing auto insurance rates today!

You can get Berkshire Hathaway car insurance through Geico, one of the Berkshire Hathaway insurance companies Geico is the second-largest auto insurer in the United States and offers different types of coverage at very low rates.

Berkshire Hathaway only provides commercial auto insurance for limousines, escort vehicles, emergency ambulances, funeral director cars, and rental options through Three by Berkshire Hathaway, which is underwritten by the Berkshire Hathaway Direct Insurance Company. Check out Three insurance reviews to see if you would benefit from a policy.

If you want to shop for personal Berkshire auto insurance coverage, you’ll need to get a Geico car insurance quote.

Read More: Geico Auto Insurance Review

Ready to get cheap Berkshire car insurance for your business or Berkshire Hathaway Inc. car insurance with Geico? Enter your ZIP code into our free quote tool below to instantly compare your Berkshire commercial insurance rates vs. top providers near you.

What You Should Know About Berkshire Hathaway Specialty Insurance

Berkshire Hathaway offers a variety of different auto insurance options through affiliates. It doesn’t offer personal coverage but does provide public auto coverage for vehicles such as limousines, escort vehicles, emergency ambulances, funeral director cars, and rental options.

We’ll show you Berkshire Hathaway insurance contact information below.

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Berkshire Insurance Companies Contact Information

The Berkshire insurance phone number for Geico is 1-800-207-7847. On the other hand, the Berkshire Hathaway claims phone number for Geico is 1-800-841-3000.

The Berkshire Hathaway commercial auto insurance phone number is 1-877-680-2442.

Berkshire Hathaway Specialty Insurance Coverage Options

Berkshire Hathaway provides commercial policies for limousines, emergency vehicles, and more. As the second-largest auto insurer in the United States, Geico offers many different types of auto insurance coverage:

Through Geico, you can also buy these types of insurance policies:

  • Auto
  • Homeowners
  • Renters
  • Condo
  • Motorcycle
  • ATV
  • Boat
  • Umbrella
  • RV Insurance

The Geico website provides a list of Berkshire Hathaway affiliates. These providers offer various coverage options.

For example, check out Berkshire Hathaway GUARD homeowners insurance reviews to see if its home insurance offerings work for you and your budget. You can also call the Berkshire Hathway home insurance phone number at 1-800-673-2465 with questions.

For questions about coverage offerings, the Berkshire Hathway provider phone number for Geico is 1-800-207-7847. On the other hand, the Berkshire Hathaway commercial insurance phone number for GUARD is 1-800-673-2465.

Berkshire Hathaway Auto Insurance Claims Handling with Geico

Geico makes it easy to file an auto insurance claim. Call the Berkshire Hathaway auto claims phone number at 1-800-841-3000 to start the claims process, or you can file with the Berkshire Hathway car insurance login or through the mobile app.

The website is helpful and has additional resources through its portal tool, including different member services such as:

  • Viewing policy and billing information
  • Printing insurance certificates and ID cards
  • Making payments

If you need to file a different type of insurance claim with Berkshire Hathaway, call the toll-free Berkshire insurance phone number for Geico at 1-800-661-6029. There is no Berkshire Hathaway auto insurance phone number. But customer service can be reached by phone or via email. Customer service and claims agents are available during business hours from 7 a.m. to 7 p.m.

Keep reading to compare Berkshire Hathaway Inc. auto insurance rates from Geico.

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Berkshire Hathaway Specialty Insurance Rates Breakdown

You cannot get auto insurance quotes directly from Berkshire Hathaway, you have to reach out to Geico or compare rates online. The table below shows how Geico auto insurance rates compare to other popular insurers.

Geico is the most affordable auto insurance company in most states, but the factors that affect auto insurance rates vary.

For example, if you have accidents or speeding tickets, Geico and Berkshire Hathaway insurance may not be the cheapest option. Use our free tool above to shop around for better auto insurance quotes from local companies.

Berkshire Hathaway Specialty Insurance Discounts Available

Read our guide to Geico auto insurance discounts to learn exactly how much you can save on your policy.

Berkshire Hathaway Auto Insurance Reviews: The Bottom Line

You can’t buy Berkshire Hathaway auto insurance, but the company does own Geico. Through Geico, Berkshire Hathaway sells personal auto insurance policies at very competitive rates. You could get auto insurance for $80 a month with a clean driving record.

Insert your ZIP code below to compare Berkshire Hathaway commercial truck insurance rates from the best auto insurance companies near you.

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Frequently Asked Questions

What is Berkshire Hathaway Auto Insurance?

Berkshire Hathaway Auto Insurance is a provider that offers auto insurance coverage for public vehicles like limousines and ambulances.

Does Berkshire Hathaway sell car insurance?

Berkshire Hathaway only sells select commercial policies for public vehicles but offers personal auto insurance through Geico.

Is Berkshire Hathaway a good insurance company?

Berkshire Hathaway is financially stable, with an A++ rating from A.M. Best, meaning it can afford to pay out claims to its policyholders. The Berkshire Hathaway homestate companies also have good reviews from customers.

What auto insurance companies does Berkshire Hathaway own?

Berkshire Hathaway owns auto insurance company Geico and reinsurance company General Re.

Is Berkshire Hathway the same as Geico?

Yes, if you need personal auto insurance from Berkshire Hathaway, you will buy a Geico policy.

What kind of insurance does Berkshire Hathaway offer?

Through Geico, Berkshire Hathaway offers a range of personal auto coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection (PIP), and more.

You can also get Berkshire commercial truck insurance through the GUARD program.  Check out Berkshire Hathaway GUARD reviews and speak with Amguard Insurance customer service to learn more.

You can also enter your ZIP code into our free quote tool below to compare Berkshire Hathaway truck insurance rates to competitors near you.

How can I contact Berkshire Hathaway Auto Insurance?

To contact Berkshire Hathaway Auto Insurance, you can reach out to their customer service department through phone, email, or other contact methods provided on their official website or policy documents.

How can I file an auto insurance claim with Berkshire Hathaway?

Contact the Berkshire auto insurance claims department directly. They will guide you through the claims process, provide the necessary forms, and assist you in gathering any required information. It’s important to report accidents or incidents promptly to initiate the claims process.

Who owns Berkshire Hathaway insurance?

The Vanguard Group, Inc. is the largest shareholder, owning 10.4% of Berkshire Hathaway.

So, how many companies does Berkshire Hathaway own? Berkshire Hathway owns around 60 different companies, including Geico, Fruit of the Loon, Duracell, and Dairy Queen.

Is Progressive owned by Berkshire Hathaway? No, Berkshire Hathaway doesn’t own Progressive.

What insurance companies are similar to Berkshire Hathaway?

Allstate Insurance is one of Berkshire Hathaway’s largest competitors.

Does Berkshire Hathaway own any car dealerships?

Berkshire Hathaway owns 81 car dealerships throughout Arizona, California, Florida, Georgia, Illinois, Indiana, Missouri, Nebraska, New Mexico, and Texas.

What percentage of Geico does Berkshire Hathaway own?

Berkshire Hathaway owns 100% of Geico, making it one of around seven companies on the Berkshire Hathaway insurance companies list.

What is the financial rating of Berkshire Hathaway GUARD?

Berkshire Hathaway GUARD has an A+ from A.M. Best, indicating it has the financial ability to pay out claims.

What is the Berkshire Hathaway Specialty Insurance Company A.M. Best rating?

The Berkshire Hathaway Specialty Insurance Company has an A++ rating from A.M. Best, which is an excellent score indicating strong finances.

What does Berkshire Hathway GUARD insurance do?

Berkshire Hathaway GUARD offers various commercial insurance policies, such as workers compensation, liability, Berkshire Hathaway commercial auto, professional liability, disability, and more.

Regarding Berkshire Hathway GUARD insurance complaints, the company has an A+ from the Better Business Bureau, indicating most customers are satisfied with their coverage. Research more Three by Berkshire Hathaway reviews to learn more.

What is the Berkshire Hathway Direct Insurance Company phone number?

The Berkshire Hathway Homestate Insurance Company phone number is 1-877-680-2442.

Can I get Berkshire Hathway travel insurance?

Yes, it’s possible to buy travel insurance with Berkshire Hathway. For detailed insights about how to cover your trip, look up some Berkshire Hathway travel insurance reviews to compare coverages and cost to top competitors near you.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Written by:

Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.  Maria has expanded her scope of expertise to home, health, and life...

Full Bio →
Written by Maria Hanson

Insurance and Finance Writer

Reviewed by:

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Full Bio →
Reviewed by Brad Larson

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Berkshire Hathaway Specialty Insurance

2.50 (6 reviews)
2
January 8, 2023

capsun1

Three Insurance took 39 days to make a decision on my claim

I had an auto accident where I was hit by a Taxi that turned into me as I was driving from a parked position. It was very much NOT my fault, should be an easy fix, right? I made my claim on 11/11/2022. It took Three Insurance 39 days AND a complaint to the Department of Insurance to finally make a decision about my Van. (I finally got my van back a few days ago, almost 45 days later). The time it took isn't the only issue, my biggest issue with T...
I had an auto accident where I was hit by a Taxi that turned into me as I was driving from a parked position. It was very much NOT my fault, should be an easy fix, right? I made my claim on 11/11/2022. It took Three Insurance 39 days AND a complaint to the Department of Insurance to finally make a decision about my Van. (I finally got my van back a few days ago, almost 45 days later). The time it took isn't the only issue, my biggest issue with Three Insurance is that they LIED to me and told me that I would be responsible, out of my collision coverage, to pay ALL storage fees accumulated while my Van was waiting for its verdict of totalled or not totalled. The laws and regulations for California CLEARLY state that is not aloud and that the insurance companies are responsible, which I am sure Three knew about. As soon as I was made aware of the storage fee issue, (within the first week of my claim) I contacted Three and expressed my concern with how long things were taking. I expressed this concern multiple times over the next couple weeks over the phone and email, I was incredibly stressed out by this. The storage fees were $250 a day, not to mention I was paying for the collision coverage on the rental which was $25 a day, and adding up quickly. I eventually had to turn the rental back in because I was out $600 and counting and couldn't afford any more out of pocket cost, especially with the idea of paying ALL storage fees looming over me. So, I ended up carless for weeks as a result. Three hasn't offered to cover any of those out of pocket cost, which should have been minimal should they have done their jobs in a reasonable length of time. When I called them out in an email letting them know I knew the laws and regulations, they ignored that they told me I should pay for it, and immediately told the body shop to fix the van (with out ever receiving the appraisal information). They were simply trying to save their [REDACTED WORD] because they dragged their feet and thought that I was dumb enough to pay over 10,000 in fees AND loose my vehicle all together. I imagine they have pulled this on other people, considering they were willing to take it as far as they did. To their avail, I did loose money not having a car since my van is my work vehicle (also expressed many times), so they sent me a check out of some fund to cover that cost, so that was nice after almost 2 months of complete stress over this situation. I did not feel that Three advocated for me AT ALL. In fact, they still were willing to make me pay out of pocket should the cost of my repairs need a supplement and go over my collision coverage. In that case it would have meant my car was a total loss and they owe the fees, but they would have made me pay for it instead. They were only in it for themselves, and I had to spend many hours of my days figuring out how to navigate this situation. Sure, they were nice on the phone, but ultimately it was a disaster. I thought insurance was there to advocate for you and take the stress off your situation. Thats why I pay them $320 a month. Hoping this business gets it together. The idea of it is nice, all your insurance in one place with out killing your wallet. I am going to live out the rest of my current policy with them now that I know how to further navigate situations like this, but I find it important to hold companies accountable when they willingly deny the truth and try to take advantage of their clients.
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