Aetna Auto Insurance Review for 2026
While Aetna does not offer any auto insurance coverage directly, their health and supplemental insurance can be useful in the event you are ever injured in a car accident.
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Table of Contents
Table of Contents
Insurance Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...
Tonya Sisler
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Jeff Root
Updated May 2026
If you’re searching for “Aetna auto insurance,” there’s an important thing to know upfront: Aetna does not currently offer personal auto insurance policies. Instead, Aetna is primarily a health insurance and health benefits company owned by CVS Health. The company focuses on medical, dental, vision, pharmacy, Medicare, disability, and related health coverage products rather than car insurance.
That said, Aetna still has historical connections to the insurance industry broadly — including automobile insurance — and some of its products can indirectly relate to drivers, road travel, and vehicle accidents. If you came across the term “Aetna auto insurance,” it’s likely because of the company’s long insurance history or confusion with another insurer.
Aetna Auto Insurance Rating
| Rating Criteria |  |
|---|---|
| Overall Score | 3.8 |
| Business Reviews | 4 |
| Claim Processing | 3.5 |
| Company Reputation | 4 |
| Coverage Availability | 5 |
| Coverage Value | 3.8 |
| Customer Satisfaction | 2.5 |
| Digital Experience | 4.5 |
| Discounts Available | 2.5 |
| Insurance Cost | 3.6 |
| Plan Personalization | 4 |
| Policy Options | 4 |
| Savings Potential | 3.3 |
Looking for auto insurance quotes? While Aetna car insurance doesn’t exist, you can find cheap auto insurance quotes just by entering your ZIP code.
Aetna Auto Insurance Availability and Monthly Rate Comparison
While this Aetna auto insurance review may lead you to expect car insurance options, it’s important to clarify that Aetna Inc. is primarily a health insurance provider, not an auto insurer.
Founded in 1850, Aetna has a long history in the insurance industry and now operates in all 50 states. 2018 CVS acquired Aetna for around $69 billion, forming CVS Health. Despite its broad reach in health coverage, Aetna doesn’t offer personal or commercial car insurance policies.
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Aetna Auto Insurance Coverage Options
Before buying an auto insurance policy, determine how much coverage you need. If you’re financing a vehicle, your lender may require full coverage. Otherwise, you must carry at least your state’s minimum liability coverage. Additional coverage options are available if you want more than the minimum.
Types of Auto Insurance Coverage
| Auto Coverage Type | Purpose of Coverage |
|---|---|
| Bodily injury liability | Part of your liability coverage that pays for medical bills if you've injured someone else in an automobile accident |
| Collision | Covers damage to your car after an automobile accident |
| Comprehensive | Covers damage to your car that happens when you're not driving |
| Personal injury protection | Covers medical expenses for you or your passengers after an automobile accident |
| Property damage liability | The other part of liability coverage that covers the cost of any property damage you've caused in an automobile accident |
| Uninsured/underinsured motorist | Covers the costs if you're in an automobile accident caused by a driver with little or no car insurance |
Aetna does not currently offer auto insurance, but the table above shows the types of available coverage. Review our article on the Best Auto Insurance Companies in order to find providers that may fit your car insurance needs.
Although Aetna doesn’t provide auto insurance, it offers other plans, such as Medicare Supplement and dental coverage. Always compare quotes before buying a policy.
Other Types of Aetna Insurance and Coverage
While Aetna is best known for its health plans, it also offers several other types of insurance and services that support a wide range of healthcare and financial needs. Here’s a closer look at Aetna’s additional offerings, including dental, life, supplemental insurance, and member support services.
- Aetna Dental Insurance: Aetna offers dental insurance plans that cover preventive care, fillings, root canals, and bridges. Policyholders have access to a network of dental providers, and plan details like deductibles and co-pays vary by location.
- Aetna as Supplemental Insurance: Aetna provides Medicare Supplement Insurance (Medigap) to cover copayments, coinsurance, and deductibles not included in Original Medicare (Part A and Part B). These standardized plans reduce out-of-pocket costs, with benefits varying by location.
- Life Insurance Policies with Aetna: Aetna’s life insurance options include term and whole-life policies. Term policies offer coverage for a fixed period, while whole-life policies provide lifetime coverage with a potential cash value component.
- Aetna Member Services: Aetna Member Services offers support for managing policy details, claims, and benefits through a secure online portal that is available 24/7. The customer service team can assist with benefit explanations, claims questions, and provider access. The service also includes wellness programs and preventive care information.
Aetna Discounts Available
Generally, your auto insurance discount options through the company depend on what each provider offers, but many discounts are standard throughout the industry.
The table below shows some of the most common auto insurance discounts available, an estimate of how much money each can save you, and the major auto insurance companies that offer the discount.
Standard Auto Insurance Discounts Offered by Major Companies
| Discounts Offered | Average Savings | Available With |
|---|---|---|
| Low mileage/Low usage discount | Up to 20% | State Farm, Allstate, Travelers, Nationwide, Progressive |
| Defensive driving discount | 10%–15% | State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Farmers |
| Safe driver discount | 10% | State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Liberty Mutual, State National |
| Military and federal employee discount | 8%–15% | Geico, Esurance, USAA |
| Good student discount | 5%–25% | State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Liberty Mutual, State National |
| Senior/Mature driver discount | 5%–10% | Geico, Allstate, Liberty Mutual, State National |
| Homeowner discount | 3% | State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Farmers |
While Aetna does not offer auto insurance policies, many of the discounts listed above can be found with other insurance providers. As you can see, it is always best to check with your insurance provider to see what insurance discounts are available to you.
Aetna Insurance Ratings
Aetna Insurance does not offer auto insurance, but is a leading provider in the health insurance industry. The company has received multiple national awards. In 2008, Aetna won a Health Literacy Award from the Institute for Healthcare Advancement for its asthma health study. PayerView ranked it #1 among national health plans and #23 among the top 100 corporate citizens.
In 2009, Aetna became the preferred partner for health systems and hospitals nationwide and was recognized by DiversityInc for its community development work.
In 2010, Aetna received a J.D. Power award for customer service and was named International Provider of the Year. A.M. Best rated it A (Excellent). In 2011, Aetna was recognized for eliminating paper in its provider contracting process and for promoting ethnic and racial equality in its workforce. In 2018, CVS acquired Aetna, forming CVS Health.
Aetna Insurance Consumer Ratings and Financial Strength
Aetna Inc. is renowned for its reasonable customer satisfaction and financial health. Based on current statistics, it boasts high ratings on numerous key review websites, which speak volumes about its reliable service and assistance.
Aetna Auto Insurance Business Ratings & Consumer Reviews
| Agency | |
|---|---|
 | Score: 835/1,000 Avg. Satisfaction |
 | Score: A+ Excellent Customer Service |
 | Score: 70/100 Avg. Customer Satisfaction |
 | Score: 0.75 Fewer Complaints Than Avg. |
 | Score: A Excellent Financial Strength |
These grades point to Aetna’s A+ customer service rating and an “A” rating by A.M. Best, verifying its sound financial support. Aetna remains a stable and responsive insurance company with fewer complaints than most and strong consumer sentiment.
Pros and Cons of Aetna
Pros
- Excellent Financial Stability: Aetna’s A rating from A.M. Best shows strong financial health.
- High Customer Satisfaction: Aetna ranks well with an A+ satisfaction score and 835/1,000 from J.D. Power.
- Low Complaint Ratio: Consumer Reports notes a complaint score of 0.75—better than average.
Cons
- No Auto Insurance Products: Aetna doesn’t offer personal or commercial car insurance.
- Limited Cross-Coverage Options: There are no bundled policies with auto insurance available.
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Filing an Aetna Health Insurance Claim
Filing a claim with Aetna for medical, dental, vision, or life insurance is simple. Policyholders can file by phone or through the Aetna insurance login for faster online submissions. The Aetna customer service phone number supports claims inquiries and guidance for medical, vision, dental, and life insurance claims.
Aetna – Member Submitted Claims Process
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Online access allows users to submit claims, track status, and review coverage without paper forms or phone calls. Aetna emphasizes responsive customer support across all services. Policyholders can contact Aetna directly for help with the portal or claim issues.
Wrapping Up the Aetna Insurance Insight
If you’ve been looking for Aetna automobile insurance, the good news is that Aetna Inc., a well-known healthcare company, no longer issues personal or commercial automobile insurance policies. That being said, the following guide dove into essential figures such as prospective monthly premiums based on age and driving record to let you compare similar companies’ likely rates.
Aetna’s well-established credibility—proven by an A+ customer satisfaction rating, 835/1,000 J.D. Power score, and robust financial support—explains why some hope the company will venture into the auto insurance market one day. For now, motorists can utilize this data to compare highly rated carriers and shop intelligently, utilizing reliable quote resources.
You could be saving more on car insurance. Compare personalized quotes from trusted providers instantly—just enter your ZIP code to get started.
Frequently Asked Questions
What do Aetna employees have to say?
Aetna offers a number of career opportunities for students, recent grads, and experienced professionals. The job types available include behavioral health, actuarial, global opportunities, customer service and claims, finance, and human resources.
One of the reasons that Aetna and the people working for Aetna are successful is because the company is focused on key core values. These core values include employee engagement, integrity, accountability and excellence, and value and quality service.
Aetna believes it is important to balance both a career and personal life, so the company offers many flexible work arrangements. These include part-time, temporary positions, personal, medical, family, and military leave, and telework.
Aetna Insurance offers a number of benefits including life insurance, health insurance, wellness, disability/paid time off, retirement, and savings.
Other benefits include support services such as financial wellness, community involvement, tuition assistance programs for employees, qualified transportation benefits, employee referral program, employee discounts, and direct deposit for paychecks.
Does Aetna Insurance offer SR-22 insurance?
Since Aetna does not offer auto insurance policies, they also do not offer SR-22 auto insurance policies. If you’ve had more than your fair share of traffic citations, automobile accidents, and/or auto insurance claims, you may be considered a high-risk driver. Normally, those who need high-risk auto insurance are required to purchase SR-22 insurance, which isn’t available through all companies, so it may take some looking around to find coverage.
The filing fee to get SR-22 insurance is only $15–$35, but the increase in rates for SR-22 insurance when compared to rates for drivers without any driving violations on their records is steep.
Rate increases for driving violations that result in a driver being forced to carry SR-22 insurance can be as much as $541/mo.
How does adding drivers to my auto insurance policy affect my rates?
Adding another driver to your auto insurance policy means that your car will be spending more time on the road, as multiple people will be driving it. That alone is enough to raise your rates, but adding someone else to your auto insurance policy also means that your rates will be affected by that driver’s perceived risk, as well.
For example, adding a teenager to your policy can raise your auto insurance rates drastically since teenage drivers are inexperienced and auto insurance companies see them as high-risk drivers, whereas adding your spouse might not raise your rates quite as much.
There are restrictions as to who you can add to your auto insurance policy. Most companies will only allow you to add people in the same household to your policy. Always talk to your insurance provider about adding new drivers, as a claim filed involving a driver that isn’t on your policy will be denied.
Does Aetna offer auto insurance coverage?
No, Aetna Insurance does not sell personal or commercial auto insurance coverage.
Is Aetna Insurance available in all 50 states?
Yes, Aetna offers health insurance coverage in all 50 states.
Are there cancellation fees for Aetna Insurance policies?
Aetna Insurance does not charge a cancellation fee for policies.
How do I cancel my Aetna Insurance policy?
You can cancel your policy by contacting your insurance agent and informing them of your decision to cancel.
What discounts are available with Aetna Insurance?
While Aetna does not offer auto insurance, they provide Discover Discounts that can help you save money on healthcare.
Is Aetna good insurance?
Yes, Aetna is considered a reliable insurance provider. It holds an A rating with A.M. Best, indicating a strong ability to meet ongoing insurance obligations. While Aetna doesn’t offer auto insurance, it has a robust offering of health and life insurance options and is available across all 50 states, reflecting its accessibility and nationwide trust.
What is the Aetna car insurance phone number?
Aetna does not offer auto insurance, so you will not be able to find an Aetna auto insurance phone number. If you’re looking for health insurance support, please contact Aetna’s health insurance customer service instead at 1-800-US-AETNA (1-800-872-3862) between 8:00 AM and 6:00 PM ET, or call the phone number on your Aetna insurance card. For more information about Aetna’s insurance services, read comprehensive Aetna reviews.
Is there Aetna dental insurance?
Is there Aetna supplemental insurance?
Are there Aetna life insurance policies?
What is the A.M. Best rating for Aetna?
What are the US top 5 health insurance companies?
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