Hippo Auto Insurance Review (2021)

Hippo auto insurance is not available, but Hippo home insurance is on the rise. Home insurance, which they promise at below the average of $101/month, is currently its only product. Read through our Hippo auto insurance review to learn about the insurance products offered by the company, how you contact them and file a claim, and learn a little bit more about the company's history. You can also compare auto insurance rates from the country's top providers below.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Company Details
Address: 150 Forest Ave
City: Palo Alto
State: CA
ZIP Code: 94301
Phone Number: 1-877-838-8866
Year Founded: 2015
AM Best Rating: A-
Company Rating 0 (0 reviews)

Company Details

  • Hippo Insurance is a new insurance company, founded in 2015
  • They do not offer auto insurance and only sell home insurance policies
  • They are a fast-growing tech-based company that does not use agents

Hippo home insurance is gaining popularity (you will not find Hippo auto insurance). Individuals can find Hippo home insurance rates (monthly) below $101. Although you can’t buy Hippo auto insurance, Hippo may be a great fit if you’re in the market for homeowners insurance.

Hippo offers homeowners insurance that can cover property damage, personal property damage, and liability costs. Rather than a Hippo auto insurance review, this will be a general review of the company.

We know as well as you do that the American insurance industry is rapidly changing. Today, there are more tech-enabled insurance companies than ever before.

In this guide, we’ll review one such company, Hippo Insurance, and answer various questions that are on many vehicle owners’ minds:

Does Hippo offer Hippo auto insurance quotes? Do they have any type of auto insurance coverage? Additionally, is the 800-886-0318 fax number correct? No, that is their claims number.

Our Hippo insurance review will walk you through Hippo Insurance services, history, and claims process. We’ll also show you how to get a quote from the company if you’re interested in purchasing any of its policies.

While Hippo does not offer auto insurance quotes, we do. If you’d like to compare quotes from auto insurance companies, you can enter your ZIP code into the quote box above.

Does Hippo sell auto insurance?

One of the first things people want to know about Hippo is: Does Hippo have affordable Hippo auto insurance?

Unfortunately, the answer is no. Hippo does not offer Hippo auto insurance rates at this time. That means no Hippo business auto insurance and no Hippo home and auto insurance bundles.

For those looking to get property insurance discounts, this can be a downside, as auto insurance specialists recommend bundling rates.

Although there’s no Hippo auto insurance, Hippo does sell property insurance, making it a great option for homeowners interested in cheap liability insurance, Hippo insurance hail damage, and Hippo appliance coverage (no mention of Hippo GAP coverage).

In addition to the standard coverage like dwelling, personal property, and loss of use and liability, Hippo offers optional add-ons like service line coverage, water backup coverage. Some of the additional homeowners insurance coverage also includes: extended replacement cost coverage, equipment breakdown, home office equipment, and coverage for computers.

They also provide high-tech perks like a smart home monitoring system.

Let’s take a look at some homeowners insurance statistics from the Insurance Information Institute (III).

Homeowners Insurance Statistics
Key InfoDetails
Average Homeowners Losses 2013–2017$12,474
Average Claim Frequency 2013–20175.51
Average Annual Homeowners Insurance Rates in 2017$1,211
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While Hippo’s main focus has been homeowners and condo-owners insurance, the company is now rolling out Hippo landlord insurance as well.

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Does Hippo Insurance have agents?

Yes, Hippo has online insurance agents and a support team that you can correspond with online or over the phone.

To connect with a Hippo insurance agent, you can email [email protected] Or, you can call an insurance agent using this Hippo Insurance phone number: 1-877-838-8866.

Online insurance agents at Hippo can share information about Hippo insurance prices and Hippo discounts. They can also help you secure Hippo partner products like Hippo earthquake insurance. Lastly, agents can answer questions like: How do I cancel my insurance with Hippo?

What do people with Hippo insurance careers have to say about the company?

Let’s check out Hippo Insurance Glassdoor (review): Hippo has received a rating of five stars from the employees who have reviewed the company on Glassdoor.

One employee said, “I have been working at Hippo Insurance Services full-time for more than 3 years…We truly are focused on creating a meritocratic environment.”

Employees have reported that Hippo offers a good work-life balance and company dynamics.

How do I file a claim with Hippo Insurance?

Filing a claim with your insurance company can get confusing, even if it’s through a tech-oriented company like Hippo. The easiest way to file a claim is to call Hippo’s toll-free claims line, which will put you through to Hippo’s Claims Concierge Team.

This team is comprised of representatives who can help you report your claim to the company.

After you’ve filed a claim through the claims line, you’ll receive a response from Hippo within 5 to 7 days. If you’ve been displaced from your home because of an emergency or suffered severe loss, you’ll get help from the Claims Concierge Team within two hours.

The number for Hippo’s toll-free claims line is 1-800-886-0318. You can use your Hippo login (not the myhippo agent login) to access your account and follow up.

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How do I get a quote from Hippo Insurance?

Hippo is well-known for its 60-second quote delivery service. This service is available on the company’s website homepage and is a pain-free way to obtain a Hippo insurance quote.

All you have to do to obtain a quote is submit your home address and describe who is living in your home. After you’ve done so, the application will identify your home’s features for you. You can modify this information before receiving your quote.

The big question here is: Are you ready for a tech-based insurance policy?

Among the insurance companies that do offer auto with a tech-based approach are Geico and Progressive.

Where is Hippo Insurance located?

Hippo has offices in Palo Alto, Austin, and Dallas. All of its services are available online.

As of 2020, Hippo offers homeowners insurance in the following states:

  • Washington,
  • Oregon,
  • California,
  • Nevada,
  • Utah,
  • Colorado,
  • Arizona,
  • New Mexico,
  • Texas,
  • Minnesota,
  • Wisconsin,
  • Illinois,
  • Missouri,
  • Indiana,
  • Ohio,
  • Pennsylvania,
  • Maryland,
  • New Jersey,
  • Virginia,
  • Kentucky,
  • Tennessee,
  • South Carolina,
  • Georgia,
  • Alabama, and
  • Mississippi.

Thanks to Hippo’s partnership with Spinnaker, the company’s services continue to expand across the United States. Hippo will be rolling out coverage in new states soon.

What’s the Hippo Insurance History?

Who owns Hippo insurance? Hippo was founded in 2015 by Assaf Wand, a former McKinsey consultant. The company was launched in Palo Alto, California.

Wand is famous for being a serial entrepreneur. He is fascinated with the question: What will be the next disruption in the insurance industry?

Hippo Insurance Services are centered around modern technology. For example, the company focuses on delivering a transparent online purchase process. Hippo has been able to modernize online insurance purchases with the help of an application programming interface, also known as an API.

In addition to the Hippo. insurance API, Hippo also uses smart home devices that detect home damage in advance.

Lastly, Hippo is well known for its 60-second quote delivery. This makes it easy for interested homeowners to learn about Hippo insurance online. We’ll go over this service in detail a little later.

Over the last five years, Hippo has partnered with both Topa Insurance and Spinnaker Insurance Company to provide its policyholders better, more expansive services.

If you’ve been wondering, “What is Hippo insurance underwritten by?”, the answer is Topa and Spinnaker. Spinnaker and Topa insurance at Hippo are lesser-known insurance providers that bulk up the company’s coverage behind the scenes.

As a result, there are few Spinnaker insurance company reviews.

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Is Hippo a good insurance company?

Let’s take a look at some Hippo insurance reviews.

Hippo’s home insurance has been rated “A – Excellent.”

A.M. Best is an established and trusted agency that reviews an insurance company’s financial stability, so this rating should give you some assurance that Hippo is a solid company.

So far, Hippo has thrived in today’s insurance market. In 2019, Markets Insider reported that Hippo is growing at a rate of 25 percent month-over-month.

Hippo doesn’t offer auto insurance, but we can help you. Who has the cheapest auto insurance for you? Find out when you enter your ZIP code into the box below.

Frequently Asked Questions: Hippo Auto Insurance

Here are a few frequently asked questions.

#1 – Why is Hippo insurance so cheap?

Hippo is known for being cheaper than many other homeowners insurance companies. Hippo is able to cut costs and charge less for policies by modernizing its company structure and coverage options.

For example, Hippo’s online services eliminate the need for walk-in locations across the U.S. This allows the company to hire only a few hundred employees.

One of HIppo’s main competitors for similar rates is Lemonade Insurance, also a tech-based home insurer.

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#2 – Does Hippo offer auto and home insurance bundles?

Can I combine my Hippo auto insurance and home policies? No, since Hippo does not offer auto insurance, it does not sell auto and home insurance bundles.

#3 – Does Hippo sell insurance in South Africa?

No, Hippo Insurance does not sell policies in South Africa, so you will not find Hippo Life Insurance quotes in South Africa. Even if you search “Hippo Insurance quotes South Africa” or “Hippo Insurance quotes SA” you will not find them.

However, Hippo is often confused with a South African insurance comparison website of the same name.

#4 – What are Hippo Insurance’s contact details?

Regarding a Hippo Insurance contact, you can email [email protected] or call 1-800-585-0705. Hippo’s support services are available 24 hours a day.

The Hippo insurance mailing address is mainly a head office, but mail can be sent there as well. You’ll find it at the top of the page.

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