Heartland Auto Insurance Review (2025)

Heartland Insurance, LLC is an independent insurance agency based out of St. Louis, Missouri.

It is a full-service agency that represents a variety of auto insurance companies and other insurance providers. Heartland offers auto as well as life, home, commercial, and health insurance policies.

If you would like a rate quote from this company and many others in your area, enter your ZIP code and compare auto insurance rates now!

What You Should Know About Heartland Mutual Insurance Company

Heartland Insurance has a few offices around the St. Louis, Missouri area. The main office is located in St. Charles and its address is 2230 Bluestone, St. Charles, MO, 63303.

There are other smaller offices in South St. Louis City, MO, Chesterfield, MO, and Collinsville, Illinois. Heartland offers insurance policies to the entire area of St. Louis Metro as well as Metro East in Illinois.

Heartland Auto Insurance Partner Companies

Heartland Insurance has partnered up with a variety of insurance providers to give their customers the best choices and value. Each company has certain products that they specialize in.

Some of the companies who have partnered with Heartland include:

• Allied Insurance
• America First Insurance
• American Modern Insurance Group
• Bristol West Insurance Group
• CAN Surety
• Cameron Insurance
• Columbia Insurance Group
• Consumers Insurance
• Cornerstone Group
• Fidelity
• First Marine Insurance

More companies include Foremost Insurance Group, The Hartford, Lititz Mutual Insurance Company, Missouri Employers Mutual, West Bend, Progressive, Safeco Insurance, Travelers, Zurich, and several more.

Heartland Auto Insurance Careers

If you are interested in joining the team as an independent auto insurance agent, Heartland Insurance would like to hear from you. They are looking for qualified and highly driven professionals to become a part of their team.

There is uncapped earning potential for the sales professional and the opportunity to build your own business.

Heartland Mutual Insurance Company Insurance Coverage Options

Auto insurance is one of the biggest insurance products that Heartland Insurance sells.

Not only does Heartland have access to some big names in the car insurance business, but it also has the flexibility to use smaller companies that can offer more focused insurance for special circumstances or needs of the client.

Homeowners’ insurance is another popular product offered through Heartland Insurance. The rates for homeowners’ insurance vary quite a bit between insurance providers because each one uses a different rating system when they figure out the rates.

Heartland does its best to keep apprised on the continual changes in the homeowner insurance market to get you a competitive rate.

For those who own a business, whether it is small or large, commercial insurance helps to bring peace of mind from unforeseen circumstances.

Although Heartland Insurance can provide insurance for pretty much any business, the markets that they are extremely competitive in include:

• Auto dealers
• Daycare centers
• Yoga studios
• Auto repair
• Tanning salons
• Pest control
• Tree services

Life insurance is one area that people often do not think about, but it is extremely important when thinking of securing the futures and protecting loved ones.

Heartland Insurance realizes that it may not be the right choice for everyone at any given time but they do their best to discuss the options so when one is ready, they know what is available.

If there is a type of insurance that you are interested in but is not listed above, contact Heartland because they may be able to help you or steer you in the right direction to get your needs met.