National Unity Auto Insurance Review (2023)

What You Should Know About National Unity Insurance

What is National Unity Insurance?

Although the company was founded in 1969, it did not start selling specialized insurance until 1995.

At this point, because the field was so lucrative, the company chose to focus all of its resources in this direction, although it does still sell homeowners insurance to Texas residents as well.

What states does National Unity Insurance do business in? It mostly sells to drivers in Mexico, but also to some homeowners in Texas and drivers in California.

National Unity Insurance Coverage Options

What coverages does National Unity Insurance offer?

The company offers temporary auto insurance to travelers from Mexico to the U.S. The products offered by National Unity are:

• Commercial Vehicle
• Personal Vehicle
• Road Assistance
• Homeowners Insurance

In order to qualify for any type of auto insurance coverage through National Unity, you have to be a permanent resident of Mexico who has business driving in the U.S. or Canada.

There are also plans for people who live in Mexico but have their vehicles registered in California.

National Unity offers several types of car insurance.

National Unity Insurance Rates Breakdown

Although National Unity auto insurance quotes aren’t available online, we can look at the average annual rates for coverage in the U.S. This is good information to have for comparison purposes.

With a standard policy, the average monthly rate for high or full coverage auto insurance is $345. Low coverage is around $312 per month.

The average rates for temporary car insurance in the U.S. are $15 per day or $450 per month.

How National Unity Insurance Ranks Among Providers

How do customers rate National Unity Insurance?

We couldn’t find any National Unity Insurance Company reviews online. A possible reason for this is that its U.S. customers are very limited and its policies are only written for one week to one month at a time.

National Unity has an A- rating with the Better Business Bureau (BBB). There are no customer reviews listed, however, the BBB shows that three National Unity Insurance Company complaints were closed in the last 12 months.

The A.M. Best National Unity company rating is a B++ for financial stability. This means that the company only has a good expectation of being able to meet its financial obligations.

According to the Texas Department of Insurance, National Unity has not received a single complaint via official channels. The National Unity Insurance Company NAIC number, where complaints are recorded nationally, is 19119.

You cannot get quotes for National Unity without talking to one of its licensed independent agents.

If you want to get the lowest prices on your insurance, you need to get quotes before you do anything else. Shopping around can help you get the best coverage at the cheapest rates.

National Unity Auto Insurance Agents

In order to purchase National Unity products, you have to use an independent agent.

These auto insurance agents are listed on the National Unity website, www.nationalunity.com.mx, which can be viewed in both English and Spanish.

The agencies that are licensed to sell National Unity products are:

• VoyaUSA Seguro
• H-E0B
• Seguro Gringo
• Los Ahijados
• Super Seguro USA
• USA Seguro
• Seguro USA
• Agentes EnLinea
• Asegura TuAuto
• Palm Mexico Insurance

All of the links to these agents can be found on the National Unity website. This does not include phone numbers, just website addresses.

National Unity Auto Insurance Claims

The National Unity Insurance Company claims phone number varies by country.

To file a claim with National Unity in Mexico, you must call: 01.800.554.3498

If the accident occurs in the U.S., you must call: 800.554.3498

If your accident does occur in the U.S., then you will not be able to deal directly with your agent as they aren’t allowed to conduct business in the U.S. The National Unity Insurance claims department handles all claims via telephone.

There is no National Unity Insurance Company claims address listed.

National Unity Auto Insurance Locations

National Unity Insurance is in San Antonia, TX. The corporate office is located at:

• One Huebner Parke
  15303 Huebner Road
  San Antonio, TX 78248
  [email protected]

They also have several offices in Mexico, which can be reached at the following email addresses:

• Monterrey: [email protected]
• CD. Jarex: [email protected]
• Tijuana: [email protected]
• Matamoros: [email protected]
• Nuevo Laredo: [email protected]

There is not a National Unity Insurance phone number listed for the offices in Mexico.

Also, a National Unity Insurance Company payment can be completed online through the website.

National Unity Auto Insurance Careers

Working at National Unity requires you to be able to speak both English and Spanish fluently.

There aren’t any jobs currently posted on the National Unity website, nor is there any information about what benefits might be available to the company’s employees.