Sagamore Auto Insurance

FREE Auto Insurance Comparison

 Secured with SHA-256 Encryption

Compare quotes from the top auto insurance companies and save!

Company Details


1099 N. Meridian St., Suite 700

ZIP Code:
Phone Number:
Year Founded
AM Best Rating:
Company Rating 1 (2 reviews)

Things to Remember...

  • Sagamore Auto Insurance for more than 70 years, has offered coverage to small trucking company fleets
  • Sagamore has a solid “A+” (Excellent) rating from A.M. Best
  • Sagamore pays premium rates for insurance under a high-risk category
  • Sagamore is able to offer lower rates because of their lower overhead

This Sagamore Auto Insurance review features a company that opened its doors in 1981.

This Indiana Company is a subsidiary of Baldwin and Lyons, a company that, for more than 70 years, has offered coverage to small trucking company fleets. Sagamore has a solid “A+” (Excellent) rating from A.M. Best.

Sagamore Insurance Company, Inc. is following in the footsteps of Baldwin and Lyons by starting out specializing in covering small trucking companies and then growing to offer private passenger coverage in 1995.

This decision to diversify the private sector proved to be lucrative. It enhanced the company’s growth, making it the success it is today.

You can get auto insurance quotes online today with just your ZIP code entered into our FREE search tool!

Sagamore Insurance for Commercial Vehicles


Sagamore Insurance Company offers its services in 47 states, with offices throughout the country to personally address your needs.

The company’s commercial policies are available to limousine companies and other small transportation businesses with one to six vehicles.

Sagamore is not equipped to provide coverage to businesses that transport hazardous materials.

Insurance for commercial vehicles requires certain amounts of liability coverage mandated by the state where the business is registered.

Commercial vehicles are offered liability coverage of up to one million dollars, and up to $100,000 for cargo coverage.

Comprehensive and collision coverage, as well as FT/CAC, is also available to most trucking businesses.

Policyholders can make monthly payments online, by phone, or in person. The company does not have the overhead to accommodate large fleets, which allows the company to keep rates low and competitive.

This is the type of company you might consider for your start-up business.

Sagamore Insurance for High-Risk Drivers

Young drivers, new drivers and those with blemished driving records may also find this to be a good insurer to consider for affordable coverage.

Certain groups such as those mentioned are sure to pay premium rates for insurance under a high-risk category. Sagamore is able to offer lower rates because of their lower overhead.

High-risk drivers may also take the initiative to lower their premiums by doing any of the following:

  • Pay premiums in advance
  • Purchase your policy for a longer term
  • Opt for a higher deductible
  • Mention your club affiliations (this may get you a discount)

If you have a business and have the option of combining your personal coverage with business coverage, it may warrant a multi-policy discount. Fleets usually receive a multi-vehicle discount as well.

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

Sagamore Auto Insurance Programs

Sagamore offers several programs to assist its policyholders with whatever services they might need.

As a way to keep the lines of communication open between policyholder and agency, and agent and headquarters, a newsletter is distributed monthly.

The newsletter offers advice and education that may be helpful to both agents and policyholders.

Also for its policyholders, med pay, special equipment and rentals are available as policy inclusions.

Sagamore implements electronic signatures and CLUE reports for its agents. CLUE and MVR reports are made available to agents to manage policies and sales.

Sagamore Insurance Company Careers


If you are considering a career with Sagamore, they welcome applications. They seek to attract agents by offering incentives unusual to other agencies. Some of those differences are:

  • No brokers
  • Competitive commissions
  • No charge-backs
  • Liberty to exclude drivers
  • No quotas

Agents also have the ability to rate and bind online in addition to e-signatures. This company allows policy rewrites up to 30 days after cancellation.

Other careers consist of related fields from entry level to graduate study.

The company offers a full benefits package to its employees, such as life insurance, medical and dental, flexible spending account, 401(k), and tuition reimbursement.

Sagamore Insurance Company Reviews

Sagamore has an average record of reviews with the exception of a few positive comments.

Several reviews related to customer service and the amount of time it took the company to take action on one thing or another.

The company has also been involved in a couple of court cases.

The positive comments are the exception since most insurance reviews found online appear to be angry venting from people who are parties to an accident with a Sagamore policyholder.

One positive reviewer wanted to thank the company for providing her with coverage when she was unable to obtain it.

Another recommended the company, based on her seven years and three claims experience.

To get online auto insurance rates from several companies in minutes, simply enter your ZIP code to start the process!

2 Reviews

  1. stephen riley June 21, 2014
  2. Jesse James February 1, 2016

Leave a Review


FREE Auto Insurance Comparison

Enter your zip code below to compare rates from the top companies in your area

 Secured with SHA-256 Encryption