The Standard Auto Insurance Review (2022)

When looking for The Standard auto insurance, you may find conflicting results. The Standard Insurance Group provides standard and non-standard auto and home insurance policies in Texas only. Save up to 40% on your auto insurance rates by comparing your The Standard auto insurance rates against other top auto insurance company quotes.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Sep 28, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 28, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Rachel BodineReviewed By: Daniel WalkerUPDATED: Sep 28, 2022Fact Checked
Quick Read

The Bottom Line

Bottom Line

The Standard is a financial advising company based in Portland, Oregon, that specializes in life and disability insurance as well as retirement planning. Unfortunately, the company does not offer any form of auto insurance coverage, and it does not look like it will be venturing into that field of the insurance market anytime in the future either.

Have we made it clear which The Standard insurance company you’re looking at from the several options in your google search results?

Since auto insurance from The Standard is essentially a dead end, try out our free online quote option to start comparison shopping auto insurance policies today. Just type in your ZIP code, and before you know it, we’ll send you detailed quotes from multiple auto insurance companies in your area.

If you are looking for the best auto insurance companies online and search for The Standard, your results may be confusing.

A quick search of The Standard Auto Insurance Company provides a range of misleading results given that the word “standard” itself triggers a number of unrelated topics in the insurance field alone; combine that confusion with auto insurance offered by a Standard Insurance Company based in Plano, Texas, that has no affiliation, and you’ll be left with even more questions.

Lucky for you, we have the answers to cut through this mixed bag of search results to give you a clear and concise depiction of who is The Standard Car Insurance Company.

What kinds of insurance does The Standard offer? Does The Standard auto insurance offer car insurance? Is the Standard reliable? And where is The Standard insurance car insurance available?

Our The Standard Auto Insurance review provides all the information you need to know about the American insurance and financial advisory subsidiary of StanCorp Financial Group, Inc.

If you’d rather skip the explanations about differing standard insurance companies and start comparison shopping auto insurance policies right now, then try out our free online quote option by typing in your ZIP code. We’ll send you detailed quotes from multiple providers in no time, so you can make the best-educated decision when it comes to your local auto coverage options.

Is The Standard Insurance Company a Good Choice?

Where is The Standard located?

For any mail-in inquiries or claims, The Standard directs customers to use the following address: P.O. Box 711, Portland, Oregon 97207

The Standard’s physical address, though, is 1100 S W Sixth Avenue, Portland, Oregon, 97207.

Does The Standard have agents?

The Standard does have agents or brokers who they partner with to help clients understand their disability and life insurance policies. It seems that these brokers, however, are not necessarily available to contact directly through The Standard.

Individual brokers would then need to be contacted who are partnered with The Standard or policies can be purchased through group or business-related contracts.

There does not seem to be any individual agents or brokers to contact directly for The Standard.

And since you can’t receive a quote for The Standard car insurance from an agent, you should try out our free online quote option. All you have to do is type in your ZIP code, and we will send you detailed quotes from multiple auto insurance companies in your area. It’s that simple.

 

The Standard Insurance Company Rates

How do I get a quote from The Standard?

Receiving a quote is an important step when choosing an auto insurance company, but in this case, you would have to seek out a third-party auto insurance provider.

There is no The Standard auto insurance quote made available to clients as the company does not offer auto coverage.

The remaining insurance products that the insurance company does offer are also not given easy quote options either.

Individual quotes are not available for The Standard as the majority of the company’s plans are sold as group or business policy contracts. For information regarding group plans or even individual quotes on annuities and life insurance, customers can access contact information for financial advisors online.

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The Standard Insurance Company Coverage Options

Does The Standard sell auto insurance?

To clarify, The Standard insurance company being reviewed is a wholly-owned subsidiary of the StanCorp Financial Group that has no affiliation with any company that shares its namesake; at least two other prominent yet smaller insurance companies, Reliance Standard and the Standard Insurance Agency, come up frequently in search results.

Is Reliance Standard good Insurance? Who is the standard insurance lady? And, who owns Standard insurance in Texas? These are all frequently asked questions involved in a typical The Standard google search that will not be covered as they pertain to different Standard insurance companies.

The Standard Insurance company we are reviewing here specializes in financial advising as well as life and disability insurance.

It services an average of 8.5 million people individually in the U.S. with group plans and individual disability coverage from over 30,000 employer benefits programs.

According to the 2018 U.S. Census Bureau reports, close to 70 percent of the population is covered by private insurance with around 159 million of those being employer-based coverage; that means The Standard is roughly making up close to 20 percent of total coverage in America through employer-based plans.

What kinds of policies does The Standard auto insurance offer? And how expensive is The Standard’s auto insurance?

If you’re looking for cheap auto insurance rates, then you will have to find a different third party auto insurance company. The Standard does not currently offer any form of auto insurance coverage.

The coverage offered includes The Standard Insurance Company disability, life, and annuities insurance as well as The Standard retirement planning options.

Since the company focuses on group life and disability insurance, there is no specific number or average rates for potential customers to review in regards to The Standard’s auto insurance cost.

For those of you reading who are actively searching for average auto rates, we have gone ahead and included some estimates by states in the table below.

Average Annual Comprehensive Auto Insurance Rates by State
StatesAverage Annual Comprehensive Auto Insurance
Rates
Oregon$89.66
Maine$96.66
California$99.29
Hawaii$100.09
New Hampshire$103.03
Washington$104.11
Utah$106.57
Florida$110.12
Idaho$110.78
Ohio$112.74
Delaware$113.23
Indiana$115.02
Nevada$116.79
Illinois$117.98
Vermont$118.31
Rhode Island$122.17
North Carolina$123.00
New Jersey$123.18
Connecticut$126.02
Wisconsin$126.34
Massachusetts$128.92
Virginia$129.89
Kentucky$130.15
Pennsylvania$132.01
Tennessee$135.62
Countrywide$138.87
Alaska$141.08
Alabama$146.28
Maryland$146.77
Michigan$147.02
Georgia$153.61
New York$156.66
Colorado$158.34
South Carolina$165.38
Missouri$166.34
New Mexico$166.89
Iowa$171.58
Minnesota$173.04
Arkansas$183.36
Arizona$184.20
Texas$186.70
Mississippi$194.74
West Virginia$195.04
Montana$199.87
Oklahoma$201.56
Nebraska$206.24
Louisiana$208.59
Wyoming$222.86
Kansas$225.34
North Dakota$227.64
South Dakota$228.59
District of Columbia$230.25
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These average rates by state for comprehensive auto insurance should give you a better idea of what you might spend on coverage and is one of the best ways to compare auto insurance company rates.

Since auto insurance is essential to any and all motorists, drivers should also keep in mind that even a single-car accident can have an impact on your auto insurance rates, as this table shows:

Average Annual Auto Insurance Rates by Driving Record
CompaniesAverage Annual Rates With a Clean Driving RecordAverage Annual Rates With 1 AccidentAverage Annual Rates With 1 DUIAverage Annual Rates With 1 Speeding Violation
USAA$1,858.11$2,737.39$3,224.03$2,132.96
State Farm$2,561.35$2,934.63$3,462.47$2,561.35
GEICO$2,769.60$3,651.43$3,061.96$3,570.55
Nationwide$3,351.99$3,351.99$4,977.19$3,789.11
Progressive$4,066.74$5,258.36$4,753.00$4,581.27
Allstate$4,270.52$6,562.28$6,837.95$4,270.52
American Family$4,418.84$5,627.66$4,931.37$4,418.84
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We would like to press on readers the importance of these price points and maintaining affordable auto insurance through safe driving practices, but it is also important to reiterate that these averages are not for any form of auto insurance from The Standard.

Who owns The Standard auto insurance?

As mentioned previously, The Standard does not offer any form of auto insurance coverage, but the company is owned by StanCorp Financial group headquartered in Portland, Oregon. As of 2016, though, Meiji Yasuda, a Japanese mutual insurance group, purchased Stancorp Financial for $5 billion.

Even after the recent purchase, StanCorp remains American based as The Standard insurance company revenue is still primarily being made through group employer benefits packages in 49 states and Washington, DC.

Frequently Asked Questions

Frequently Asked Questions: The Standard Auto Insurance

Does The Standard have coverage for auto insurance? Now you know. For any unanswered questions, look at our list below.

#1 – How does The Standard auto insurance compare to other providers?

The Standard does not offer auto insurance, so it is hard to compare them to other auto insurance companies. Two different companies that share variations on the same namesake Standard Insurance do offer auto insurance, but The Standard remains focused on financial advising as well as life and disability insurance.

In The  Standard’s field of group insurance plans, the company is quite popular servicing over 8.5 million individuals. The Standard also does very well in employee satisfaction with GlassDoor reporting a rating of nearly 4 out 5 stars in overall job approval with an 81 percent approval rating for the CEO.

#2 – What is The Standard auto insurance’s A.M. Best Rating

The Standard does not have an A.M. Best rating for auto insurance since the company does not offer any form of auto coverage. However, The Standard’s A.M. Best credit rating is excellent with an A+ grade for long term financial stability.

#3 – What kind of discounts does the Standard auto insurance offer?

The Standard does not offer any kind of auto insurance discount because it is not involved in the auto insurance industry. The company does specialize in group and company plans that offer discounted rates for life and disability insurance to employees participating in those plans.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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