Allmerica Financial Alliance Auto Insurance

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Company Details


440 Lincoln Street

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Things to Remember...
  • Hanover is a property and casualty insurance company that sells personal and commercial lines of insurance
  • Hanover auto insurance is called Connections Insurance because the company strives to create a policy that connects to the client
  • Hanover offers specialized auto insurance called “toys coverage” for vehicles such as dune buggies, motor homes, and snowmobiles

A review of Allmerica Financial Alliance Auto Insurance leads to Hanover Insurance Group, for which Allmerica Financial Alliance is a subsidiary.

Hanover has been selling insurance policies and consistently growing its portfolio of insurance products since 1850.

Based in Massachusetts, the company sells insurance in all 50 states and the District of Columbia.

They are a publicly traded company that has consistently received an “A”, or excellent, financial stability rating from A.M. Best independent insurance rating company.

If you are looking for personal auto insurance coverage, enter your zip code in the free box to compare auto insurance quotes from top companies!

Hanover Insurance Group Personal Lines of Insurance


Hanover offers a variety of personal insurance coverage options that can be customized to fit the personal insurance needs of clients.

Hanover home insurance options are:

  • A basic policy
  • A select policy
  • A select plus policy
  • A select premium policy
  • A select premium extra policy

The policy you choose depends on the coverage you need for your home, the value of your home, and the value of your assets. Auto insurance policies include:

Another type of personal insurance offered by Hanover is umbrella and identity theft coverage.

This coverage helps cover legal expenses if you are sued due to an accident or something that happens on your property or if your identity is stolen.

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Hanover Insurance Group Business Lines of Insurance

Hanover has insurance for many different types of businesses including:

  • A business owner’s policy
  • Workers compensation
  • Commercial auto insurance
  • Commercial umbrella insurance

Different businesses need different coverage options.

Hanover is one of the few insurance companies to carry a specific plan for mid-sized businesses.

Mid-sized businesses are often overlooked and forced to choose between small business insurance and large business insurance options, neither of which fit the needs of a mid-sized business.

Hanover’s mid-sized business insurance policy is customized to match the needs of the business.

Inland marine policies from Hanover are specifically for businesses that own or operate watercraft. Hanover has policies that are right for both in-depth and simply marine businesses.

Hanover also offers commercial surety bonds. Surety bonds are contracts between a hired contractor and the client.

For example, if you hire a construction contractor to build an addition on your home, you would want them to be bonded so if they did not hold up their end of the bargain, or a natural disaster ruins the construction before it is complete, you are covered.

Hanover Specialized Insurance

Hanover is the first insurance company to offer an insurance called “Toys” coverage. It’s not for all the stuff you buy your kids; it is for all the fun stuff you buy yourself.

This coverage is only available for those who already have a personal auto insurance policy with Hanover as it is an add-on and cannot be purchased separately.

The Toys coverage covers motor homes, golf carts, dune buggies, all-terrain vehicles, snowmobiles, antique vehicles, classic vehicles, trailers, and campers.

The policy only covers physical damage. If you want other types of coverage on these vehicles, a policy will need to be customized specifically for you by Hanover.

If you are looking for personal auto insurance coverage, enter your zip code in the free box below to see auto insurance rates from top companies in your area!

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